Correlation
The correlation between NAVI and WU is 0.52, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
NAVI vs. WU
Compare and contrast key facts about Navient Corporation (NAVI) and The Western Union Company (WU).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: NAVI or WU.
Performance
NAVI vs. WU - Performance Comparison
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Key characteristics
NAVI:
-0.20
WU:
-0.75
NAVI:
0.04
WU:
-0.97
NAVI:
1.01
WU:
0.88
NAVI:
-0.12
WU:
-0.38
NAVI:
-0.37
WU:
-1.60
NAVI:
14.77%
WU:
13.09%
NAVI:
36.74%
WU:
27.65%
NAVI:
-71.57%
WU:
-63.10%
NAVI:
-34.23%
WU:
-54.57%
Fundamentals
NAVI:
$1.36B
WU:
$3.08B
NAVI:
$0.52
WU:
$2.68
NAVI:
25.85
WU:
3.46
NAVI:
0.14
WU:
2.37
NAVI:
1.94
WU:
0.74
NAVI:
0.52
WU:
3.28
NAVI:
$3.44B
WU:
$4.14B
NAVI:
$3.20B
WU:
$1.50B
NAVI:
$2.97B
WU:
$843.60M
Returns By Period
In the year-to-date period, NAVI achieves a 2.31% return, which is significantly higher than WU's -10.48% return. Over the past 10 years, NAVI has outperformed WU with an annualized return of 0.97%, while WU has yielded a comparatively lower -3.68% annualized return.
NAVI
2.31%
7.26%
-11.80%
-6.88%
-1.73%
17.65%
0.97%
WU
-10.48%
-3.93%
-11.88%
-21.19%
-13.67%
-8.66%
-3.68%
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Risk-Adjusted Performance
NAVI vs. WU — Risk-Adjusted Performance Rank
NAVI
WU
NAVI vs. WU - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Navient Corporation (NAVI) and The Western Union Company (WU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
NAVI vs. WU - Dividend Comparison
NAVI's dividend yield for the trailing twelve months is around 4.76%, less than WU's 10.13% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
NAVI Navient Corporation | 4.76% | 4.82% | 3.44% | 3.89% | 3.02% | 6.52% | 4.68% | 7.26% | 4.80% | 3.90% | 5.59% | 2.08% |
WU The Western Union Company | 10.13% | 8.87% | 7.89% | 6.83% | 5.27% | 4.10% | 2.99% | 4.45% | 3.68% | 2.95% | 3.46% | 2.79% |
Drawdowns
NAVI vs. WU - Drawdown Comparison
The maximum NAVI drawdown since its inception was -71.57%, which is greater than WU's maximum drawdown of -63.10%. Use the drawdown chart below to compare losses from any high point for NAVI and WU.
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Volatility
NAVI vs. WU - Volatility Comparison
Navient Corporation (NAVI) has a higher volatility of 9.09% compared to The Western Union Company (WU) at 6.85%. This indicates that NAVI's price experiences larger fluctuations and is considered to be riskier than WU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
NAVI vs. WU - Financials Comparison
This section allows you to compare key financial metrics between Navient Corporation and The Western Union Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NAVI vs. WU - Profitability Comparison
NAVI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Navient Corporation reported a gross profit of 753.00M and revenue of 802.00M. Therefore, the gross margin over that period was 93.9%.
WU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, The Western Union Company reported a gross profit of 364.40M and revenue of 983.60M. Therefore, the gross margin over that period was 37.1%.
NAVI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Navient Corporation reported an operating income of 626.00M and revenue of 802.00M, resulting in an operating margin of 78.1%.
WU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, The Western Union Company reported an operating income of 177.40M and revenue of 983.60M, resulting in an operating margin of 18.0%.
NAVI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Navient Corporation reported a net income of -2.00M and revenue of 802.00M, resulting in a net margin of -0.3%.
WU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, The Western Union Company reported a net income of 123.50M and revenue of 983.60M, resulting in a net margin of 12.6%.