LFIIX vs. DRIQX
LFIIX (MFS Lifetime 2055 Fund) and DRIQX (Dimensional 2015 Target Date Retirement Income Fund) are both Target Retirement Date funds. Over the past 10 years, LFIIX returned 10.94%/yr vs 4.48%/yr for DRIQX. Their 0.61 correlation means they have sometimes moved together and sometimes differently. LFIIX charges 0.00%/yr vs 0.17%/yr for DRIQX.
Performance
LFIIX vs. DRIQX - Performance Comparison
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Returns By Period
In the year-to-date period, LFIIX achieves a 11.67% return, which is significantly higher than DRIQX's 3.01% return. Over the past 10 years, LFIIX has outperformed DRIQX with an annualized return of 10.94%, while DRIQX has yielded a comparatively lower 4.48% annualized return.
LFIIX
- 1D
- 1.50%
- 1M
- 0.79%
- 6M
- 7.95%
- YTD
- 11.67%
- 1Y
- 20.04%
- 3Y*
- 14.99%
- 5Y*
- 8.67%
- 10Y*
- 10.94%
- ALL TIME*
- 10.37%
DRIQX
- 1D
- 0.35%
- 1M
- -0.44%
- 6M
- 1.84%
- YTD
- 3.01%
- 1Y
- 6.61%
- 3Y*
- 6.44%
- 5Y*
- 1.86%
- 10Y*
- 4.48%
- ALL TIME*
- 5.07%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
LFIIX vs. DRIQX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
LFIIX MFS Lifetime 2055 Fund | 11.67% | 16.32% | 13.17% | 16.86% | -15.66% | 20.39% | 13.28% | 26.76% | -7.89% | 21.19% |
DRIQX Dimensional 2015 Target Date Retirement Income Fund | 3.01% | 8.83% | 5.47% | 8.17% | -14.79% | 7.79% | 14.31% | 14.08% | -4.20% | 7.82% |
Correlation
The correlation between LFIIX and DRIQX is 0.82, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.82 |
Correlation (3Y) Balances recent behavior with more history. | 0.72 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.67 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.61 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2016 | 0.61 |
Over the past year, LFIIX and DRIQX have become more correlated (0.82) than their long-term average of 0.61, meaning their price movements have been converging.
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Return for Risk
LFIIX vs. DRIQX — Risk / Return Rank
LFIIX
DRIQX
LFIIX vs. DRIQX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MFS Lifetime 2055 Fund (LFIIX) and Dimensional 2015 Target Date Retirement Income Fund (DRIQX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LFIIX | DRIQX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.15 | ||
| Sortino ratioReturn per unit of downside risk | +0.19 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.27 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.16 | 1.90 | +0.27 |
| Martin ratioReturn relative to average drawdown | 9.12 | 7.47 | +1.65 |
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Drawdowns
LFIIX vs. DRIQX - Drawdown Comparison
The maximum LFIIX drawdown since its inception was -32.79%, which is greater than DRIQX's maximum drawdown of -19.86%. Use the drawdown chart below to compare losses from any high point for LFIIX and DRIQX.
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Drawdown Indicators
| LFIIX | DRIQX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.79% | -19.86% | -12.93% |
Max Drawdown (1Y)Largest decline over 1 year | -8.35% | -3.47% | -4.88% |
Max Drawdown (3Y)Largest decline over 3 years | -14.48% | -5.12% | -9.36% |
Max Drawdown (5Y)Largest decline over 5 years | -23.17% | -19.86% | -3.31% |
Max Drawdown (10Y)Largest decline over 10 years | -32.79% | -19.86% | -12.93% |
Current DrawdownCurrent decline from peak | -0.16% | -1.30% | +1.14% |
Average DrawdownAverage peak-to-trough decline | -3.84% | -3.84% | 0.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.98% | 0.88% | +1.10% |
Volatility
LFIIX vs. DRIQX - Volatility Comparison
MFS Lifetime 2055 Fund (LFIIX) has a higher volatility of 2.82% compared to Dimensional 2015 Target Date Retirement Income Fund (DRIQX) at 1.10%. This indicates that LFIIX's price experiences larger fluctuations and is considered to be riskier than DRIQX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LFIIX | DRIQX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.82% | 1.10% | +1.72% |
Volatility (6M)Calculated over the trailing 6-month period | 9.08% | 3.60% | +5.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.27% | 4.52% | +6.75% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.04% | 7.07% | +6.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.89% | 6.58% | +8.31% |
LFIIX vs. DRIQX - Expense Ratio Comparison
LFIIX has a 0.00% expense ratio, which is lower than DRIQX's 0.17% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
LFIIX vs. DRIQX - Dividend Comparison
LFIIX's dividend yield for the trailing twelve months is around 6.12%, less than DRIQX's 6.36% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DRIQX Dimensional 2015 Target Date Retirement Income Fund | 6.36% | 4.95% | 4.53% | 4.28% | 6.51% | 4.54% | 3.76% | 2.05% | 2.23% | 1.66% | 1.37% | 0.00% |
LFIIX MFS Lifetime 2055 Fund | 6.12% | 6.84% | 4.56% | 3.56% | 6.36% | 8.07% | 2.32% | 3.79% | 3.50% | 2.69% | 2.70% | 1.33% |
Frequently Asked Questions
LFIIX and DRIQX have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LFIIX has higher volatility (2.82%) compared to DRIQX (1.10%). In terms of maximum drawdown, LFIIX dropped -32.79% vs DRIQX's -19.86%.
LFIIX currently has the higher Sharpe Ratio (1.60 vs 1.46), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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