LIWKX vs. PMTIX
LIWKX (BlackRock LifePath Index 2065 Fund Class K) and PMTIX (Principal LifeTime 2030 Fund) are both Target Retirement Date funds. Over the past 5 years, LIWKX returned 9.88%/yr vs 5.71%/yr for PMTIX. Their 0.95 correlation means they have historically moved very closely together. LIWKX charges 0.09%/yr vs 0.01%/yr for PMTIX.
Performance
LIWKX vs. PMTIX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, LIWKX achieves a 11.13% return, which is significantly higher than PMTIX's 5.18% return.
LIWKX
- 1D
- 2.02%
- 1M
- -0.54%
- 6M
- 7.75%
- YTD
- 11.13%
- 1Y
- 23.46%
- 3Y*
- 16.98%
- 5Y*
- 9.88%
- 10Y*
- —
- ALL TIME*
- 12.60%
PMTIX
- 1D
- 1.01%
- 1M
- -0.07%
- 6M
- 3.37%
- YTD
- 5.18%
- 1Y
- 11.47%
- 3Y*
- 11.80%
- 5Y*
- 5.71%
- 10Y*
- 8.48%
- ALL TIME*
- 6.56%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
LIWKX vs. PMTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
LIWKX BlackRock LifePath Index 2065 Fund Class K | 11.13% | 21.71% | 14.22% | 21.64% | -18.33% | 18.87% | 15.47% | 5.73% |
PMTIX Principal LifeTime 2030 Fund | 5.18% | 13.25% | 12.86% | 15.11% | -16.81% | 12.70% | 14.71% | 4.22% |
Correlation
The correlation between LIWKX and PMTIX is 0.97 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.97 |
Correlation (3Y) Balances recent behavior with more history. | 0.94 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.96 |
Correlation (All Time) Calculated using the full available price history since Oct 30, 2019 | 0.95 |
The correlation between LIWKX and PMTIX has been stable across timeframes, ranging from 0.94 to 0.97 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
LIWKX vs. PMTIX — Risk / Return Rank
LIWKX
PMTIX
LIWKX vs. PMTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Index 2065 Fund Class K (LIWKX) and Principal LifeTime 2030 Fund (PMTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LIWKX | PMTIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.27 | ||
| Sortino ratioReturn per unit of downside risk | +0.34 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.24 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.26 | 1.81 | +0.44 |
| Martin ratioReturn relative to average drawdown | 9.48 | 7.70 | +1.78 |
Loading charts...
Drawdowns
LIWKX vs. PMTIX - Drawdown Comparison
The maximum LIWKX drawdown since its inception was -33.02%, smaller than the maximum PMTIX drawdown of -52.14%. Use the drawdown chart below to compare losses from any high point for LIWKX and PMTIX.
Loading charts...
Drawdown Indicators
| LIWKX | PMTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.02% | -52.14% | +19.12% |
Max Drawdown (1Y)Largest decline over 1 year | -9.54% | -5.85% | -3.69% |
Max Drawdown (3Y)Largest decline over 3 years | -17.14% | -9.62% | -7.52% |
Max Drawdown (5Y)Largest decline over 5 years | -26.41% | -23.05% | -3.36% |
Max Drawdown (10Y)Largest decline over 10 years | — | -25.87% | — |
Current DrawdownCurrent decline from peak | -1.85% | -0.79% | -1.06% |
Average DrawdownAverage peak-to-trough decline | -5.68% | -6.75% | +1.07% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.27% | 1.38% | +0.89% |
Volatility
LIWKX vs. PMTIX - Volatility Comparison
BlackRock LifePath Index 2065 Fund Class K (LIWKX) has a higher volatility of 3.94% compared to Principal LifeTime 2030 Fund (PMTIX) at 2.24%. This indicates that LIWKX's price experiences larger fluctuations and is considered to be riskier than PMTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| LIWKX | PMTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.94% | 2.24% | +1.70% |
Volatility (6M)Calculated over the trailing 6-month period | 11.61% | 6.89% | +4.72% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.83% | 8.27% | +5.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.08% | 10.62% | +5.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.58% | 11.15% | +7.43% |
LIWKX vs. PMTIX - Expense Ratio Comparison
LIWKX has a 0.09% expense ratio, which is higher than PMTIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
LIWKX vs. PMTIX - Dividend Comparison
LIWKX's dividend yield for the trailing twelve months is around 1.63%, less than PMTIX's 9.22% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LIWKX BlackRock LifePath Index 2065 Fund Class K | 1.63% | 1.81% | 0.00% | 2.02% | 1.80% | 1.81% | 1.32% | 0.88% | 0.00% | 0.00% | 0.00% | 0.00% |
PMTIX Principal LifeTime 2030 Fund | 9.22% | 9.69% | 9.60% | 4.26% | 10.05% | 8.87% | 6.37% | 6.49% | 8.21% | 5.87% | 3.97% | 9.44% |
Frequently Asked Questions
With a correlation of 0.97, LIWKX and PMTIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
LIWKX has higher volatility (3.94%) compared to PMTIX (2.24%). In terms of maximum drawdown, LIWKX dropped -33.02% vs PMTIX's -52.14%.
LIWKX currently has the higher Sharpe Ratio (1.56 vs 1.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for LIWKX and PMTIX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer