LOTI vs. TDSA

Last updated Jun 5, 2026

LOTI (Liberty One Tactical Income ETF) and TDSA (Cabana Target Drawdown 5 ETF) are both Tactical Allocation funds. LOTI is actively managed, while TDSA is passively managed. LOTI charges 1.01%/yr vs 0.83%/yr for TDSA.

Performance

LOTI vs. TDSA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Liberty One Tactical Income ETF (LOTI) and Cabana Target Drawdown 5 ETF (TDSA). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

LOTI

• 1D: 0.30%
• 1M: -0.27%
• YTD: 2.94%
• 6M: 2.73%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

TDSA

• 1D: 0.00%
• 1M: 0.00%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

LOTI vs. TDSA - Yearly Performance Comparison

	2026 (YTD)
LOTI Liberty One Tactical Income ETF	-0.43%
TDSA Cabana Target Drawdown 5 ETF	0.00%

Return for Risk

LOTI vs. TDSA - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Liberty One Tactical Income ETF (LOTI) and Cabana Target Drawdown 5 ETF (TDSA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	LOTI	TDSA	Difference
Sharpe Ratio (All Time) Calculated using the full available price history	0.90	—	—

Drawdowns

LOTI vs. TDSA - Drawdown Comparison

The maximum LOTI drawdown since its inception was -4.42%, which is greater than TDSA's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for LOTI and TDSA.

Drawdown Indicators

	LOTI	TDSA	Difference
Max Drawdown Largest peak-to-trough decline	-4.42%	0.00%	-4.42%
Current Drawdown Current decline from peak	-2.23%	0.00%	-2.23%
Average Drawdown Average peak-to-trough decline	-1.34%	0.00%	-1.34%

Volatility

Volatility by Period

	LOTI	TDSA	Difference
Volatility (1Y) Calculated over the trailing 1-year period	5.67%	0.00%	+5.67%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.67%	0.00%	+5.67%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.67%	0.00%	+5.67%

LOTI vs. TDSA - Expense Ratio Comparison

LOTI has a 1.01% expense ratio, which is higher than TDSA's 0.83% expense ratio.

Dividends

LOTI vs. TDSA - Dividend Comparison

LOTI's dividend yield for the trailing twelve months is around 1.33%, while TDSA has not paid dividends to shareholders.

Position	TTM	2025
LOTI Liberty One Tactical Income ETF	1.33%	0.45%
TDSA Cabana Target Drawdown 5 ETF	0.00%	0.00%

Frequently Asked Questions

Which ETF is better, LOTI or TDSA?

On fees, TDSA is cheaper at 0.83% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, LOTI or TDSA?

TDSA is cheaper with a 0.83% expense ratio, compared with 1.01% for LOTI.

Which ETF pays a higher dividend yield, LOTI or TDSA?

LOTI has the higher dividend yield at 1.33%, compared with 0.00% for TDSA.

What is the main difference between LOTI and TDSA?

They also come from different issuers: Liberty One and Cabana. Their fees differ too: 1.01% for LOTI and 0.83% for TDSA.