JRBEX vs. PADLX
JRBEX (JPMorgan SmartRetirement Blend 2030 Fund) and PADLX (Putnam Retirement Advantage Maturity Fund) are both Target Retirement Date funds. Over the past 5 years, JRBEX returned 6.12%/yr vs 3.52%/yr for PADLX. Their correlation of 0.90 means they have usually moved in the same direction. JRBEX charges 0.32%/yr vs 0.22%/yr for PADLX.
Performance
JRBEX vs. PADLX - Performance Comparison
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Returns By Period
In the year-to-date period, JRBEX achieves a 6.60% return, which is significantly higher than PADLX's 4.09% return.
JRBEX
- 1D
- 1.11%
- 1M
- -0.58%
- 6M
- 4.48%
- YTD
- 6.60%
- 1Y
- 14.45%
- 3Y*
- 11.87%
- 5Y*
- 6.12%
- 10Y*
- 8.04%
- ALL TIME*
- 7.94%
PADLX
- 1D
- 0.53%
- 1M
- -0.35%
- 6M
- 2.77%
- YTD
- 4.09%
- 1Y
- 9.96%
- 3Y*
- 9.41%
- 5Y*
- 3.52%
- 10Y*
- —
- ALL TIME*
- 4.64%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
JRBEX vs. PADLX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
JRBEX JPMorgan SmartRetirement Blend 2030 Fund | 6.60% | 15.33% | 7.14% | 18.28% | -16.36% | 11.63% | 11.91% |
PADLX Putnam Retirement Advantage Maturity Fund | 4.09% | 10.83% | 8.34% | 11.01% | -12.54% | 2.93% | 7.84% |
Correlation
The correlation between JRBEX and PADLX is 0.95 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.95 |
Correlation (3Y) Balances recent behavior with more history. | 0.91 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.90 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2020 | 0.90 |
The correlation between JRBEX and PADLX has been stable across timeframes, ranging from 0.90 to 0.95 - a consistent structural relationship.
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Return for Risk
JRBEX vs. PADLX — Risk / Return Rank
JRBEX
PADLX
JRBEX vs. PADLX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for JPMorgan SmartRetirement Blend 2030 Fund (JRBEX) and Putnam Retirement Advantage Maturity Fund (PADLX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JRBEX | PADLX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.42 | ||
| Sortino ratioReturn per unit of downside risk | -0.65 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.39 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 2.23 | 2.75 | -0.53 |
| Martin ratioReturn relative to average drawdown | 9.43 | 11.56 | -2.13 |
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Drawdowns
JRBEX vs. PADLX - Drawdown Comparison
The maximum JRBEX drawdown since its inception was -25.15%, which is greater than PADLX's maximum drawdown of -18.87%. Use the drawdown chart below to compare losses from any high point for JRBEX and PADLX.
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Drawdown Indicators
| JRBEX | PADLX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.15% | -18.87% | -6.28% |
Max Drawdown (1Y)Largest decline over 1 year | -6.15% | -3.63% | -2.52% |
Max Drawdown (3Y)Largest decline over 3 years | -9.58% | -6.63% | -2.95% |
Max Drawdown (5Y)Largest decline over 5 years | -22.21% | -18.87% | -3.34% |
Max Drawdown (10Y)Largest decline over 10 years | -25.15% | — | — |
Current DrawdownCurrent decline from peak | -1.12% | -0.79% | -0.33% |
Average DrawdownAverage peak-to-trough decline | -3.62% | -4.73% | +1.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.45% | 0.86% | +0.59% |
Volatility
JRBEX vs. PADLX - Volatility Comparison
JPMorgan SmartRetirement Blend 2030 Fund (JRBEX) has a higher volatility of 2.35% compared to Putnam Retirement Advantage Maturity Fund (PADLX) at 1.44%. This indicates that JRBEX's price experiences larger fluctuations and is considered to be riskier than PADLX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JRBEX | PADLX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.35% | 1.44% | +0.91% |
Volatility (6M)Calculated over the trailing 6-month period | 7.04% | 4.03% | +3.01% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.42% | 4.89% | +3.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.48% | 6.70% | +3.78% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.05% | 7.47% | +3.58% |
JRBEX vs. PADLX - Expense Ratio Comparison
JRBEX has a 0.32% expense ratio, which is higher than PADLX's 0.22% expense ratio.
Dividends
JRBEX vs. PADLX - Dividend Comparison
JRBEX's dividend yield for the trailing twelve months is around 2.87%, less than PADLX's 4.65% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JRBEX JPMorgan SmartRetirement Blend 2030 Fund | 2.87% | 3.06% | 2.86% | 2.47% | 1.94% | 5.57% | 2.51% | 3.19% | 6.01% | 1.99% | 2.09% | 2.09% |
PADLX Putnam Retirement Advantage Maturity Fund | 4.65% | 5.03% | 3.71% | 2.91% | 1.01% | 1.45% | 1.66% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
With a correlation of 0.95, JRBEX and PADLX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
JRBEX has higher volatility (2.35%) compared to PADLX (1.44%). In terms of maximum drawdown, JRBEX dropped -25.15% vs PADLX's -18.87%.
PADLX currently has the higher Sharpe Ratio (2.05 vs 1.63), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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