PAY vs. PLTR

Last updated Apr 1, 2026

Compare and contrast key facts about Paymentus Holdings, Inc. (PAY) and Palantir Technologies Inc. (PLTR).

Performance

PAY vs. PLTR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Paymentus Holdings, Inc. (PAY) and Palantir Technologies Inc. (PLTR). The values are adjusted to include any dividend payments, if applicable.

PAY vs. PLTR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
PAY Paymentus Holdings, Inc.	-19.59%	-3.31%	82.82%	123.10%	-77.10%	22.26%
PLTR Palantir Technologies Inc.	-17.70%	135.03%	340.48%	167.45%	-64.74%	-17.68%

Fundamentals

Market Cap PAY : $3.28B PLTR : $376.45B
EPS PAY : $0.52 PLTR : $0.63
PE Ratio PAY : 49.02 PLTR : 231.01
PEG Ratio PAY : 0.60 PLTR : 1.34
PS Ratio PAY : 2.74 PLTR : 83.88
PB Ratio PAY : 5.86 PLTR : 50.96
Total Revenue (TTM) PAY : $1.20B PLTR : $4.48B
Gross Profit (TTM) PAY : $296.34M PLTR : $3.69B
EBITDA (TTM) PAY : $99.03M PLTR : $1.52B

Returns By Period

In the year-to-date period, PAY achieves a -19.59% return, which is significantly lower than PLTR's -17.70% return.

PAY

• 1D: 3.00%
• 1M: 3.80%
• YTD: -19.59%
• 6M: -16.99%
• 1Y: -2.68%
• 3Y*: 42.06%
• 5Y*: —
• 10Y*: —

PLTR

• 1D: 6.35%
• 1M: 6.63%
• YTD: -17.70%
• 6M: -19.81%
• 1Y: 73.32%
• 3Y*: 158.69%
• 5Y*: 44.69%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

PAY vs. PLTR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PAY

PAY Risk / Return Rank: 38
PAY Sharpe Ratio Rank: 39
PAY Sortino Ratio Rank: 38
PAY Omega Ratio Rank: 37
PAY Calmar Ratio Rank: 39
PAY Martin Ratio Rank: 39

PLTR

PLTR Risk / Return Rank: 77
PLTR Sharpe Ratio Rank: 81
PLTR Sortino Ratio Rank: 76
PLTR Omega Ratio Rank: 75
PLTR Calmar Ratio Rank: 76
PLTR Martin Ratio Rank: 76

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PAY vs. PLTR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Paymentus Holdings, Inc. (PAY) and Palantir Technologies Inc. (PLTR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PAY	PLTR	Difference
Sharpe ratio Return per unit of total volatility	-0.05	1.28	-1.33
Sortino ratio Return per unit of downside risk	0.33	1.85	-1.52
Omega ratio Gain probability vs. loss probability	1.04	1.24	-0.20
Calmar ratio Return relative to maximum drawdown	-0.09	1.86	-1.95
Martin ratio Return relative to average drawdown	-0.16	4.55	-4.71
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PAY vs. PLTR - Sharpe Ratio Comparison

The current PAY Sharpe Ratio is -0.05, which is lower than the PLTR Sharpe Ratio of 1.28. The chart below compares the historical Sharpe Ratios of PAY and PLTR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	PAY	PLTR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.05	1.28	-1.33
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.69	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.04	0.92	-0.96

Correlation

The correlation between PAY and PLTR is 0.40, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

PAY vs. PLTR - Dividend Comparison

Neither PAY nor PLTR has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

PAY vs. PLTR - Drawdown Comparison

The maximum PAY drawdown since its inception was -80.78%, roughly equal to the maximum PLTR drawdown of -84.62%. Use the drawdown chart below to compare losses from any high point for PAY and PLTR.

Drawdown Indicators

	PAY	PLTR	Difference
Max Drawdown Largest peak-to-trough decline	-80.78%	-84.62%	+3.84%
Max Drawdown (1Y) Largest decline over 1 year	-42.02%	-37.81%	-4.21%
Max Drawdown (5Y) Largest decline over 5 years	—	-79.14%	—
Current Drawdown Current decline from peak	-36.24%	-29.39%	-6.85%
Average Drawdown Average peak-to-trough decline	-41.88%	-40.57%	-1.31%
Ulcer Index Depth and duration of drawdowns from previous peaks	22.23%	15.48%	+6.75%

Volatility

PAY vs. PLTR - Volatility Comparison

The current volatility for Paymentus Holdings, Inc. (PAY) is 9.64%, while Palantir Technologies Inc. (PLTR) has a volatility of 14.75%. This indicates that PAY experiences smaller price fluctuations and is considered to be less risky than PLTR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PAY	PLTR	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.64%	14.75%	-5.11%
Volatility (6M) Calculated over the trailing 6-month period	38.79%	37.73%	+1.06%
Volatility (1Y) Calculated over the trailing 1-year period	52.71%	57.68%	-4.97%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	63.06%	65.50%	-2.44%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	63.06%	70.22%	-7.16%

Financials

PAY vs. PLTR - Profitability Comparison

The chart below illustrates the profitability comparison between Paymentus Holdings, Inc. and Palantir Technologies Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

PAY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Paymentus Holdings, Inc. reported a gross profit of 83.99M and revenue of 330.46M. Therefore, the gross margin over that period was 25.4%.

PLTR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Palantir Technologies Inc. reported a gross profit of 1.19B and revenue of 1.41B. Therefore, the gross margin over that period was 84.7%.

PAY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Paymentus Holdings, Inc. reported an operating income of 24.07M and revenue of 330.46M, resulting in an operating margin of 7.3%.

PLTR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Palantir Technologies Inc. reported an operating income of 575.39M and revenue of 1.41B, resulting in an operating margin of 40.9%.

PAY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Paymentus Holdings, Inc. reported a net income of 20.67M and revenue of 330.46M, resulting in a net margin of 6.3%.

PLTR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Palantir Technologies Inc. reported a net income of 608.68M and revenue of 1.41B, resulting in a net margin of 43.3%.