OTCFX vs. SWSCX
OTCFX (T. Rowe Price Small-Cap Stock Fund) and SWSCX (Schwab Small-Cap Equity Fund™) are both mutual funds - OTCFX is a Small Cap Growth Equities fund managed by T. Rowe Price, while SWSCX is a Small Cap Blend Equities fund managed by Charles Schwab. Over the past 10 years, OTCFX returned 11.31%/yr vs 10.41%/yr for SWSCX. Their 0.96 correlation means they have historically moved very closely together. OTCFX charges 0.85%/yr vs 1.08%/yr for SWSCX.
Performance
OTCFX vs. SWSCX - Performance Comparison
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Returns By Period
In the year-to-date period, OTCFX achieves a 14.73% return, which is significantly lower than SWSCX's 26.30% return. Over the past 10 years, OTCFX has outperformed SWSCX with an annualized return of 11.31%, while SWSCX has yielded a comparatively lower 10.41% annualized return.
OTCFX
- 1D
- 1.41%
- 1M
- -2.68%
- 6M
- 8.31%
- YTD
- 14.73%
- 1Y
- 22.96%
- 3Y*
- 13.78%
- 5Y*
- 5.15%
- 10Y*
- 11.31%
- ALL TIME*
- 10.26%
SWSCX
- 1D
- 1.73%
- 1M
- 1.61%
- 6M
- 18.94%
- YTD
- 26.30%
- 1Y
- 34.07%
- 3Y*
- 15.90%
- 5Y*
- 10.19%
- 10Y*
- 10.41%
- ALL TIME*
- 10.35%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
OTCFX vs. SWSCX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
OTCFX T. Rowe Price Small-Cap Stock Fund | 14.73% | 8.37% | 11.48% | 17.56% | -23.47% | 17.07% | 25.05% | 33.61% | -3.39% | 15.13% |
SWSCX Schwab Small-Cap Equity Fund™ | 26.30% | 5.66% | 9.89% | 19.90% | -14.12% | 29.29% | 7.63% | 17.89% | -12.47% | 10.04% |
Correlation
The correlation between OTCFX and SWSCX is 0.87, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.87 |
Correlation (3Y) Balances recent behavior with more history. | 0.92 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.94 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.94 |
Correlation (All Time) Calculated using the full available price history since Jul 16, 2003 | 0.96 |
The correlation between OTCFX and SWSCX has been stable across timeframes, ranging from 0.87 to 0.96 - a consistent structural relationship.
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Return for Risk
OTCFX vs. SWSCX — Risk / Return Rank
OTCFX
SWSCX
OTCFX vs. SWSCX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Small-Cap Stock Fund (OTCFX) and Schwab Small-Cap Equity Fund™ (SWSCX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OTCFX | SWSCX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.37 | ||
| Sortino ratioReturn per unit of downside risk | -0.15 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.32 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.40 | 2.90 | -0.49 |
| Martin ratioReturn relative to average drawdown | 8.37 | 7.96 | +0.41 |
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Drawdowns
OTCFX vs. SWSCX - Drawdown Comparison
The maximum OTCFX drawdown since its inception was -56.37%, smaller than the maximum SWSCX drawdown of -63.30%. Use the drawdown chart below to compare losses from any high point for OTCFX and SWSCX.
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Drawdown Indicators
| OTCFX | SWSCX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.37% | -63.30% | +6.93% |
Max Drawdown (1Y)Largest decline over 1 year | -10.75% | -12.75% | +2.00% |
Max Drawdown (3Y)Largest decline over 3 years | -23.51% | -27.35% | +3.84% |
Max Drawdown (5Y)Largest decline over 5 years | -32.44% | -27.35% | -5.09% |
Max Drawdown (10Y)Largest decline over 10 years | -37.71% | -49.32% | +11.61% |
Current DrawdownCurrent decline from peak | -4.53% | -0.65% | -3.88% |
Average DrawdownAverage peak-to-trough decline | -8.21% | -10.53% | +2.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.06% | 4.63% | -1.57% |
Volatility
OTCFX vs. SWSCX - Volatility Comparison
T. Rowe Price Small-Cap Stock Fund (OTCFX) has a higher volatility of 5.11% compared to Schwab Small-Cap Equity Fund™ (SWSCX) at 4.07%. This indicates that OTCFX's price experiences larger fluctuations and is considered to be riskier than SWSCX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| OTCFX | SWSCX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.11% | 4.07% | +1.04% |
Volatility (6M)Calculated over the trailing 6-month period | 14.68% | 14.12% | +0.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.90% | 21.31% | -2.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.20% | 22.44% | -2.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.44% | 23.57% | -3.13% |
OTCFX vs. SWSCX - Expense Ratio Comparison
OTCFX has a 0.85% expense ratio, which is lower than SWSCX's 1.08% expense ratio.
Dividends
OTCFX vs. SWSCX - Dividend Comparison
OTCFX's dividend yield for the trailing twelve months is around 6.21%, while SWSCX has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
OTCFX T. Rowe Price Small-Cap Stock Fund | 6.21% | 7.13% | 16.00% | 3.80% | 4.12% | 7.08% | 2.28% | 5.35% | 12.43% | 8.39% | 1.89% | 10.93% |
SWSCX Schwab Small-Cap Equity Fund™ | 0.00% | 0.00% | 14.10% | 0.36% | 10.14% | 12.07% | 0.19% | 0.11% | 26.16% | 14.46% | 0.41% | 14.47% |
Frequently Asked Questions
OTCFX and SWSCX have a correlation of 0.87, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
OTCFX has higher volatility (5.11%) compared to SWSCX (4.07%). In terms of maximum drawdown, OTCFX dropped -56.37% vs SWSCX's -63.30%.
SWSCX currently has the higher Sharpe Ratio (1.74 vs 1.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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