NNI vs. CPRT

Last updated Apr 1, 2026

Compare and contrast key facts about Nelnet, Inc. (NNI) and Copart, Inc. (CPRT).

Performance

NNI vs. CPRT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Nelnet, Inc. (NNI) and Copart, Inc. (CPRT). The values are adjusted to include any dividend payments, if applicable.

NNI vs. CPRT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
NNI Nelnet, Inc.	-2.76%	25.71%	22.41%	-1.64%	-6.04%	38.71%	24.01%	12.66%	-3.32%	9.27%
CPRT Copart, Inc.	-15.20%	-31.78%	17.12%	60.95%	-19.68%	19.15%	39.93%	90.33%	10.63%	55.89%

Fundamentals

Market Cap NNI : $4.69B CPRT : $32.41B
EPS NNI : $11.78 CPRT : $1.59
PE Ratio NNI : 10.95 CPRT : 20.83
PEG Ratio NNI : 0.88 CPRT : 1.61
PS Ratio NNI : 2.61 CPRT : 7.03
PB Ratio NNI : 1.27 CPRT : 3.31
Total Revenue (TTM) NNI : $1.80B CPRT : $4.61B
Gross Profit (TTM) NNI : $1.17B CPRT : $2.09B
EBITDA (TTM) NNI : $725.93M CPRT : $1.96B

Returns By Period

In the year-to-date period, NNI achieves a -2.76% return, which is significantly higher than CPRT's -15.20% return. Over the past 10 years, NNI has underperformed CPRT with an annualized return of 13.76%, while CPRT has yielded a comparatively higher 20.49% annualized return.

NNI

• 1D: -0.10%
• 1M: -0.39%
• YTD: -2.76%
• 6M: 3.38%
• 1Y: 17.40%
• 3Y*: 13.17%
• 5Y*: 13.13%
• 10Y*: 13.76%

CPRT

• 1D: 1.81%
• 1M: -12.84%
• YTD: -15.20%
• 6M: -26.17%
• 1Y: -41.33%
• 3Y*: -4.07%
• 5Y*: 3.35%
• 10Y*: 20.49%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

NNI vs. CPRT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NNI

NNI Risk / Return Rank: 67
NNI Sharpe Ratio Rank: 68
NNI Sortino Ratio Rank: 62
NNI Omega Ratio Rank: 58
NNI Calmar Ratio Rank: 73
NNI Martin Ratio Rank: 72

CPRT

CPRT Risk / Return Rank: 7
CPRT Sharpe Ratio Rank: 0
CPRT Sortino Ratio Rank: 1
CPRT Omega Ratio Rank: 2
CPRT Calmar Ratio Rank: 13
CPRT Martin Ratio Rank: 17

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NNI vs. CPRT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Nelnet, Inc. (NNI) and Copart, Inc. (CPRT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	NNI	CPRT	Difference
Sharpe ratio Return per unit of total volatility	0.76	-1.54	+2.30
Sortino ratio Return per unit of downside risk	1.27	-2.23	+3.50
Omega ratio Gain probability vs. loss probability	1.15	0.71	+0.44
Calmar ratio Return relative to maximum drawdown	1.65	-0.81	+2.46
Martin ratio Return relative to average drawdown	3.72	-1.29	+5.01
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

NNI vs. CPRT - Sharpe Ratio Comparison

The current NNI Sharpe Ratio is 0.76, which is higher than the CPRT Sharpe Ratio of -1.54. The chart below compares the historical Sharpe Ratios of NNI and CPRT, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	NNI	CPRT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.76	-1.54	+2.30
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.61	0.13	+0.48
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.51	0.75	-0.23
Sharpe Ratio (All Time) Calculated using the full available price history	0.24	0.49	-0.24

Correlation

The correlation between NNI and CPRT is 0.35, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

NNI vs. CPRT - Dividend Comparison

NNI's dividend yield for the trailing twelve months is around 0.96%, while CPRT has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
NNI Nelnet, Inc.	0.96%	0.90%	1.05%	1.20%	1.08%	0.92%	1.15%	1.27%	1.26%	1.06%	0.99%	1.25%
CPRT Copart, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

NNI vs. CPRT - Drawdown Comparison

The maximum NNI drawdown since its inception was -89.95%, which is greater than CPRT's maximum drawdown of -72.49%. Use the drawdown chart below to compare losses from any high point for NNI and CPRT.

Drawdown Indicators

	NNI	CPRT	Difference
Max Drawdown Largest peak-to-trough decline	-89.95%	-72.49%	-17.46%
Max Drawdown (1Y) Largest decline over 1 year	-10.10%	-49.20%	+39.10%
Max Drawdown (5Y) Largest decline over 5 years	-25.06%	-49.20%	+24.14%
Max Drawdown (10Y) Largest decline over 10 years	-44.04%	-49.20%	+5.16%
Current Drawdown Current decline from peak	-8.39%	-47.99%	+39.60%
Average Drawdown Average peak-to-trough decline	-22.35%	-16.37%	-5.98%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.47%	30.90%	-26.43%

Volatility

NNI vs. CPRT - Volatility Comparison

The current volatility for Nelnet, Inc. (NNI) is 5.90%, while Copart, Inc. (CPRT) has a volatility of 7.71%. This indicates that NNI experiences smaller price fluctuations and is considered to be less risky than CPRT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NNI	CPRT	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.90%	7.71%	-1.81%
Volatility (6M) Calculated over the trailing 6-month period	15.25%	18.81%	-3.56%
Volatility (1Y) Calculated over the trailing 1-year period	23.10%	27.01%	-3.91%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	21.79%	25.95%	-4.16%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	26.91%	27.49%	-0.58%

Financials

NNI vs. CPRT - Profitability Comparison

The chart below illustrates the profitability comparison between Nelnet, Inc. and Copart, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

NNI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Nelnet, Inc. reported a gross profit of 0.00 and revenue of 225.38M. Therefore, the gross margin over that period was 0.0%.

CPRT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Copart, Inc. reported a gross profit of 492.81M and revenue of 1.12B. Therefore, the gross margin over that period was 43.9%.

NNI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Nelnet, Inc. reported an operating income of 0.00 and revenue of 225.38M, resulting in an operating margin of 0.0%.

CPRT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Copart, Inc. reported an operating income of 388.71M and revenue of 1.12B, resulting in an operating margin of 34.7%.

NNI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Nelnet, Inc. reported a net income of 57.77M and revenue of 225.38M, resulting in a net margin of 25.6%.

CPRT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Copart, Inc. reported a net income of 350.73M and revenue of 1.12B, resulting in a net margin of 31.3%.