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ISIN
US9598021098
CUSIP
959802109
IPO Date
Oct 2, 2006

Highlights

Market Cap
$2.25B
Enterprise Value
$1.34B
EPS (TTM)
$1.36
PE Ratio
5.21
PEG Ratio
2.33
Total Revenue (TTM)
$4.05B
Gross Profit (TTM)
$1.38B
EBITDA (TTM)
$832.80M
Year Range
$7.05 - $10.35
Target Price
$9.00
ROA (TTM)
5.44%
ROE (TTM)
48.41%

Share Price Chart


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Performance

WU Performance Chart

The Western Union Company (WU) is down 19.4% since the beginning of the year. At $7 per share, WU is trading 31.5% below its 52-week high of $10. Investors who bought $1,000 worth of WU shares 5 years ago would now be looking at an investment worth $461.


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S&P 500 Index

Returns By Period

The Western Union Company (WU) has returned -19.38% so far this year and -6.65% over the past 12 months. Over the last ten years, WU has returned -3.68% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.


The Western Union Company

1D
-0.42%
1M
-12.55%
YTD
-19.38%
6M
-19.47%
1Y
-6.65%
3Y*
-6.25%
5Y*
-14.33%
10Y*
-3.68%

Benchmark (S&P 500 Index)

1D
-0.37%
1M
-0.01%
YTD
9.16%
6M
8.64%
1Y
25.22%
3Y*
19.78%
5Y*
11.99%
10Y*
13.88%
*Multi-year figures are annualized to reflect compound growth (CAGR)

WU Monthly Returns History

Based on dividend-adjusted daily data since Oct 2, 2006, WU's average daily return is +0.01%, while the average monthly return is +0.22%. At this rate, an investment would double in approximately 26.3 years.

Historically, 54% of months were positive and 46% were negative. The best month was Apr 2009 with a return of +33.3%, while the worst month was Oct 2008 at -38.1%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, WU closed higher 51% of trading days. The best single day was Oct 28, 2008 with a return of +21.0%, while the worst single day was Oct 31, 2012 at -29.0%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20260.64%2.77%-7.04%4.12%-10.56%-9.97%-19.38%
2025-2.64%4.94%-0.11%-6.33%-6.36%-6.73%-4.39%7.70%-5.19%16.77%-5.79%8.59%-2.63%
20245.45%6.68%6.09%-3.86%-4.76%-2.70%-2.70%2.61%-0.24%-9.81%2.32%-1.56%-3.79%
20232.90%-8.54%-12.05%-1.97%4.21%5.08%3.84%1.40%8.74%-14.34%3.01%4.51%-6.19%
20226.00%-3.86%4.48%-10.57%8.23%-7.89%3.34%-12.93%-7.41%0.07%8.51%-4.44%-17.92%
20211.50%4.27%7.20%4.46%-5.01%-5.23%1.04%-6.76%-5.51%-9.89%-13.17%14.23%-15.11%

Benchmark Metrics

The Western Union Company has an annualized alpha of -5.95%, beta of 0.92, and R2 of 0.34 versus S&P 500 Index. Calculated based on daily prices since October 02, 2006.

  • This stock participated in 118.28% of S&P 500 Index downside but only 73.92% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.34 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.

Alpha
-5.95%
Beta
0.92
0.34
Upside Capture
73.92%
Downside Capture
118.28%

Return for Risk

Risk / Return Rank

WU ranks 30 for risk / return — below 30% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


WU Risk / Return Rank: 3030
Overall Rank
WU Sharpe Ratio Rank: 3333
Sharpe Ratio Rank
WU Sortino Ratio Rank: 2929
Sortino Ratio Rank
WU Omega Ratio Rank: 2929
Omega Ratio Rank
WU Calmar Ratio Rank: 3434
Calmar Ratio Rank
WU Martin Ratio Rank: 2828
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for The Western Union Company (WU) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


WUBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-2.25

Sortino ratioReturn per unit of downside risk

-2.88

Omega ratioGain probability vs. loss probability

0.99

1.37

-0.38

Calmar ratioReturn relative to maximum drawdown

-0.25

2.78

-3.03

Martin ratioReturn relative to average drawdown

-0.71

12.44

-13.15

Dividends

Dividend History

The Western Union Company provided a 13.26% dividend yield over the last twelve months, with an annual payout of $0.94 per share. The company has been increasing its dividends for 17 consecutive years.


2.00%4.00%6.00%8.00%10.00%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.94$0.94$0.94$0.94$0.94$0.94$0.90$0.80$0.76$0.70$0.64$0.62

Dividend yield

13.26%10.10%8.87%7.89%6.83%5.27%4.10%2.99%4.45%3.68%2.95%3.46%

Monthly Dividends

The table displays the monthly dividend distributions for The Western Union Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.24$0.00$0.00$0.24$0.47
2025$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2024$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2023$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2022$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94
2021$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.94

Dividend Yield & Payout


Dividend Yield

The Western Union Company has a dividend yield of 13.26%, which means its dividend payment is significantly above the market average.

Payout Ratio

The Western Union Company has a payout ratio of 69.44%, which is quite average when compared to the overall market. This suggests that The Western Union Company strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the The Western Union Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the The Western Union Company was 63.10%, occurring on Mar 6, 2009. Recovery took 2620 trading sessions.

The current The Western Union Company drawdown is 60.16%.


Related event

Drawdown

Fall

Recovery

Underwater

Financial crisis2007–2009
-63.10%Mar 2009
6mo 20d10y 5mo
10y 11moAug 2008 - Aug 2019
2026 bear market2026
-60.16%Jun 2026
6y 4mo
6y 4moFeb 2020 - now
2007 bear market2007
-23.85%Aug 2007
8mo 13d4mo 7d
1y 15dDec 2006 - Dec 2007
Financial crisis2007–2009
-20.11%Jan 2008
27d4mo 29d
5mo 26dDec 2007 - Jun 2008
Financial crisis2007–2009
-9.89%Jul 2008
9d19d
28dJun 2008 - Jul 2008

Drawdown Indicators


WUBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-63.10%

-56.78%

-6.32%

Max Drawdown (1Y)

Largest decline over 1 year

-26.99%

-9.10%

-17.89%

Max Drawdown (3Y)

Largest decline over 3 years

-36.72%

-18.90%

-17.82%

Max Drawdown (5Y)

Largest decline over 5 years

-54.93%

-25.43%

-29.50%

Max Drawdown (10Y)

Largest decline over 10 years

-60.16%

-33.92%

-26.24%

Current Drawdown

Current decline from peak

-60.16%

-1.80%

-58.36%

Average Drawdown

Average peak-to-trough decline

-28.78%

-10.71%

-18.07%

Ulcer Index

Depth and duration of drawdowns from previous peaks

9.36%

2.03%

+7.33%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of The Western Union Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how The Western Union Company is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for WU, comparing it with other companies in the Credit Services industry. Currently, WU has a P/E ratio of 5.2. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for WU compared to other companies in the Credit Services industry. WU currently has a PEG ratio of 2.3. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for WU relative to other companies in the Credit Services industry. Currently, WU has a P/S ratio of 0.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for WU in comparison with other companies in the Credit Services industry. Currently, WU has a P/B value of 2.5. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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