JSRSX vs. FIKFX
JSRSX (JPMorgan SmartRetirement Income Fund) and FIKFX (Fidelity Freedom Index Retirement Fund Investor Class) are both Target Retirement Date funds. Over the past 10 years, JSRSX returned 6.83%/yr vs 4.02%/yr for FIKFX. Their correlation of 0.89 means they have usually moved in the same direction. JSRSX charges 0.22%/yr vs 0.12%/yr for FIKFX.
Performance
JSRSX vs. FIKFX - Performance Comparison
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Returns By Period
In the year-to-date period, JSRSX achieves a 4.08% return, which is significantly higher than FIKFX's 3.28% return. Over the past 10 years, JSRSX has outperformed FIKFX with an annualized return of 6.83%, while FIKFX has yielded a comparatively lower 4.02% annualized return.
JSRSX
- 1D
- 0.89%
- 1M
- -0.64%
- 6M
- 2.64%
- YTD
- 4.08%
- 1Y
- 9.63%
- 3Y*
- 9.27%
- 5Y*
- 4.17%
- 10Y*
- 6.83%
- ALL TIME*
- 5.71%
FIKFX
- 1D
- 0.56%
- 1M
- -0.35%
- 6M
- 2.29%
- YTD
- 3.28%
- 1Y
- 7.10%
- 3Y*
- 6.88%
- 5Y*
- 2.72%
- 10Y*
- 4.02%
- ALL TIME*
- 3.91%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
JSRSX vs. FIKFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
JSRSX JPMorgan SmartRetirement Income Fund | 4.08% | 12.12% | 4.37% | 15.68% | -14.15% | 6.00% | 9.82% | 29.87% | -4.64% | 11.04% |
FIKFX Fidelity Freedom Index Retirement Fund Investor Class | 3.28% | 9.23% | 4.96% | 8.28% | -11.09% | 2.79% | 8.54% | 10.59% | -0.76% | 6.66% |
Correlation
The correlation between JSRSX and FIKFX is 0.94, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.94 |
Correlation (3Y) Balances recent behavior with more history. | 0.90 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.88 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.87 |
Correlation (All Time) Calculated using the full available price history since Oct 5, 2009 | 0.89 |
The correlation between JSRSX and FIKFX has been stable across timeframes, ranging from 0.87 to 0.94 - a consistent structural relationship.
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Return for Risk
JSRSX vs. FIKFX — Risk / Return Rank
JSRSX
FIKFX
JSRSX vs. FIKFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for JPMorgan SmartRetirement Income Fund (JSRSX) and Fidelity Freedom Index Retirement Fund Investor Class (FIKFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JSRSX | FIKFX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.22 | ||
| Sortino ratioReturn per unit of downside risk | -0.34 | ||
| Omega ratioGain probability vs. loss probability | 1.27 | 1.32 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.81 | 2.20 | -0.39 |
| Martin ratioReturn relative to average drawdown | 7.66 | 9.13 | -1.47 |
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Drawdowns
JSRSX vs. FIKFX - Drawdown Comparison
The maximum JSRSX drawdown since its inception was -25.84%, which is greater than FIKFX's maximum drawdown of -15.03%. Use the drawdown chart below to compare losses from any high point for JSRSX and FIKFX.
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Drawdown Indicators
| JSRSX | FIKFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.84% | -15.03% | -10.81% |
Max Drawdown (1Y)Largest decline over 1 year | -5.14% | -3.32% | -1.82% |
Max Drawdown (3Y)Largest decline over 3 years | -6.57% | -3.82% | -2.75% |
Max Drawdown (5Y)Largest decline over 5 years | -18.53% | -15.03% | -3.50% |
Max Drawdown (10Y)Largest decline over 10 years | -18.53% | -15.03% | -3.50% |
Current DrawdownCurrent decline from peak | -1.10% | -0.87% | -0.23% |
Average DrawdownAverage peak-to-trough decline | -3.18% | -1.71% | -1.47% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.22% | 0.80% | +0.42% |
Volatility
JSRSX vs. FIKFX - Volatility Comparison
JPMorgan SmartRetirement Income Fund (JSRSX) has a higher volatility of 1.93% compared to Fidelity Freedom Index Retirement Fund Investor Class (FIKFX) at 1.38%. This indicates that JSRSX's price experiences larger fluctuations and is considered to be riskier than FIKFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JSRSX | FIKFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.93% | 1.38% | +0.55% |
Volatility (6M)Calculated over the trailing 6-month period | 5.57% | 3.85% | +1.72% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.55% | 4.44% | +2.11% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.72% | 5.21% | +2.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.36% | 4.48% | +3.88% |
JSRSX vs. FIKFX - Expense Ratio Comparison
JSRSX has a 0.22% expense ratio, which is higher than FIKFX's 0.12% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
JSRSX vs. FIKFX - Dividend Comparison
JSRSX's dividend yield for the trailing twelve months is around 4.63%, more than FIKFX's 3.20% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FIKFX Fidelity Freedom Index Retirement Fund Investor Class | 2.88% | 3.40% | 3.13% | 2.85% | 3.06% | 2.04% | 2.18% | 7.27% | 2.94% | 1.89% | 1.65% | 1.39% |
JSRSX JPMorgan SmartRetirement Income Fund | 4.63% | 4.82% | 3.76% | 3.14% | 4.43% | 11.16% | 4.67% | 27.22% | 5.98% | 3.63% | 2.25% | 2.55% |
Frequently Asked Questions
With a correlation of 0.94, JSRSX and FIKFX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
JSRSX has higher volatility (1.93%) compared to FIKFX (1.38%). In terms of maximum drawdown, JSRSX dropped -25.84% vs FIKFX's -15.03%.
FIKFX currently has the higher Sharpe Ratio (1.65 vs 1.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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