NFJ vs. VIHAX

Last updated Apr 1, 2026

Compare and contrast key facts about Virtus Dividend, Interest and Premium Strategy Fund (NFJ) and Vanguard International High Dividend Yield Index Fund Admiral Shares (VIHAX).

NFJ is managed by Virtus. It was launched on Feb 28, 2005. VIHAX is managed by Vanguard. It was launched on Mar 2, 2016.

Performance

NFJ vs. VIHAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Virtus Dividend, Interest and Premium Strategy Fund (NFJ) and Vanguard International High Dividend Yield Index Fund Admiral Shares (VIHAX). The values are adjusted to include any dividend payments, if applicable.

NFJ vs. VIHAX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
NFJ Virtus Dividend, Interest and Premium Strategy Fund	0.23%	12.40%	9.96%	21.30%	-23.90%	26.75%	12.42%	30.88%	-11.97%	12.74%
VIHAX Vanguard International High Dividend Yield Index Fund Admiral Shares	3.08%	38.01%	6.96%	16.81%	-6.88%	15.01%	-0.73%	20.03%	-12.38%	22.40%

Returns By Period

In the year-to-date period, NFJ achieves a 0.23% return, which is significantly lower than VIHAX's 3.08% return. Over the past 10 years, NFJ has underperformed VIHAX with an annualized return of 8.90%, while VIHAX has yielded a comparatively higher 10.16% annualized return.

NFJ

• 1D: 1.69%
• 1M: -4.65%
• YTD: 0.23%
• 6M: 1.64%
• 1Y: 14.41%
• 3Y*: 12.17%
• 5Y*: 6.57%
• 10Y*: 8.90%

VIHAX

• 1D: 0.23%
• 1M: -8.45%
• YTD: 3.08%
• 6M: 10.44%
• 1Y: 30.03%
• 3Y*: 19.39%
• 5Y*: 12.05%
• 10Y*: 10.16%

*Multi-year figures are annualized to reflect compound growth (CAGR)

NFJ vs. VIHAX - Expense Ratio Comparison

NFJ has a 0.02% expense ratio, which is lower than VIHAX's 0.22% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

VIHAX

Vanguard International High Dividend Yield Index Fund Admiral Shares

NFJ

Virtus Dividend, Interest and Premium Strategy Fund

Return for Risk

NFJ vs. VIHAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

NFJ

NFJ Risk / Return Rank: 41
NFJ Sharpe Ratio Rank: 38
NFJ Sortino Ratio Rank: 38
NFJ Omega Ratio Rank: 38
NFJ Calmar Ratio Rank: 47
NFJ Martin Ratio Rank: 45

VIHAX

VIHAX Risk / Return Rank: 92
VIHAX Sharpe Ratio Rank: 93
VIHAX Sortino Ratio Rank: 91
VIHAX Omega Ratio Rank: 91
VIHAX Calmar Ratio Rank: 91
VIHAX Martin Ratio Rank: 92

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

NFJ vs. VIHAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Virtus Dividend, Interest and Premium Strategy Fund (NFJ) and Vanguard International High Dividend Yield Index Fund Admiral Shares (VIHAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	NFJ	VIHAX	Difference
Sharpe ratio Return per unit of total volatility	0.85	2.07	-1.23
Sortino ratio Return per unit of downside risk	1.26	2.66	-1.40
Omega ratio Gain probability vs. loss probability	1.18	1.42	-0.24
Calmar ratio Return relative to maximum drawdown	1.19	2.61	-1.42
Martin ratio Return relative to average drawdown	4.60	10.91	-6.31
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

NFJ vs. VIHAX - Sharpe Ratio Comparison

The current NFJ Sharpe Ratio is 0.85, which is lower than the VIHAX Sharpe Ratio of 2.07. The chart below compares the historical Sharpe Ratios of NFJ and VIHAX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	NFJ	VIHAX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.85	2.07	-1.23
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.39	0.89	-0.50
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.48	0.64	-0.16
Sharpe Ratio (All Time) Calculated using the full available price history	0.27	0.64	-0.37

Correlation

The correlation between NFJ and VIHAX is 0.64, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

NFJ vs. VIHAX - Dividend Comparison

NFJ's dividend yield for the trailing twelve months is around 9.67%, more than VIHAX's 3.71% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
NFJ Virtus Dividend, Interest and Premium Strategy Fund	9.67%	9.46%	9.26%	7.78%	8.83%	5.60%	6.69%	6.92%	8.43%	8.62%	9.52%	13.32%
VIHAX Vanguard International High Dividend Yield Index Fund Admiral Shares	3.71%	3.69%	4.85%	4.58%	4.70%	4.30%	3.22%	5.63%	4.28%	3.16%	2.37%	0.00%

Drawdowns

NFJ vs. VIHAX - Drawdown Comparison

The maximum NFJ drawdown since its inception was -57.92%, which is greater than VIHAX's maximum drawdown of -38.80%. Use the drawdown chart below to compare losses from any high point for NFJ and VIHAX.

Drawdown Indicators

	NFJ	VIHAX	Difference
Max Drawdown Largest peak-to-trough decline	-57.92%	-38.80%	-19.12%
Max Drawdown (1Y) Largest decline over 1 year	-12.61%	-10.66%	-1.95%
Max Drawdown (5Y) Largest decline over 5 years	-30.57%	-23.92%	-6.65%
Max Drawdown (10Y) Largest decline over 10 years	-40.96%	-38.80%	-2.16%
Current Drawdown Current decline from peak	-6.65%	-8.73%	+2.08%
Average Drawdown Average peak-to-trough decline	-10.88%	-6.09%	-4.79%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.25%	2.57%	+0.68%

Volatility

NFJ vs. VIHAX - Volatility Comparison

Virtus Dividend, Interest and Premium Strategy Fund (NFJ) and Vanguard International High Dividend Yield Index Fund Admiral Shares (VIHAX) have volatilities of 5.45% and 5.68%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	NFJ	VIHAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.45%	5.68%	-0.23%
Volatility (6M) Calculated over the trailing 6-month period	9.43%	8.82%	+0.61%
Volatility (1Y) Calculated over the trailing 1-year period	17.10%	14.15%	+2.95%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.99%	13.65%	+3.34%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.57%	15.91%	+2.66%