KMPR vs. RYAN

Last updated Jun 4, 2026

KMPR (Kemper Corporation) and RYAN (Ryan Specialty Group Holdings, Inc.) are both stocks. Both are in the Financial Services sector — KMPR in Insurance - Property & Casualty, RYAN in Insurance - Specialty. Over the past 3 years, KMPR returned -17.49%/yr vs -8.86%/yr for RYAN. At a 0.30 correlation, their price movements are largely independent.

Performance

KMPR vs. RYAN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Kemper Corporation (KMPR) and Ryan Specialty Group Holdings, Inc. (RYAN). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, KMPR achieves a -42.32% return, which is significantly lower than RYAN's -39.78% return.

KMPR

• 1D: -5.57%
• 1M: -31.00%
• YTD: -42.32%
• 6M: -40.40%
• 1Y: -63.24%
• 3Y*: -17.49%
• 5Y*: -18.82%
• 10Y*: -1.21%

RYAN

• 1D: -4.43%
• 1M: 4.48%
• YTD: -39.78%
• 6M: -45.31%
• 1Y: -56.08%
• 3Y*: -8.86%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

KMPR vs. RYAN - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
KMPR Kemper Corporation	-42.32%	-37.49%	39.23%	1.54%	-14.20%	-12.99%
RYAN Ryan Specialty Group Holdings, Inc.	-39.78%	-18.92%	50.88%	3.64%	2.87%	46.73%

Correlation

The correlation between KMPR and RYAN is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.33
Correlation (3Y) Calculated over the trailing 3-year period	0.33
Correlation (All Time) Calculated using the full available price history since Jul 23, 2021	0.30

Fundamentals

EPS KMPR : $0.85 RYAN : $0.64
PE Ratio KMPR : 27.00 RYAN : 48.42
PS Ratio KMPR : 0.22 RYAN : 2.02
Total Revenue (TTM) KMPR : $4.71B RYAN : $3.16B
Gross Profit (TTM) KMPR : $381.60M RYAN : $2.19B
EBITDA (TTM) KMPR : $17.00M RYAN : $726.81M

Return for Risk

KMPR vs. RYAN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

KMPR

KMPR Risk / Return Rank: 1
KMPR Sharpe Ratio Rank: 0
KMPR Sortino Ratio Rank: 1
KMPR Omega Ratio Rank: 1
KMPR Calmar Ratio Rank: 1
KMPR Martin Ratio Rank: 2

RYAN

RYAN Risk / Return Rank: 2
RYAN Sharpe Ratio Rank: 1
RYAN Sortino Ratio Rank: 1
RYAN Omega Ratio Rank: 2
RYAN Calmar Ratio Rank: 2
RYAN Martin Ratio Rank: 2

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

KMPR vs. RYAN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Kemper Corporation (KMPR) and Ryan Specialty Group Holdings, Inc. (RYAN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	KMPR	RYAN	Difference
Sharpe ratio Return per unit of total volatility	-1.51	-1.42	-0.09
Sortino ratio Return per unit of downside risk	-2.36	-2.30	-0.07
Omega ratio Gain probability vs. loss probability	0.63	0.71	-0.08
Calmar ratio Return relative to maximum drawdown	-1.00	-0.97	-0.02
Martin ratio Return relative to average drawdown	-1.72	-1.73	+0.02
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

KMPR vs. RYAN - Sharpe Ratio Comparison

The current KMPR Sharpe Ratio is -1.51, which is comparable to the RYAN Sharpe Ratio of -1.42. The chart below compares the historical Sharpe Ratios of KMPR and RYAN, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	KMPR	RYAN	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-1.51	-1.42	-0.09
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.52	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	-0.03	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.13	0.09	+0.05

Drawdowns

KMPR vs. RYAN - Drawdown Comparison

The maximum KMPR drawdown since its inception was -82.48%, which is greater than RYAN's maximum drawdown of -60.94%. Use the drawdown chart below to compare losses from any high point for KMPR and RYAN.

Drawdown Indicators

	KMPR	RYAN	Difference
Max Drawdown Largest peak-to-trough decline	-82.48%	-60.94%	-21.54%
Max Drawdown (1Y) Largest decline over 1 year	-63.58%	-57.75%	-5.83%
Max Drawdown (3Y) Largest decline over 3 years	-66.78%	-60.94%	-5.84%
Max Drawdown (5Y) Largest decline over 5 years	-66.78%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-70.45%	—	—
Current Drawdown Current decline from peak	-70.45%	-58.81%	-11.64%
Average Drawdown Average peak-to-trough decline	-18.07%	-12.29%	-5.78%
Ulcer Index Depth and duration of drawdowns from previous peaks	36.83%	33.13%	+3.70%

Volatility

KMPR vs. RYAN - Volatility Comparison

Kemper Corporation (KMPR) has a higher volatility of 16.15% compared to Ryan Specialty Group Holdings, Inc. (RYAN) at 14.73%. This indicates that KMPR's price experiences larger fluctuations and is considered to be riskier than RYAN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	KMPR	RYAN	Difference
Volatility (1M) Calculated over the trailing 1-month period	16.15%	14.73%	+1.42%
Volatility (6M) Calculated over the trailing 6-month period	28.02%	33.29%	-5.27%
Volatility (1Y) Calculated over the trailing 1-year period	42.05%	39.55%	+2.50%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	36.31%	34.38%	+1.93%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.81%	34.38%	+0.43%

Dividends

KMPR vs. RYAN - Dividend Comparison

KMPR's dividend yield for the trailing twelve months is around 5.59%, more than RYAN's 1.62% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
KMPR Kemper Corporation	5.59%	3.16%	1.87%	2.55%	2.52%	2.11%	1.56%	1.01%	1.45%	1.39%	2.17%	2.58%
RYAN Ryan Specialty Group Holdings, Inc.	1.62%	0.93%	1.04%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

KMPR vs. RYAN - Profitability Comparison

The chart below illustrates the profitability comparison between Kemper Corporation and Ryan Specialty Group Holdings, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

KMPR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Kemper Corporation reported a gross profit of 0.00 and revenue of 1.11B. Therefore, the gross margin over that period was 0.0%.

RYAN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Ryan Specialty Group Holdings, Inc. reported a gross profit of 300.05M and revenue of 795.23M. Therefore, the gross margin over that period was 37.7%.

KMPR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Kemper Corporation reported an operating income of 0.00 and revenue of 1.11B, resulting in an operating margin of 0.0%.

RYAN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Ryan Specialty Group Holdings, Inc. reported an operating income of 94.60M and revenue of 795.23M, resulting in an operating margin of 11.9%.

KMPR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Kemper Corporation reported a net income of -4.40M and revenue of 1.11B, resulting in a net margin of -0.4%.

RYAN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Ryan Specialty Group Holdings, Inc. reported a net income of 40.60M and revenue of 795.23M, resulting in a net margin of 5.1%.

Frequently Asked Questions

Can I hold both KMPR and RYAN in my portfolio?

KMPR and RYAN have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, KMPR or RYAN?

KMPR has higher volatility (16.15%) compared to RYAN (14.73%). In terms of maximum drawdown, KMPR dropped -82.48% vs RYAN's -60.94%.

Which has better risk-adjusted returns?

RYAN currently has the higher Sharpe Ratio (-1.42 vs -1.51), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.