PAGS vs. XYZ
PAGS (PagSeguro Digital Ltd.) and XYZ (Block, Inc) are both stocks. Both operate in the Software - Infrastructure industry within the Technology sector. Over the past 5 years, PAGS returned -28.70%/yr vs -20.53%/yr for XYZ. At a 0.48 correlation, their price movements are largely independent.
Performance
PAGS vs. XYZ - Performance Comparison
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Returns By Period
In the year-to-date period, PAGS achieves a -3.85% return, which is significantly lower than XYZ's 6.81% return.
PAGS
- 1D
- 0.22%
- 1M
- 3.82%
- YTD
- -3.85%
- 6M
- -9.66%
- 1Y
- 11.77%
- 3Y*
- -2.35%
- 5Y*
- -28.70%
- 10Y*
- —
XYZ
- 1D
- 0.62%
- 1M
- -0.37%
- YTD
- 6.81%
- 6M
- 7.37%
- 1Y
- 8.88%
- 3Y*
- 1.99%
- 5Y*
- -20.53%
- 10Y*
- 22.83%
PAGS vs. XYZ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
PAGS PagSeguro Digital Ltd. | -3.85% | 60.75% | -49.80% | 42.68% | -66.67% | -53.90% | 66.51% | 82.38% | -33.58% |
XYZ Block, Inc | 6.81% | -23.41% | 9.88% | 23.09% | -61.09% | -25.79% | 247.89% | 11.54% | 24.62% |
Correlation
The correlation between PAGS and XYZ is 0.40, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.40 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.42 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.51 |
Correlation (All Time) Calculated using the full available price history since Jan 24, 2018 | 0.48 |
The correlation between PAGS and XYZ shifts across timeframes, from 0.40 (1 year) to 0.51 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
PAGS:
$2.53B
XYZ:
$41.54B
PAGS:
R$7.31
XYZ:
$1.31
PAGS:
6.25
XYZ:
53.09
PAGS:
0.32
XYZ:
0.01
PAGS:
0.67
XYZ:
1.75
PAGS:
0.90
XYZ:
1.91
PAGS:
R$19.80B
XYZ:
$24.48B
PAGS:
R$10.13B
XYZ:
$11.01B
PAGS:
R$9.32B
XYZ:
$2.42B
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Return for Risk
PAGS vs. XYZ — Risk / Return Rank
PAGS
XYZ
PAGS vs. XYZ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for PagSeguro Digital Ltd. (PAGS) and Block, Inc (XYZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PAGS | XYZ | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.05 | ||
| Sortino ratioReturn per unit of downside risk | +0.09 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 1.07 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 0.43 | 0.23 | +0.21 |
| Martin ratioReturn relative to average drawdown | 0.90 | 0.52 | +0.39 |
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Drawdowns
PAGS vs. XYZ - Drawdown Comparison
The maximum PAGS drawdown since its inception was -90.00%, roughly equal to the maximum XYZ drawdown of -86.08%. Use the drawdown chart below to compare losses from any high point for PAGS and XYZ.
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Drawdown Indicators
| PAGS | XYZ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.00% | -86.08% | -3.92% |
Max Drawdown (1Y)Largest decline over 1 year | -27.21% | -39.48% | +12.27% |
Max Drawdown (3Y)Largest decline over 3 years | -57.60% | -52.96% | -4.64% |
Max Drawdown (5Y)Largest decline over 5 years | -89.84% | -86.08% | -3.76% |
Max Drawdown (10Y)Largest decline over 10 years | — | -86.08% | — |
Current DrawdownCurrent decline from peak | -84.37% | -75.33% | -9.04% |
Average DrawdownAverage peak-to-trough decline | -55.47% | -41.05% | -14.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.03% | 17.15% | -4.12% |
Volatility
PAGS vs. XYZ - Volatility Comparison
The current volatility for PagSeguro Digital Ltd. (PAGS) is 11.85%, while Block, Inc (XYZ) has a volatility of 12.79%. This indicates that PAGS experiences smaller price fluctuations and is considered to be less risky than XYZ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PAGS | XYZ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.85% | 12.79% | -0.94% |
Volatility (6M)Calculated over the trailing 6-month period | 33.74% | 35.49% | -1.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 49.06% | 46.91% | +2.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 61.40% | 59.99% | +1.41% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 61.08% | 56.70% | +4.38% |
Dividends
PAGS vs. XYZ - Dividend Comparison
PAGS's dividend yield for the trailing twelve months is around 6.92%, while XYZ has not paid dividends to shareholders.
| Position | TTM | 2025 |
|---|---|---|
PAGS PagSeguro Digital Ltd. | 6.92% | 3.94% |
XYZ Block, Inc | 0.00% | 0.00% |
Financials
PAGS vs. XYZ - Financials Comparison
This section allows you to compare key financial metrics between PagSeguro Digital Ltd. and Block, Inc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PAGS vs. XYZ - Profitability Comparison
PAGS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PagSeguro Digital Ltd. reported a gross profit of 2.40B and revenue of 4.69B. Therefore, the gross margin over that period was 51.2%.
XYZ - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Block, Inc reported a gross profit of 2.91B and revenue of 6.06B. Therefore, the gross margin over that period was 48.0%.
PAGS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PagSeguro Digital Ltd. reported an operating income of 1.75B and revenue of 4.69B, resulting in an operating margin of 37.3%.
XYZ - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Block, Inc reported an operating income of -171.99M and revenue of 6.06B, resulting in an operating margin of -2.8%.
PAGS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PagSeguro Digital Ltd. reported a net income of 535.32M and revenue of 4.69B, resulting in a net margin of 11.4%.
XYZ - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Block, Inc reported a net income of -308.68M and revenue of 6.06B, resulting in a net margin of -5.1%.
Frequently Asked Questions
PAGS and XYZ have a correlation of 0.40, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
XYZ has higher volatility (12.79%) compared to PAGS (11.85%). In terms of maximum drawdown, PAGS dropped -90.00% vs XYZ's -86.08%.
PAGS currently has the higher Sharpe Ratio (0.24 vs 0.19), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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