PortfoliosLab logo
PortfoliosLab logo
Tools
Performance Analysis
Portfolio Analysis
Factor Model
Portfolios
Lazy PortfoliosUser Portfolios
Discussions
The Western Union Company (WU)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US9598021098

CUSIP

959802109

Sector

Financial Services

IPO Date

Oct 2, 2006

Highlights

Market Cap

$3.76B

EPS (TTM)

$1.96

PE Ratio

5.68

PEG Ratio

2.27

Total Revenue (TTM)

$4.20B

Gross Profit (TTM)

$1.45B

EBITDA (TTM)

$887.80M

Year Range

$10.51 - $13.46

Target Price

$12.70

Short %

7.57%

Short Ratio

4.48

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
WU vs. WOW WU vs. SPY WU vs. CVX WU vs. MO WU vs. VZ WU vs. VOO WU vs. KEY WU vs. ARCC WU vs. SCHD WU vs. VEU
Popular comparisons:
WU vs. WOW WU vs. SPY WU vs. CVX WU vs. MO WU vs. VZ WU vs. VOO WU vs. KEY WU vs. ARCC WU vs. SCHD WU vs. VEU

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in The Western Union Company, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%-5.00%0.00%5.00%10.00%JulyAugustSeptemberOctoberNovemberDecember
-10.10%
7.29%
WU (The Western Union Company)
Benchmark (^GSPC)

Returns By Period

The Western Union Company had a return of -4.57% year-to-date (YTD) and -6.14% in the last 12 months. Over the past 10 years, The Western Union Company had an annualized return of -0.58%, while the S&P 500 had an annualized return of 11.01%, indicating that The Western Union Company did not perform as well as the benchmark.


WU

YTD

-4.57%

1M

-1.01%

6M

-11.34%

1Y

-6.14%

5Y*

-12.32%

10Y*

-0.58%

^GSPC (Benchmark)

YTD

23.11%

1M

-0.36%

6M

7.02%

1Y

23.15%

5Y*

12.80%

10Y*

11.01%

Monthly Returns

The table below presents the monthly returns of WU, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20245.45%6.68%6.09%-3.86%-4.76%-2.70%-2.70%2.61%-0.24%-9.81%2.32%-4.57%
20232.91%-8.54%-12.05%-1.97%4.21%5.08%3.84%1.40%8.74%-14.34%3.01%4.51%-6.19%
20226.00%-3.86%4.48%-10.57%8.23%-7.89%3.34%-12.93%-7.41%0.07%8.51%-4.44%-17.92%
20211.50%4.27%7.20%4.46%-5.01%-5.23%1.04%-6.76%-5.51%-9.89%-13.17%14.23%-15.11%
20200.45%-16.77%-18.19%5.18%4.98%9.08%12.30%-2.84%-8.24%-9.29%16.05%-1.79%-14.72%
20196.97%-2.08%4.49%5.25%-0.21%3.55%5.58%5.33%5.64%8.16%7.26%0.37%62.85%
20189.36%-4.67%-2.06%2.70%0.71%3.15%-0.84%-6.15%1.74%-5.35%3.83%-7.98%-6.73%
2017-9.85%0.31%4.52%-2.41%-4.23%1.07%3.67%-4.20%2.42%3.44%-0.86%-2.57%-9.27%
2016-0.39%2.35%6.53%3.68%-2.75%-0.55%4.28%7.60%-2.49%-3.60%4.78%4.05%25.23%
2015-5.08%14.82%7.46%-2.55%8.23%-6.72%-0.44%-8.89%0.42%4.85%-2.03%-4.22%3.27%
2014-10.72%8.64%-1.47%-2.99%1.89%8.06%0.75%0.00%-7.51%5.74%9.55%-2.92%6.94%
20134.56%-1.41%8.13%-1.53%10.60%5.25%4.97%-2.39%7.15%-8.79%-2.06%4.26%30.64%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of WU is 36, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of WU is 3636
Overall Rank
The Sharpe Ratio Rank of WU is 3737
Sharpe Ratio Rank
The Sortino Ratio Rank of WU is 3030
Sortino Ratio Rank
The Omega Ratio Rank of WU is 3030
Omega Ratio Rank
The Calmar Ratio Rank of WU is 4242
Calmar Ratio Rank
The Martin Ratio Rank of WU is 4040
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for The Western Union Company (WU) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for WU, currently valued at -0.21, compared to the broader market-4.00-2.000.002.00-0.211.90
The chart of Sortino ratio for WU, currently valued at -0.13, compared to the broader market-4.00-2.000.002.004.00-0.132.54
The chart of Omega ratio for WU, currently valued at 0.98, compared to the broader market0.501.001.502.000.981.35
The chart of Calmar ratio for WU, currently valued at -0.09, compared to the broader market0.002.004.006.00-0.092.81
The chart of Martin ratio for WU, currently valued at -0.43, compared to the broader market0.0010.0020.00-0.4312.39
WU
^GSPC

The current The Western Union Company Sharpe ratio is -0.21. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of The Western Union Company with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00JulyAugustSeptemberOctoberNovemberDecember
-0.21
1.90
WU (The Western Union Company)
Benchmark (^GSPC)

Dividends

Dividend History

The Western Union Company provided a 6.56% dividend yield over the last twelve months, with an annual payout of $0.71 per share. The company has been increasing its dividends for 17 consecutive years.


3.00%4.00%5.00%6.00%7.00%8.00%$0.00$0.20$0.40$0.60$0.80$1.0020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.71$0.94$0.94$0.94$0.90$0.80$0.76$0.70$0.64$0.62$0.50$0.50

Dividend yield

6.56%7.89%6.83%5.27%4.10%2.99%4.45%3.68%2.95%3.46%2.79%2.90%

Monthly Dividends

The table displays the monthly dividend distributions for The Western Union Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.00$0.71
2023$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2022$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2021$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2020$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.90
2019$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.80
2018$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.76
2017$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.70
2016$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.64
2015$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.00$0.00$0.16$0.62
2014$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.50
2013$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.50

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%6.6%
The Western Union Company has a dividend yield of 6.56%, which means its dividend payment is significantly above the market average.
Payout Ratio
200.0%400.0%600.0%800.0%54.7%
The Western Union Company has a payout ratio of 54.65%, which is quite average when compared to the overall market. This suggests that The Western Union Company strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-50.00%-40.00%-30.00%-20.00%-10.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-49.66%
-3.58%
WU (The Western Union Company)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the The Western Union Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the The Western Union Company was 63.10%, occurring on Mar 6, 2009. Recovery took 2620 trading sessions.

The current The Western Union Company drawdown is 49.66%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-63.1%Aug 18, 2008139Mar 6, 20092620Aug 2, 20192759
-57.78%Feb 11, 2020778Mar 14, 2023
-23.85%Dec 6, 2006174Aug 16, 200789Dec 21, 2007263
-20.11%Dec 27, 200718Jan 23, 2008104Jun 20, 2008122
-9.89%Jun 24, 20088Jul 3, 200812Jul 22, 200820

Volatility

Volatility Chart

The current The Western Union Company volatility is 7.12%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%JulyAugustSeptemberOctoberNovemberDecember
7.12%
3.64%
WU (The Western Union Company)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of The Western Union Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of The Western Union Company compared to its peers in the Credit Services industry.


PE Ratio
20.040.060.080.0100.0120.05.7
The chart displays the price to earnings (P/E) ratio for WU in comparison to other companies of the Credit Services industry. Currently, WU has a PE value of 5.7. This PE value is considered to be low compared to the rest of the industry.
PEG Ratio
-15.0-10.0-5.00.05.02.3
The chart displays the price to earnings to growth (PEG) ratio for WU in comparison to other companies of the Credit Services industry. Currently, WU has a PEG value of 2.3. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for The Western Union Company.


Loading data...

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
PortfoliosLab logo
Performance Analysis
Portfolio AnalysisPortfolio PerformanceStock ComparisonSharpe RatioMartin RatioTreynor RatioSortino RatioOmega RatioCalmar RatioSummers Ratio
Community
Discussions


Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

Copyright © 2024 PortfoliosLab