MURLX vs. MURMX
Compare and contrast key facts about Mutual of America 2040 Retirement Fund (MURLX) and Mutual of America 2045 Retirement Fund (MURMX).
MURLX is managed by Mutual of America. It was launched on Nov 29, 2021. MURMX is managed by Mutual of America. It was launched on Nov 29, 2021.
Performance
MURLX vs. MURMX - Performance Comparison
Loading graphics...
MURLX vs. MURMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
MURLX Mutual of America 2040 Retirement Fund | -1.37% | 17.01% | 13.28% | 14.86% | -15.95% | 16.84% | 889.04% |
MURMX Mutual of America 2045 Retirement Fund | -1.45% | 17.76% | 13.85% | 15.43% | -16.20% | 17.37% | 891.67% |
Returns By Period
In the year-to-date period, MURLX achieves a -1.37% return, which is significantly higher than MURMX's -1.45% return.
MURLX
- 1D
- 2.24%
- 1M
- -4.74%
- YTD
- -1.37%
- 6M
- 0.82%
- 1Y
- 15.89%
- 3Y*
- 12.54%
- 5Y*
- 6.42%
- 10Y*
- —
MURMX
- 1D
- 2.46%
- 1M
- -5.07%
- YTD
- -1.45%
- 6M
- 0.85%
- 1Y
- 16.80%
- 3Y*
- 13.03%
- 5Y*
- 6.71%
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
MURLX vs. MURMX - Expense Ratio Comparison
Both MURLX and MURMX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
MURLX vs. MURMX — Risk / Return Rank
MURLX
MURMX
MURLX vs. MURMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Mutual of America 2040 Retirement Fund (MURLX) and Mutual of America 2045 Retirement Fund (MURMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| MURLX | MURMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.25 | 1.24 | +0.01 |
Sortino ratioReturn per unit of downside risk | 1.87 | 1.86 | 0.00 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.27 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.05 | 1.05 | 0.00 |
Martin ratioReturn relative to average drawdown | 4.88 | 4.92 | -0.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| MURLX | MURMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.25 | 1.24 | +0.01 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.45 | 0.45 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.16 | 0.16 | 0.00 |
Correlation
The correlation between MURLX and MURMX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
MURLX vs. MURMX - Dividend Comparison
MURLX's dividend yield for the trailing twelve months is around 8.74%, less than MURMX's 8.92% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
MURLX Mutual of America 2040 Retirement Fund | 8.74% | 8.62% | 8.02% | 3.04% | 11.39% | 4.17% |
MURMX Mutual of America 2045 Retirement Fund | 8.92% | 8.79% | 8.17% | 2.95% | 11.94% | 4.69% |
Drawdowns
MURLX vs. MURMX - Drawdown Comparison
The maximum MURLX drawdown since its inception was -31.54%, roughly equal to the maximum MURMX drawdown of -32.65%. Use the drawdown chart below to compare losses from any high point for MURLX and MURMX.
Loading graphics...
Drawdown Indicators
| MURLX | MURMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.54% | -32.65% | +1.11% |
Max Drawdown (1Y)Largest decline over 1 year | -9.75% | -10.31% | +0.56% |
Max Drawdown (5Y)Largest decline over 5 years | -23.06% | -23.56% | +0.50% |
Current DrawdownCurrent decline from peak | -5.69% | -6.08% | +0.39% |
Average DrawdownAverage peak-to-trough decline | -5.54% | -5.62% | +0.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.56% | 2.69% | -0.13% |
Volatility
MURLX vs. MURMX - Volatility Comparison
The current volatility for Mutual of America 2040 Retirement Fund (MURLX) is 4.12%, while Mutual of America 2045 Retirement Fund (MURMX) has a volatility of 4.47%. This indicates that MURLX experiences smaller price fluctuations and is considered to be less risky than MURMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| MURLX | MURMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.12% | 4.47% | -0.35% |
Volatility (6M)Calculated over the trailing 6-month period | 7.97% | 8.54% | -0.57% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.48% | 15.39% | -0.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.06% | 16.75% | -0.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 387.81% | 386.41% | +1.40% |