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LIVKX vs. PMTIX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

LIVKX vs. PMTIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in BlackRock LifePath Index 2055 Class K (LIVKX) and Principal LifeTime 2030 Fund (PMTIX). The values are adjusted to include any dividend payments, if applicable.

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LIVKX vs. PMTIX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
LIVKX
BlackRock LifePath Index 2055 Class K
-4.24%21.57%13.65%21.61%-18.33%18.87%14.98%26.90%-7.84%21.51%
PMTIX
Principal LifeTime 2030 Fund
-3.15%13.25%12.86%15.11%-16.81%12.70%14.71%22.40%-7.45%18.41%

Returns By Period

In the year-to-date period, LIVKX achieves a -4.24% return, which is significantly lower than PMTIX's -3.15% return. Over the past 10 years, LIVKX has outperformed PMTIX with an annualized return of 10.48%, while PMTIX has yielded a comparatively lower 8.05% annualized return.


LIVKX

1D
-0.26%
1M
-8.83%
YTD
-4.24%
6M
-1.33%
1Y
17.79%
3Y*
14.60%
5Y*
8.19%
10Y*
10.48%

PMTIX

1D
0.00%
1M
-5.66%
YTD
-3.15%
6M
-1.49%
1Y
9.21%
3Y*
10.71%
5Y*
5.31%
10Y*
8.05%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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LIVKX vs. PMTIX - Expense Ratio Comparison

LIVKX has a 0.09% expense ratio, which is higher than PMTIX's 0.01% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.


Return for Risk

LIVKX vs. PMTIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

LIVKX
LIVKX Risk / Return Rank: 6060
Overall Rank
LIVKX Sharpe Ratio Rank: 5757
Sharpe Ratio Rank
LIVKX Sortino Ratio Rank: 6060
Sortino Ratio Rank
LIVKX Omega Ratio Rank: 6060
Omega Ratio Rank
LIVKX Calmar Ratio Rank: 5555
Calmar Ratio Rank
LIVKX Martin Ratio Rank: 6767
Martin Ratio Rank

PMTIX
PMTIX Risk / Return Rank: 4949
Overall Rank
PMTIX Sharpe Ratio Rank: 4949
Sharpe Ratio Rank
PMTIX Sortino Ratio Rank: 4949
Sortino Ratio Rank
PMTIX Omega Ratio Rank: 4848
Omega Ratio Rank
PMTIX Calmar Ratio Rank: 4545
Calmar Ratio Rank
PMTIX Martin Ratio Rank: 5454
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

LIVKX vs. PMTIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Index 2055 Class K (LIVKX) and Principal LifeTime 2030 Fund (PMTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


LIVKXPMTIXDifference

Sharpe ratio

Return per unit of total volatility

1.06

0.95

+0.11

Sortino ratio

Return per unit of downside risk

1.58

1.41

+0.18

Omega ratio

Gain probability vs. loss probability

1.24

1.20

+0.03

Calmar ratio

Return relative to maximum drawdown

1.34

1.12

+0.22

Martin ratio

Return relative to average drawdown

6.37

5.30

+1.08

LIVKX vs. PMTIX - Sharpe Ratio Comparison

The current LIVKX Sharpe Ratio is 1.06, which is comparable to the PMTIX Sharpe Ratio of 0.95. The chart below compares the historical Sharpe Ratios of LIVKX and PMTIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


LIVKXPMTIXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.06

0.95

+0.11

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.52

0.51

+0.02

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.63

0.72

-0.09

Sharpe Ratio (All Time)

Calculated using the full available price history

0.58

0.47

+0.11

Correlation

The correlation between LIVKX and PMTIX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

LIVKX vs. PMTIX - Dividend Comparison

LIVKX's dividend yield for the trailing twelve months is around 2.64%, less than PMTIX's 10.01% yield.


TTM20252024202320222021202020192018201720162015
LIVKX
BlackRock LifePath Index 2055 Class K
2.64%2.53%0.01%2.08%2.02%2.08%1.61%3.00%2.40%2.31%1.57%2.93%
PMTIX
Principal LifeTime 2030 Fund
10.01%9.69%9.60%4.26%10.05%8.87%6.37%6.49%8.21%5.87%3.97%9.44%

Drawdowns

LIVKX vs. PMTIX - Drawdown Comparison

The maximum LIVKX drawdown since its inception was -34.39%, smaller than the maximum PMTIX drawdown of -52.14%. Use the drawdown chart below to compare losses from any high point for LIVKX and PMTIX.


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Drawdown Indicators


LIVKXPMTIXDifference

Max Drawdown

Largest peak-to-trough decline

-34.39%

-52.14%

+17.75%

Max Drawdown (1Y)

Largest decline over 1 year

-11.86%

-7.49%

-4.37%

Max Drawdown (5Y)

Largest decline over 5 years

-26.44%

-23.05%

-3.39%

Max Drawdown (10Y)

Largest decline over 10 years

-34.39%

-25.87%

-8.52%

Current Drawdown

Current decline from peak

-9.44%

-5.85%

-3.59%

Average Drawdown

Average peak-to-trough decline

-4.55%

-6.83%

+2.28%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.50%

1.59%

+0.91%

Volatility

LIVKX vs. PMTIX - Volatility Comparison

BlackRock LifePath Index 2055 Class K (LIVKX) has a higher volatility of 5.26% compared to Principal LifeTime 2030 Fund (PMTIX) at 3.33%. This indicates that LIVKX's price experiences larger fluctuations and is considered to be riskier than PMTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


LIVKXPMTIXDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.26%

3.33%

+1.93%

Volatility (6M)

Calculated over the trailing 6-month period

9.31%

5.61%

+3.70%

Volatility (1Y)

Calculated over the trailing 1-year period

16.92%

9.78%

+7.14%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

15.72%

10.53%

+5.19%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

16.65%

11.19%

+5.46%