- ISIN
- US70439P1084
- CUSIP
- 70439P108
- Sector
- Technology
- Industry
- Information Technology Services
- IPO Date
- Apr 29, 2005
Highlights
- Market Cap
- $2.61B
- Enterprise Value
- $2.28B
- EPS (TTM)
- $0.57
- PE Ratio
- 35.28
- PEG Ratio
- 0.43
- Total Revenue (TTM)
- $1.28B
- Gross Profit (TTM)
- $316.55M
- EBITDA (TTM)
- $121.90M
- Year Range
- $20.11 - $39.38
- Target Price
- $33.33
- ROA (TTM)
- 10.60%
- ROE (TTM)
- 12.69%
Share Price Chart
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Performance
PAY Performance Chart
Paymentus Holdings, Inc. (PAY) is down 36.0% since the beginning of the year. At $20 per share, PAY is trading 48.7% below its 52-week high of $39. Investors who bought $1,000 worth of PAY shares 5 years ago would now be looking at an investment worth $578.
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Returns By Period
Paymentus Holdings, Inc. (PAY) has returned -36.02% so far this year and -37.08% over the past 12 months.
Paymentus Holdings, Inc.
- 1D
- -4.08%
- 1M
- -13.82%
- YTD
- -36.02%
- 6M
- -35.08%
- 1Y
- -37.08%
- 3Y*
- 24.47%
- 5Y*
- -10.37%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
PAY Monthly Returns History
Based on dividend-adjusted daily data since May 26, 2021, PAY's average daily return is +0.05%, while the average monthly return is +0.75%. At this rate, an investment would double in approximately 7.7 years.
Historically, 45% of months were positive and 55% were negative. The best month was Nov 2024 with a return of +53.6%, while the worst month was Jan 2022 at -24.9%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 6 months.
On a daily basis, PAY closed higher 49% of trading days. The best single day was Nov 10, 2022 with a return of +32.0%, while the worst single day was Aug 4, 2022 at -28.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -15.38% | -8.45% | 3.80% | 10.43% | -16.26% | -13.96% | -36.02% | ||||||
| 2025 | -2.17% | -14.27% | -4.74% | 24.37% | 17.65% | -14.24% | -14.87% | 39.63% | -21.40% | -6.54% | 21.40% | -9.01% | -3.31% |
| 2024 | -11.25% | -1.89% | 46.21% | -10.29% | -8.33% | 1.55% | 11.32% | 7.47% | -11.92% | 22.93% | 53.64% | -13.59% | 82.82% |
| 2023 | 8.49% | 2.99% | -1.01% | -7.11% | 14.22% | 12.34% | 6.91% | 33.39% | 10.23% | -12.29% | 18.61% | 3.47% | 123.10% |
| 2022 | -24.87% | -12.33% | -8.51% | -21.44% | -8.27% | -11.98% | 8.83% | -18.14% | -18.39% | 7.00% | -2.50% | -21.01% | -77.10% |
| 2021 | 6.05% | 16.39% | -18.31% | -11.55% | -3.94% | 3.90% | 15.47% | 18.34% | 21.63% |
Benchmark Metrics
Paymentus Holdings, Inc. has an annualized alpha of -6.99%, beta of 1.50, and R2 of 0.17 versus S&P 500 Index. Calculated based on daily prices since May 26, 2021.
- This stock participated in 138.97% of S&P 500 Index downside but only 64.83% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.17 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -6.99%
- Beta
- 1.50
- R²
- 0.17
- Upside Capture
- 64.83%
- Downside Capture
- 138.97%
Return for Risk
Risk / Return Rank
PAY ranks 11 for risk / return — in the bottom 11% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Paymentus Holdings, Inc. (PAY) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PAY | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.75 | ||
| Sortino ratioReturn per unit of downside risk | -3.73 | ||
| Omega ratioGain probability vs. loss probability | 0.88 | 1.37 | -0.49 |
| Calmar ratioReturn relative to maximum drawdown | -0.77 | 2.78 | -3.56 |
| Martin ratioReturn relative to average drawdown | -1.42 | 12.44 | -13.86 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Paymentus Holdings, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Paymentus Holdings, Inc. was 80.78%, occurring on Dec 28, 2022. Recovery took 477 trading sessions.
The current Paymentus Holdings, Inc. drawdown is 49.27%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -80.78%Dec 2022 | 1y 5mo | 1y 10mo | 3y 4moJul 2021 - Nov 2024 |
2026 bear market2026 | -49.27%Jun 2026 | 1y 1mo | — | 1y 1moMay 2025 - now |
2025 selloff2025 | -37.08%Apr 2025 | 4mo 2d | 1mo 11d | 5mo 13dDec 2024 - May 2025 |
2021 correction2021 | -17.01%Jun 2021 | 5d | 15d | 20dJun 2021 - Jun 2021 |
2021 pullback2021 | -3.72%Jul 2021 | 6d | 5d | 11dJun 2021 - Jul 2021 |
Drawdown Indicators
| PAY | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -80.78% | -56.78% | -24.00% |
Max Drawdown (1Y)Largest decline over 1 year | -48.09% | -9.10% | -38.99% |
Max Drawdown (3Y)Largest decline over 3 years | -49.27% | -18.90% | -30.37% |
Max Drawdown (5Y)Largest decline over 5 years | -80.78% | -25.43% | -55.35% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -49.27% | -1.80% | -47.47% |
Average DrawdownAverage peak-to-trough decline | -41.67% | -10.71% | -30.96% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 26.11% | 2.03% | +24.08% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Paymentus Holdings, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Paymentus Holdings, Inc. is priced in the market compared to other companies in the Information Technology Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for PAY, comparing it with other companies in the Information Technology Services industry. Currently, PAY has a P/E ratio of 35.3. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for PAY compared to other companies in the Information Technology Services industry. PAY currently has a PEG ratio of 0.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for PAY relative to other companies in the Information Technology Services industry. Currently, PAY has a P/S ratio of 2.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for PAY in comparison with other companies in the Information Technology Services industry. Currently, PAY has a P/B value of 4.5. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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