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The Western Union Company (WU)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US9598021098
CUSIP
959802109
IPO Date
Oct 2, 2006

Highlights

Market Cap
$2.78B
Enterprise Value
$1.55B
EPS (TTM)
$1.53
PE Ratio
5.70
PEG Ratio
2.55
Total Revenue (TTM)
$4.05B
Gross Profit (TTM)
$1.50B
EBITDA (TTM)
$886.90M
Year Range
$7.85 - $10.58
Target Price
$9.00
ROA (TTM)
6.02%
ROE (TTM)
52.16%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in The Western Union Company, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

The Western Union Company (WU) has returned -3.85% so far this year and -8.26% over the past 12 months. Over the last ten years, WU has returned -2.33% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


The Western Union Company

1D
-0.11%
1M
-7.04%
YTD
-3.85%
6M
14.86%
1Y
-8.26%
3Y*
0.69%
5Y*
-12.64%
10Y*
-2.33%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Oct 2, 2006, WU's average daily return is +0.02%, while the average monthly return is +0.28%. At this rate, your investment would double in approximately 20.7 years.

Historically, 53% of months were positive and 47% were negative. The best month was Apr 2009 with a return of +33.3%, while the worst month was Oct 2008 at -38.1%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, WU closed higher 51% of trading days. The best single day was Oct 28, 2008 with a return of +21.0%, while the worst single day was Oct 31, 2012 at -29.0%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.64%2.77%-7.04%-3.85%
2025-2.64%4.94%-0.11%-6.33%-6.36%-6.73%-4.39%7.70%-5.19%16.77%-5.79%8.59%-2.63%
20245.45%6.68%6.09%-3.86%-4.76%-2.70%-2.70%2.61%-0.24%-9.81%2.32%-1.56%-3.79%
20232.90%-8.54%-12.05%-1.97%4.21%5.08%3.84%1.40%8.74%-14.34%3.01%4.51%-6.19%
20226.00%-3.86%4.48%-10.57%8.23%-7.89%3.34%-12.93%-7.41%0.07%8.51%-4.44%-17.92%
20211.50%4.27%7.20%4.46%-5.01%-5.23%1.04%-6.76%-5.51%-9.89%-13.17%14.23%-15.11%

Benchmark Metrics

The Western Union Company has an annualized alpha of -4.79%, beta of 0.92, and R² of 0.34 versus S&P 500 Index. Calculated based on daily prices since October 03, 2006.

  • This stock participated in 116.38% of S&P 500 Index downside but only 77.52% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.34 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
-4.79%
Beta
0.92
0.34
Upside Capture
77.52%
Downside Capture
116.38%

Return for Risk

Risk / Return Rank

WU ranks 28 for risk / return — below 28% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


WU Risk / Return Rank: 2828
Overall Rank
WU Sharpe Ratio Rank: 2828
Sharpe Ratio Rank
WU Sortino Ratio Rank: 2525
Sortino Ratio Rank
WU Omega Ratio Rank: 2525
Omega Ratio Rank
WU Calmar Ratio Rank: 3131
Calmar Ratio Rank
WU Martin Ratio Rank: 3232
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for The Western Union Company (WU) and compare them to a chosen benchmark (S&P 500 Index).


WUBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.26

0.90

-1.15

Sortino ratio

Return per unit of downside risk

-0.17

1.39

-1.56

Omega ratio

Gain probability vs. loss probability

0.98

1.21

-0.23

Calmar ratio

Return relative to maximum drawdown

-0.32

1.40

-1.71

Martin ratio

Return relative to average drawdown

-0.56

6.61

-7.16

Explore WU risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

The Western Union Company provided a 10.77% dividend yield over the last twelve months, with an annual payout of $0.94 per share. The company has been increasing its dividends for 17 consecutive years.


2.00%4.00%6.00%8.00%10.00%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.94$0.94$0.94$0.94$0.94$0.94$0.90$0.80$0.76$0.70$0.64$0.62

Dividend yield

10.77%10.10%8.87%7.89%6.83%5.27%4.10%2.99%4.45%3.68%2.95%3.46%

Monthly Dividends

The table displays the monthly dividend distributions for The Western Union Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.24$0.24
2025$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2024$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2023$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2022$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2021$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94

Dividend Yield & Payout


Dividend Yield

The Western Union Company has a dividend yield of 10.77%, which means its dividend payment is significantly above the market average.

Payout Ratio

The Western Union Company has a payout ratio of 61.85%, which is quite average when compared to the overall market. This suggests that The Western Union Company strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the The Western Union Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the The Western Union Company was 63.10%, occurring on Mar 6, 2009. Recovery took 2620 trading sessions.

The current The Western Union Company drawdown is 52.49%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-63.1%Aug 18, 2008139Mar 6, 20092620Aug 2, 20192759
-60.15%Feb 11, 20201376Aug 1, 2025
-23.85%Dec 6, 2006174Aug 16, 200789Dec 21, 2007263
-20.11%Dec 27, 200718Jan 23, 2008104Jun 20, 2008122
-9.89%Jun 24, 20088Jul 3, 200812Jul 22, 200820

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of The Western Union Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how The Western Union Company is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for WU, comparing it with other companies in the Credit Services industry. Currently, WU has a P/E ratio of 5.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for WU compared to other companies in the Credit Services industry. WU currently has a PEG ratio of 2.5. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for WU relative to other companies in the Credit Services industry. Currently, WU has a P/S ratio of 0.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for WU in comparison with other companies in the Credit Services industry. Currently, WU has a P/B value of 2.9. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items