MYCJ vs. VTC

Last updated Jun 4, 2026

MYCJ (State Street My2030 Corporate Bond ETF) and VTC (Vanguard Total Corporate Bond ETF) are both Corporate Bonds funds. MYCJ is actively managed, while VTC is passively managed. Over the past year, MYCJ returned 5.01% vs 5.99% for VTC. Their correlation of 0.92 suggests significant overlap in exposure. MYCJ charges 0.15%/yr vs 0.04%/yr for VTC.

Performance

MYCJ vs. VTC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street My2030 Corporate Bond ETF (MYCJ) and Vanguard Total Corporate Bond ETF (VTC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, MYCJ achieves a 0.23% return, which is significantly lower than VTC's 0.60% return.

MYCJ

• 1D: -0.12%
• 1M: 0.13%
• YTD: 0.23%
• 6M: 0.47%
• 1Y: 5.01%
• 3Y*: —
• 5Y*: —
• 10Y*: —

VTC

• 1D: -0.22%
• 1M: 0.63%
• YTD: 0.60%
• 6M: 0.33%
• 1Y: 5.99%
• 3Y*: 5.22%
• 5Y*: 0.51%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

MYCJ vs. VTC - Yearly Performance Comparison

	2026 (YTD)	2025	2024
MYCJ State Street My2030 Corporate Bond ETF	0.23%	8.32%	-2.26%
VTC Vanguard Total Corporate Bond ETF	0.60%	7.58%	-3.37%

Correlation

The correlation between MYCJ and VTC is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.91
Correlation (All Time) Calculated using the full available price history since Sep 25, 2024	0.92

The correlation between MYCJ and VTC has been stable across timeframes, ranging from 0.91 to 0.92 - a consistent structural relationship.

Return for Risk

MYCJ vs. VTC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MYCJ

MYCJ Risk / Return Rank: 54
MYCJ Sharpe Ratio Rank: 54
MYCJ Sortino Ratio Rank: 58
MYCJ Omega Ratio Rank: 55
MYCJ Calmar Ratio Rank: 52
MYCJ Martin Ratio Rank: 51

VTC

VTC Risk / Return Rank: 39
VTC Sharpe Ratio Rank: 38
VTC Sortino Ratio Rank: 38
VTC Omega Ratio Rank: 35
VTC Calmar Ratio Rank: 41
VTC Martin Ratio Rank: 41

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MYCJ vs. VTC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street My2030 Corporate Bond ETF (MYCJ) and Vanguard Total Corporate Bond ETF (VTC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	MYCJ	VTC	Difference
Sharpe ratio: Return per unit of total volatility	1.80	1.38	+0.43
Sortino ratio: Return per unit of downside risk	2.73	2.02	+0.70
Omega ratio: Gain probability vs. loss probability	1.33	1.24	+0.09
Calmar ratio: Return relative to maximum drawdown	2.49	2.09	+0.40
Martin ratio: Return relative to average drawdown	8.58	6.63	+1.95
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

MYCJ vs. VTC - Sharpe Ratio Comparison

The current MYCJ Sharpe Ratio is 1.80, which is higher than the VTC Sharpe Ratio of 1.38. The chart below compares the historical Sharpe Ratios of MYCJ and VTC, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	MYCJ	VTC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.80	1.38	+0.43
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.07	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.99	0.32	+0.67

Drawdowns

MYCJ vs. VTC - Drawdown Comparison

The maximum MYCJ drawdown since its inception was -3.29%, smaller than the maximum VTC drawdown of -22.05%. Use the drawdown chart below to compare losses from any high point for MYCJ and VTC.

Drawdown Indicators

	MYCJ	VTC	Difference
Max Drawdown Largest peak-to-trough decline	-3.29%	-22.05%	+18.76%
Max Drawdown (1Y) Largest decline over 1 year	-2.02%	-2.88%	+0.86%
Max Drawdown (3Y) Largest decline over 3 years	—	-6.46%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-22.05%	—
Current Drawdown Current decline from peak	-0.93%	-0.99%	+0.06%
Average Drawdown Average peak-to-trough decline	-0.75%	-5.84%	+5.09%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.59%	0.90%	-0.31%

Volatility

MYCJ vs. VTC - Volatility Comparison

The current volatility for State Street My2030 Corporate Bond ETF (MYCJ) is 0.90%, while Vanguard Total Corporate Bond ETF (VTC) has a volatility of 1.43%. This indicates that MYCJ experiences smaller price fluctuations and is considered to be less risky than VTC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MYCJ	VTC	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.90%	1.43%	-0.53%
Volatility (6M) Calculated over the trailing 6-month period	1.99%	3.22%	-1.23%
Volatility (1Y) Calculated over the trailing 1-year period	2.79%	4.37%	-1.58%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	3.65%	7.08%	-3.43%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	3.65%	7.68%	-4.03%

MYCJ vs. VTC - Expense Ratio Comparison

MYCJ has a 0.15% expense ratio, which is higher than VTC's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

MYCJ vs. VTC - Dividend Comparison

MYCJ's dividend yield for the trailing twelve months is around 4.65%, less than VTC's 4.93% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
MYCJ State Street My2030 Corporate Bond ETF	4.65%	4.68%	1.21%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VTC Vanguard Total Corporate Bond ETF	4.93%	4.76%	4.50%	3.80%	3.13%	2.36%	2.69%	3.34%	3.53%	0.55%

Frequently Asked Questions

Can I hold both MYCJ and VTC in my portfolio?

With a correlation of 0.91, MYCJ and VTC move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, MYCJ or VTC?

VTC has higher volatility (1.43%) compared to MYCJ (0.90%). In terms of maximum drawdown, MYCJ dropped -3.29% vs VTC's -22.05%.

Which ETF is better, MYCJ or VTC?

On 1-year performance, VTC leads with 5.99% vs 5.01% for MYCJ. On fees, VTC is cheaper at 0.04% per year. On volatility, MYCJ has been the lower-risk option at 0.90%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, MYCJ or VTC?

Over the 1-year period, VTC has performed better with a 5.99% return vs 5.01%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, MYCJ or VTC?

VTC is cheaper with a 0.04% expense ratio, compared with 0.15% for MYCJ.

Which ETF pays a higher dividend yield, MYCJ or VTC?

VTC has the higher dividend yield at 4.93%, compared with 4.65% for MYCJ.

What is the main difference between MYCJ and VTC?

They also come from different issuers: State Street and Vanguard. Their fees differ too: 0.15% for MYCJ and 0.04% for VTC.

Which has better risk-adjusted returns?

MYCJ currently has the higher Sharpe Ratio (1.80 vs 1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.