Navient Corporation (NAVI)

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The chart shows the growth of an initial investment of $10,000 in Navient Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Navient Corporation (NAVI) has returned -35.88% so far this year and -31.55% over the past 12 months. Over the last ten years, NAVI has returned 1.16% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Apr 17, 2014, NAVI's average daily return is +0.03%, while the average monthly return is +0.44%. At this rate, your investment would double in approximately 13.2 years.

Historically, 52% of months were positive and 48% were negative. The best month was Nov 2016 with a return of +36.1%, while the worst month was Mar 2020 at -31.5%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 7 months.

On a daily basis, NAVI closed higher 51% of trading days. The best single day was Mar 19, 2020 with a return of +25.6%, while the worst single day was Jan 28, 2026 at -18.5%.

Navient Corporation has an annualized alpha of -7.89%, beta of 1.22, and R² of 0.29 versus S&P 500 Index. Calculated based on daily prices since April 21, 2014.

• This stock participated in 157.06% of S&P 500 Index downside but only 103.66% of its upside — more exposed to losses than it benefited from rallies.
• R² of 0.29 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

NAVI ranks 11 for risk / return — in the bottom 11% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

The table below present risk-adjusted performance metrics for Navient Corporation (NAVI) and compare them to a chosen benchmark (S&P 500 Index).

Navient Corporation provided a 7.82% dividend yield over the last twelve months, with an annual payout of $0.64 per share. The company has been increasing its dividends for 11 consecutive years.

The table displays the monthly dividend distributions for Navient Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Navient Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Navient Corporation was 71.57%, occurring on Mar 18, 2020. Recovery took 281 trading sessions.

The current Navient Corporation drawdown is 57.69%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Navient Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Navient Corporation is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.