MYCO vs. VTC

Last updated Jun 6, 2026

MYCO (SPDR SSGA My2035 Corporate Bond ETF) and VTC (Vanguard Total Corporate Bond ETF) are both Corporate Bonds funds. MYCO is actively managed, while VTC is passively managed. With a 0.98 correlation, they move nearly in lockstep. MYCO charges 0.15%/yr vs 0.04%/yr for VTC.

Performance

MYCO vs. VTC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SPDR SSGA My2035 Corporate Bond ETF (MYCO) and Vanguard Total Corporate Bond ETF (VTC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, MYCO achieves a -0.33% return, which is significantly lower than VTC's 0.23% return.

MYCO

• 1D: -0.60%
• 1M: -0.82%
• YTD: -0.33%
• 6M: -0.14%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

VTC

• 1D: -0.54%
• 1M: -0.52%
• YTD: 0.23%
• 6M: 0.23%
• 1Y: 5.25%
• 3Y*: 5.13%
• 5Y*: 0.44%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

MYCO vs. VTC - Yearly Performance Comparison

	2026 (YTD)	2025
MYCO SPDR SSGA My2035 Corporate Bond ETF	-0.33%	0.84%
VTC Vanguard Total Corporate Bond ETF	0.23%	0.27%

Correlation

The correlation between MYCO and VTC is 0.98 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

	Correlation
Correlation (All Time) Calculated using the full available price history since Sep 18, 2025	0.98

Return for Risk

MYCO vs. VTC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VTC

VTC Risk / Return Rank: 36
VTC Sharpe Ratio Rank: 35
VTC Sortino Ratio Rank: 35
VTC Omega Ratio Rank: 32
VTC Calmar Ratio Rank: 38
VTC Martin Ratio Rank: 39

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MYCO vs. VTC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SPDR SSGA My2035 Corporate Bond ETF (MYCO) and Vanguard Total Corporate Bond ETF (VTC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	MYCO	VTC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	1.21	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.06	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.15	0.31	-0.16

Drawdowns

MYCO vs. VTC - Drawdown Comparison

The maximum MYCO drawdown since its inception was -3.25%, smaller than the maximum VTC drawdown of -22.05%. Use the drawdown chart below to compare losses from any high point for MYCO and VTC.

Drawdown Indicators

	MYCO	VTC	Difference
Max Drawdown Largest peak-to-trough decline	-3.25%	-22.05%	+18.80%
Max Drawdown (1Y) Largest decline over 1 year	—	-2.88%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-6.46%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-22.05%	—
Current Drawdown Current decline from peak	-1.98%	-1.34%	-0.64%
Average Drawdown Average peak-to-trough decline	-0.87%	-5.84%	+4.97%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	0.91%	—

Volatility

Volatility by Period

	MYCO	VTC	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	1.43%	—
Volatility (6M) Calculated over the trailing 6-month period	—	3.27%	—
Volatility (1Y) Calculated over the trailing 1-year period	4.68%	4.37%	+0.31%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	4.68%	7.08%	-2.40%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	4.68%	7.68%	-3.00%

MYCO vs. VTC - Expense Ratio Comparison

MYCO has a 0.15% expense ratio, which is higher than VTC's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

MYCO vs. VTC - Dividend Comparison

MYCO's dividend yield for the trailing twelve months is around 3.40%, less than VTC's 4.95% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
MYCO SPDR SSGA My2035 Corporate Bond ETF	3.40%	1.41%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VTC Vanguard Total Corporate Bond ETF	4.95%	4.76%	4.50%	3.80%	3.13%	2.36%	2.69%	3.34%	3.53%	0.55%

Frequently Asked Questions

Can I hold both MYCO and VTC in my portfolio?

With a correlation of 0.98, MYCO and VTC move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, MYCO or VTC?

On fees, VTC is cheaper at 0.04% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, MYCO or VTC?

VTC is cheaper with a 0.04% expense ratio, compared with 0.15% for MYCO.

Which ETF pays a higher dividend yield, MYCO or VTC?

VTC has the higher dividend yield at 4.95%, compared with 3.40% for MYCO.

What is the main difference between MYCO and VTC?

They also come from different issuers: State Street and Vanguard. Their fees differ too: 0.15% for MYCO and 0.04% for VTC.