MSTR vs. PZAKY

Last updated Jun 10, 2026

MSTR (Strategy Inc) and PZAKY (Powszechny Zaklad Ubezpieczen SA) are both stocks. MSTR operates in Software - Application (Technology), while PZAKY operates in Insurance - Property & Casualty (Financial Services). Over the past year, MSTR returned -70.16% vs 50.51% for PZAKY. At a correlation of -0.07, they often move in opposite directions.

Performance

MSTR vs. PZAKY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Strategy Inc (MSTR) and Powszechny Zaklad Ubezpieczen SA (PZAKY). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, MSTR achieves a -22.99% return, which is significantly lower than PZAKY's 5.04% return.

MSTR

• 1D: -8.00%
• 1M: -37.62%
• YTD: -22.99%
• 6M: -38.08%
• 1Y: -70.16%
• 3Y*: 60.63%
• 5Y*: 18.13%
• 10Y*: 20.08%

PZAKY

• 1D: 0.00%
• 1M: 3.41%
• YTD: 5.04%
• 6M: -5.30%
• 1Y: 50.51%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

MSTR vs. PZAKY - Yearly Performance Comparison

	2026 (YTD)	2025	2024
MSTR Strategy Inc	-22.99%	-47.53%	470.11%
PZAKY Powszechny Zaklad Ubezpieczen SA	5.04%	53.44%	76.46%

Correlation

The correlation between MSTR and PZAKY is -0.11, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.11
Correlation (All Time) Calculated using the full available price history since Feb 8, 2024	-0.07

Fundamentals

Market Cap MSTR : $39.07B PZAKY : $15.73B
EPS MSTR : -$40.19 PZAKY : $7.34
PS Ratio MSTR : 73.36 PZAKY : 0.27
PB Ratio MSTR : 1.07 PZAKY : 0.43
Total Revenue (TTM) MSTR : $490.47M PZAKY : $58.77B
Gross Profit (TTM) MSTR : $334.08M PZAKY : $58.84B
EBITDA (TTM) MSTR : $466.93M PZAKY : $24.17B

Return for Risk

MSTR vs. PZAKY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MSTR

MSTR Risk / Return Rank: 6
MSTR Sharpe Ratio Rank: 5
MSTR Sortino Ratio Rank: 3
MSTR Omega Ratio Rank: 6
MSTR Calmar Ratio Rank: 6
MSTR Martin Ratio Rank: 11

PZAKY

PZAKY Risk / Return Rank: 74
PZAKY Sharpe Ratio Rank: 64
PZAKY Sortino Ratio Rank: 68
PZAKY Omega Ratio Rank: 89
PZAKY Calmar Ratio Rank: 74
PZAKY Martin Ratio Rank: 74

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

MSTR vs. PZAKY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Strategy Inc (MSTR) and Powszechny Zaklad Ubezpieczen SA (PZAKY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	MSTR	PZAKY	Difference
Sharpe ratio: Return per unit of total volatility	-0.99	0.67	-1.66
Sortino ratio: Return per unit of downside risk	-1.89	1.55	-3.44
Omega ratio: Gain probability vs. loss probability	0.80	1.40	-0.60
Calmar ratio: Return relative to maximum drawdown	-0.92	1.78	-2.70
Martin ratio: Return relative to average drawdown	-1.34	4.40	-5.74
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

MSTR vs. PZAKY - Sharpe Ratio Comparison

The current MSTR Sharpe Ratio is -0.99, which is lower than the PZAKY Sharpe Ratio of 0.67. The chart below compares the historical Sharpe Ratios of MSTR and PZAKY, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	MSTR	PZAKY	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.99	0.67	-1.66
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.20	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.27	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.13	0.92	-0.79

Drawdowns

MSTR vs. PZAKY - Drawdown Comparison

The maximum MSTR drawdown since its inception was -99.86%, which is greater than PZAKY's maximum drawdown of -28.78%. Use the drawdown chart below to compare losses from any high point for MSTR and PZAKY.

Drawdown Indicators

	MSTR	PZAKY	Difference
Max Drawdown Largest peak-to-trough decline	-99.86%	-28.78%	-71.08%
Max Drawdown (1Y) Largest decline over 1 year	-76.53%	-28.78%	-47.75%
Max Drawdown (3Y) Largest decline over 3 years	-77.42%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-84.11%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-89.27%	—	—
Current Drawdown Current decline from peak	-75.30%	-16.77%	-58.53%
Average Drawdown Average peak-to-trough decline	-86.46%	-3.51%	-82.95%
Ulcer Index Depth and duration of drawdowns from previous peaks	52.40%	11.58%	+40.82%

Volatility

MSTR vs. PZAKY - Volatility Comparison

The current volatility for Strategy Inc (MSTR) is 21.50%, while Powszechny Zaklad Ubezpieczen SA (PZAKY) has a volatility of 23.78%. This indicates that MSTR experiences smaller price fluctuations and is considered to be less risky than PZAKY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	MSTR	PZAKY	Difference
Volatility (1M) Calculated over the trailing 1-month period	21.50%	23.78%	-2.28%
Volatility (6M) Calculated over the trailing 6-month period	57.25%	59.18%	-1.93%
Volatility (1Y) Calculated over the trailing 1-year period	71.09%	77.01%	-5.92%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	90.80%	66.89%	+23.91%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	73.81%	66.89%	+6.92%

Dividends

MSTR vs. PZAKY - Dividend Comparison

MSTR has not paid dividends to shareholders, while PZAKY's dividend yield for the trailing twelve months is around 6.74%.

Position	TTM	2025	2024
MSTR Strategy Inc	0.00%	0.00%	0.00%
PZAKY Powszechny Zaklad Ubezpieczen SA	6.74%	7.08%	9.07%

Financials

Frequently Asked Questions

Can I hold both MSTR and PZAKY in my portfolio?

MSTR and PZAKY have a correlation of -0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, MSTR or PZAKY?

PZAKY has higher volatility (23.78%) compared to MSTR (21.50%). In terms of maximum drawdown, MSTR dropped -99.86% vs PZAKY's -28.78%.

Which has better risk-adjusted returns?

PZAKY currently has the higher Sharpe Ratio (0.67 vs -0.99), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.