ITDJ vs. ITDI

Last updated Aug 4, 2026

ITDJ (iShares LifePath Target Date 2070 ETF) and ITDI (Ishares Lifepath Target Date 2065 ETF) are both Target Retirement Date funds from iShares. Both are actively managed. Over the past year, ITDJ returned 25.22% vs 25.21% for ITDI. Their 1.00 correlation means they have historically moved very closely together. ITDJ charges 0.12%/yr vs 0.11%/yr for ITDI.

Performance

ITDJ vs. ITDI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in iShares LifePath Target Date 2070 ETF (ITDJ) and Ishares Lifepath Target Date 2065 ETF (ITDI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both investments are quite close, with ITDJ having a 12.60% return and ITDI slightly higher at 12.61%.

ITDJ

• 1D: 0.98%
• 1M: 0.91%
• 6M: 8.65%
• YTD: 12.60%
• 1Y: 25.22%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 19.10%

ITDI

• 1D: 1.07%
• 1M: 0.98%
• 6M: 8.65%
• YTD: 12.61%
• 1Y: 25.21%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 23.39%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
ITDI Ishares Lifepath Target Date 2065 ETF	$82.62K	$87.90K	$130.97K
ITDJ iShares LifePath Target Date 2070 ETF	$75.99K	$192.56K	$154.76K

ITDJ vs. ITDI - Yearly Performance Comparison

	2026 (YTD)	2025	2024
ITDJ iShares LifePath Target Date 2070 ETF	12.60%	22.02%	-1.70%
ITDI Ishares Lifepath Target Date 2065 ETF	12.61%	21.90%	-1.83%

Correlation

The correlation between ITDJ and ITDI is 1.00 - they have historically moved very closely together. At this level, their price movements offset little of one another.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	1.00
Correlation (All Time) Calculated using the full available price history since Nov 13, 2024	1.00

The correlation between ITDJ and ITDI has been stable across timeframes, ranging from 1.00 to 1.00 - a consistent structural relationship.

Return for Risk

ITDJ vs. ITDI — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

ITDJ

ITDJ Risk / Return Rank: 73
ITDJ Sharpe Ratio Rank: 73
ITDJ Sortino Ratio Rank: 71
ITDJ Omega Ratio Rank: 72
ITDJ Calmar Ratio Rank: 69
ITDJ Martin Ratio Rank: 79

ITDI

ITDI Risk / Return Rank: 76
ITDI Sharpe Ratio Rank: 76
ITDI Sortino Ratio Rank: 75
ITDI Omega Ratio Rank: 75
ITDI Calmar Ratio Rank: 72
ITDI Martin Ratio Rank: 80

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

ITDJ vs. ITDI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares LifePath Target Date 2070 ETF (ITDJ) and Ishares Lifepath Target Date 2065 ETF (ITDI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	ITDJ	ITDI	Difference
Sharpe ratio: Return per unit of total volatility	1.83	1.83	0.00
Sortino ratio: Return per unit of downside risk	2.53	2.55	-0.02
Omega ratio: Gain probability vs. loss probability	1.33	1.33	0.00
Calmar ratio: Return relative to maximum drawdown	2.63	2.64	-0.01
Martin ratio: Return relative to average drawdown	11.02	11.04	-0.02

ITDJ vs. ITDI - Sharpe Ratio Comparison

The current ITDJ Sharpe Ratio is 1.83, which is comparable to the ITDI Sharpe Ratio of 1.83. The chart below compares the historical Sharpe Ratios of ITDJ and ITDI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

ITDJ vs. ITDI - Drawdown Comparison

The maximum ITDJ drawdown since its inception was -16.63%, roughly equal to the maximum ITDI drawdown of -16.31%. Use the drawdown chart below to compare losses from any high point for ITDJ and ITDI.

Drawdown Indicators

	ITDJ	ITDI	Difference
Max Drawdown Largest peak-to-trough decline	-16.63%	-16.31%	-0.32%
Max Drawdown (1Y) Largest decline over 1 year	-9.65%	-9.60%	-0.05%
Current Drawdown Current decline from peak	-0.37%	-0.37%	0.00%
Average Drawdown Average peak-to-trough decline	-1.89%	-1.58%	-0.31%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.29%	2.29%	0.00%

Volatility

ITDJ vs. ITDI - Volatility Comparison

iShares LifePath Target Date 2070 ETF (ITDJ) and Ishares Lifepath Target Date 2065 ETF (ITDI) have volatilities of 4.03% and 4.10%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ITDJ	ITDI	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.03%	4.10%	-0.07%
Volatility (6M) Calculated over the trailing 6-month period	11.61%	11.62%	-0.01%
Volatility (1Y) Calculated over the trailing 1-year period	13.86%	13.89%	-0.03%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.16%	14.59%	+1.57%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.16%	14.59%	+1.57%

ITDJ vs. ITDI - Expense Ratio Comparison

ITDJ has a 0.12% expense ratio, which is higher than ITDI's 0.11% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

ITDJ vs. ITDI - Dividend Comparison

ITDJ's dividend yield for the trailing twelve months is around 1.24%, less than ITDI's 1.45% yield.

Position	TTM	2025	2024	2023
ITDI Ishares Lifepath Target Date 2065 ETF	1.45%	1.63%	1.68%	0.84%
ITDJ iShares LifePath Target Date 2070 ETF	1.24%	1.40%	0.82%	0.00%

Frequently Asked Questions

Can I hold both ITDJ and ITDI in my portfolio?

With a correlation of 1.00, ITDJ and ITDI move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, ITDJ or ITDI?

ITDI has higher volatility (4.10%) compared to ITDJ (4.03%). In terms of maximum drawdown, ITDJ dropped -16.63% vs ITDI's -16.31%.

Which ETF is better, ITDJ or ITDI?

On 1-year performance, ITDJ leads with 25.22% vs 25.21% for ITDI. On fees, ITDI is cheaper at 0.11% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, ITDJ or ITDI?

Over the 1-year period, ITDJ has performed better with a 25.22% return vs 25.21%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, ITDJ or ITDI?

ITDI is cheaper with a 0.11% expense ratio, compared with 0.12% for ITDJ.

Which ETF pays a higher dividend yield, ITDJ or ITDI?

ITDI has the higher dividend yield at 1.45%, compared with 1.24% for ITDJ.

What is the main difference between ITDJ and ITDI?

Their fees differ too: 0.12% for ITDJ and 0.11% for ITDI.

Which has better risk-adjusted returns?

ITDJ currently has the higher Sharpe Ratio (1.83 vs 1.83), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.