ISTR vs. ASIC

Last updated Apr 1, 2026

Compare and contrast key facts about Investar Holding Corporation (ISTR) and Ategrity Specialty Holdings LLC (ASIC).

Performance

ISTR vs. ASIC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Investar Holding Corporation (ISTR) and Ategrity Specialty Holdings LLC (ASIC). The values are adjusted to include any dividend payments, if applicable.

ISTR vs. ASIC - Yearly Performance Comparison

	2026 (YTD)	2025
ISTR Investar Holding Corporation	2.48%	40.24%
ASIC Ategrity Specialty Holdings LLC	-5.90%	-14.87%

Fundamentals

Market Cap ISTR : $289.28M ASIC : $983.73M
EPS ISTR : $2.14 ASIC : $1.62
PE Ratio ISTR : 12.74 ASIC : 12.20
PEG Ratio ISTR : 0.15 ASIC : 0.06
PS Ratio ISTR : 1.90 ASIC : 2.13
PB Ratio ISTR : 1.07 ASIC : 1.60
Total Revenue (TTM) ISTR : $153.49M ASIC : $424.34M
Gross Profit (TTM) ISTR : $93.56M ASIC : $116.84M
EBITDA (TTM) ISTR : $30.60M ASIC : $64.04M

Returns By Period

In the year-to-date period, ISTR achieves a 2.48% return, which is significantly higher than ASIC's -5.90% return.

ISTR

• 1D: 1.87%
• 1M: -3.00%
• YTD: 2.48%
• 6M: 18.46%
• 1Y: 57.75%
• 3Y*: 28.02%
• 5Y*: 7.94%
• 10Y*: 7.80%

ASIC

• 1D: 1.28%
• 1M: -10.62%
• YTD: -5.90%
• 6M: 0.00%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

ISTR vs. ASIC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ISTR

ISTR Risk / Return Rank: 90
ISTR Sharpe Ratio Rank: 90
ISTR Sortino Ratio Rank: 90
ISTR Omega Ratio Rank: 87
ISTR Calmar Ratio Rank: 93
ISTR Martin Ratio Rank: 92

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ISTR vs. ASIC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Investar Holding Corporation (ISTR) and Ategrity Specialty Holdings LLC (ASIC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ISTR	ASIC	Difference
Sharpe ratio Return per unit of total volatility	1.95	—	—
Sortino ratio Return per unit of downside risk	2.91	—	—
Omega ratio Gain probability vs. loss probability	1.36	—	—
Calmar ratio Return relative to maximum drawdown	4.74	—	—
Martin ratio Return relative to average drawdown	13.06	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	ISTR	ASIC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.95	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.26	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.22	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.21	-0.48	+0.69

Correlation

The correlation between ISTR and ASIC is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

ISTR vs. ASIC - Dividend Comparison

ISTR's dividend yield for the trailing twelve months is around 1.61%, while ASIC has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ISTR Investar Holding Corporation	1.61%	1.63%	1.87%	2.65%	1.70%	2.66%	1.51%	0.95%	0.81%	0.30%	0.23%	0.18%
ASIC Ategrity Specialty Holdings LLC	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

ISTR vs. ASIC - Drawdown Comparison

The maximum ISTR drawdown since its inception was -68.22%, which is greater than ASIC's maximum drawdown of -33.63%. Use the drawdown chart below to compare losses from any high point for ISTR and ASIC.

Drawdown Indicators

	ISTR	ASIC	Difference
Max Drawdown Largest peak-to-trough decline	-68.22%	-33.63%	-34.59%
Max Drawdown (1Y) Largest decline over 1 year	-11.92%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-59.35%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-68.22%	—	—
Current Drawdown Current decline from peak	-9.06%	-19.89%	+10.83%
Average Drawdown Average peak-to-trough decline	-21.13%	-19.25%	-1.88%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.33%	—	—

Volatility

Volatility by Period

	ISTR	ASIC	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.13%	—	—
Volatility (6M) Calculated over the trailing 6-month period	17.10%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	29.76%	50.62%	-20.86%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.20%	50.62%	-20.42%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	36.28%	50.62%	-14.34%

Financials

ISTR vs. ASIC - Profitability Comparison

The chart below illustrates the profitability comparison between Investar Holding Corporation and Ategrity Specialty Holdings LLC over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ISTR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Investar Holding Corporation reported a gross profit of 23.47M and revenue of 38.97M. Therefore, the gross margin over that period was 60.2%.

ASIC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Ategrity Specialty Holdings LLC reported a gross profit of 0.00 and revenue of 123.34M. Therefore, the gross margin over that period was 0.0%.

ISTR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Investar Holding Corporation reported an operating income of 7.20M and revenue of 38.97M, resulting in an operating margin of 18.5%.

ASIC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Ategrity Specialty Holdings LLC reported an operating income of 0.00 and revenue of 123.34M, resulting in an operating margin of 0.0%.

ISTR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Investar Holding Corporation reported a net income of 5.94M and revenue of 38.97M, resulting in a net margin of 15.2%.

ASIC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Ategrity Specialty Holdings LLC reported a net income of 25.26M and revenue of 123.34M, resulting in a net margin of 20.5%.