PASUX vs. TBCIX

Last updated Jun 4, 2026

PASUX (T. Rowe Price Retirement 2065 Fund) and TBCIX (T. Rowe Price Blue Chip Growth Fund I Class) are both mutual funds - PASUX is a Target Retirement Date fund managed by T. Rowe Price, while TBCIX is a Large Cap Growth Equities fund managed by T. Rowe Price. Over the past 5 years, PASUX returned 9.09%/yr vs 14.09%/yr for TBCIX. Their correlation of 0.82 suggests significant overlap in exposure. PASUX charges 0.89%/yr vs 0.56%/yr for TBCIX.

Performance

PASUX vs. TBCIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in T. Rowe Price Retirement 2065 Fund (PASUX) and T. Rowe Price Blue Chip Growth Fund I Class (TBCIX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PASUX achieves a 11.72% return, which is significantly higher than TBCIX's 5.54% return.

PASUX

• 1D: 0.43%
• 1M: 4.59%
• YTD: 11.72%
• 6M: 12.33%
• 1Y: 26.03%
• 3Y*: 18.53%
• 5Y*: 9.09%
• 10Y*: —

TBCIX

• 1D: -0.69%
• 1M: 5.17%
• YTD: 5.54%
• 6M: 5.71%
• 1Y: 22.23%
• 3Y*: 29.00%
• 5Y*: 14.09%
• 10Y*: 17.93%

*Multi-year figures are annualized to reflect compound growth (CAGR)

PASUX vs. TBCIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
PASUX T. Rowe Price Retirement 2065 Fund	11.72%	18.63%	14.04%	20.48%	-19.40%	17.93%	13.76%
TBCIX T. Rowe Price Blue Chip Growth Fund I Class	5.54%	18.94%	48.73%	49.61%	-38.48%	18.30%	5.16%

Correlation

The correlation between PASUX and TBCIX is 0.73, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.73
Correlation (3Y) Calculated over the trailing 3-year period	0.77
Correlation (5Y) Calculated over the trailing 5-year period	0.83
Correlation (All Time) Calculated using the full available price history since Oct 28, 2020	0.82

The correlation between PASUX and TBCIX shifts across timeframes, from 0.73 (1 year) to 0.83 (5 years), reflecting how their relationship changes across market environments.

Return for Risk

PASUX vs. TBCIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PASUX

PASUX Risk / Return Rank: 54
PASUX Sharpe Ratio Rank: 55
PASUX Sortino Ratio Rank: 52
PASUX Omega Ratio Rank: 55
PASUX Calmar Ratio Rank: 49
PASUX Martin Ratio Rank: 60

TBCIX

TBCIX Risk / Return Rank: 21
TBCIX Sharpe Ratio Rank: 27
TBCIX Sortino Ratio Rank: 25
TBCIX Omega Ratio Rank: 24
TBCIX Calmar Ratio Rank: 15
TBCIX Martin Ratio Rank: 16

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PASUX vs. TBCIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2065 Fund (PASUX) and T. Rowe Price Blue Chip Growth Fund I Class (TBCIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	PASUX	TBCIX	Difference
Sharpe ratio Return per unit of total volatility	2.20	1.47	+0.72
Sortino ratio Return per unit of downside risk	3.04	2.06	+0.98
Omega ratio Gain probability vs. loss probability	1.41	1.26	+0.16
Calmar ratio Return relative to maximum drawdown	2.67	1.36	+1.31
Martin ratio Return relative to average drawdown	11.86	4.57	+7.28
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

PASUX vs. TBCIX - Sharpe Ratio Comparison

The current PASUX Sharpe Ratio is 2.20, which is higher than the TBCIX Sharpe Ratio of 1.47. The chart below compares the historical Sharpe Ratios of PASUX and TBCIX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	PASUX	TBCIX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.20	1.47	+0.72
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.60	0.59	+0.01
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.79	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.86	0.76	+0.10

Drawdowns

PASUX vs. TBCIX - Drawdown Comparison

The maximum PASUX drawdown since its inception was -28.23%, smaller than the maximum TBCIX drawdown of -43.26%. Use the drawdown chart below to compare losses from any high point for PASUX and TBCIX.

Drawdown Indicators

	PASUX	TBCIX	Difference
Max Drawdown Largest peak-to-trough decline	-28.23%	-43.26%	+15.03%
Max Drawdown (1Y) Largest decline over 1 year	-9.89%	-16.96%	+7.07%
Max Drawdown (3Y) Largest decline over 3 years	-15.70%	-23.06%	+7.36%
Max Drawdown (5Y) Largest decline over 5 years	-28.23%	-43.26%	+15.03%
Max Drawdown (10Y) Largest decline over 10 years	—	-43.26%	—
Current Drawdown Current decline from peak	0.00%	-0.69%	+0.69%
Average Drawdown Average peak-to-trough decline	-6.68%	-8.07%	+1.39%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.22%	5.01%	-2.79%

Volatility

PASUX vs. TBCIX - Volatility Comparison

T. Rowe Price Retirement 2065 Fund (PASUX) and T. Rowe Price Blue Chip Growth Fund I Class (TBCIX) have volatilities of 3.50% and 3.57%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PASUX	TBCIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.50%	3.57%	-0.07%
Volatility (6M) Calculated over the trailing 6-month period	9.69%	12.01%	-2.32%
Volatility (1Y) Calculated over the trailing 1-year period	12.05%	15.64%	-3.59%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.22%	23.91%	-8.69%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.09%	22.76%	-7.67%

PASUX vs. TBCIX - Expense Ratio Comparison

PASUX has a 0.89% expense ratio, which is higher than TBCIX's 0.56% expense ratio.

Dividends

PASUX vs. TBCIX - Dividend Comparison

PASUX's dividend yield for the trailing twelve months is around 2.97%, less than TBCIX's 4.93% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
PASUX T. Rowe Price Retirement 2065 Fund	2.97%	3.32%	1.73%	2.69%	3.70%	3.20%	1.09%	0.00%	0.00%	0.00%	0.00%
TBCIX T. Rowe Price Blue Chip Growth Fund I Class	4.93%	5.20%	18.28%	3.47%	5.84%	10.03%	1.18%	0.59%	2.50%	3.05%	0.81%

Frequently Asked Questions

Can I hold both PASUX and TBCIX in my portfolio?

PASUX and TBCIX have a correlation of 0.73, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PASUX or TBCIX?

TBCIX has higher volatility (3.57%) compared to PASUX (3.50%). In terms of maximum drawdown, PASUX dropped -28.23% vs TBCIX's -43.26%.

Which has better risk-adjusted returns?

PASUX currently has the higher Sharpe Ratio (2.20 vs 1.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.