ISTR vs. ASIC

Last updated Jun 4, 2026

ISTR (Investar Holding Corporation) and ASIC (Ategrity Specialty Holdings LLC) are both stocks. Both are in the Financial Services sector — ISTR in Banks - Regional, ASIC in Insurance - Property & Casualty. At a 0.36 correlation, their price movements are largely independent.

Performance

ISTR vs. ASIC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Investar Holding Corporation (ISTR) and Ategrity Specialty Holdings LLC (ASIC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ISTR achieves a 4.81% return, which is significantly higher than ASIC's -8.85% return.

ISTR

• 1D: -1.90%
• 1M: 0.76%
• YTD: 4.81%
• 6M: 11.01%
• 1Y: 49.69%
• 3Y*: 36.88%
• 5Y*: 5.64%
• 10Y*: 7.83%

ASIC

• 1D: -3.33%
• 1M: -0.05%
• YTD: -8.85%
• 6M: 2.41%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

ISTR vs. ASIC - Yearly Performance Comparison

	2026 (YTD)	2025
ISTR Investar Holding Corporation	4.81%	40.24%
ASIC Ategrity Specialty Holdings LLC	-8.85%	-14.87%

Correlation

The correlation between ISTR and ASIC is 0.36, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jun 12, 2025	0.36

Fundamentals

Market Cap ISTR : $416.42M ASIC : $953.09M
EPS ISTR : $2.44 ASIC : $1.95
PE Ratio ISTR : 11.45 ASIC : 9.83
PEG Ratio ISTR : 0.14 ASIC : 0.04
PS Ratio ISTR : 1.93 ASIC : 1.90
PB Ratio ISTR : 1.08 ASIC : 1.51
Total Revenue (TTM) ISTR : $170.24M ASIC : $470.18M
Gross Profit (TTM) ISTR : $102.27M ASIC : $257.61M
EBITDA (TTM) ISTR : $33.33M ASIC : $120.37M

Return for Risk

ISTR vs. ASIC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ISTR

ISTR Risk / Return Rank: 87
ISTR Sharpe Ratio Rank: 87
ISTR Sortino Ratio Rank: 86
ISTR Omega Ratio Rank: 84
ISTR Calmar Ratio Rank: 88
ISTR Martin Ratio Rank: 88

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ISTR vs. ASIC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Investar Holding Corporation (ISTR) and Ategrity Specialty Holdings LLC (ASIC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ISTR	ASIC	Difference
Sharpe ratio Return per unit of total volatility	1.91	—	—
Sortino ratio Return per unit of downside risk	2.82	—	—
Omega ratio Gain probability vs. loss probability	1.35	—	—
Calmar ratio Return relative to maximum drawdown	4.19	—	—
Martin ratio Return relative to average drawdown	10.89	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	ISTR	ASIC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.91	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.19	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.22	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.21	-0.48	+0.69

Drawdowns

ISTR vs. ASIC - Drawdown Comparison

The maximum ISTR drawdown since its inception was -68.22%, which is greater than ASIC's maximum drawdown of -33.63%. Use the drawdown chart below to compare losses from any high point for ISTR and ASIC.

Drawdown Indicators

	ISTR	ASIC	Difference
Max Drawdown Largest peak-to-trough decline	-68.22%	-33.63%	-34.59%
Max Drawdown (1Y) Largest decline over 1 year	-11.92%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-37.06%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-59.35%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-68.22%	—	—
Current Drawdown Current decline from peak	-6.99%	-22.41%	+15.42%
Average Drawdown Average peak-to-trough decline	-20.91%	-19.12%	-1.79%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.58%	—	—

Volatility

Volatility by Period

	ISTR	ASIC	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.89%	—	—
Volatility (6M) Calculated over the trailing 6-month period	15.13%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	26.16%	47.94%	-21.78%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.38%	47.94%	-17.56%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	36.30%	47.94%	-11.64%

Dividends

ISTR vs. ASIC - Dividend Comparison

ISTR's dividend yield for the trailing twelve months is around 1.58%, while ASIC has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ASIC Ategrity Specialty Holdings LLC	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ISTR Investar Holding Corporation	1.58%	1.63%	1.87%	2.65%	1.70%	2.66%	1.51%	0.95%	0.81%	0.30%	0.23%	0.18%

Financials

ISTR vs. ASIC - Profitability Comparison

The chart below illustrates the profitability comparison between Investar Holding Corporation and Ategrity Specialty Holdings LLC over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ISTR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Investar Holding Corporation reported a gross profit of 32.66M and revenue of 53.20M. Therefore, the gross margin over that period was 61.4%.

ASIC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Ategrity Specialty Holdings LLC reported a gross profit of 67.08M and revenue of 128.96M. Therefore, the gross margin over that period was 52.0%.

ISTR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Investar Holding Corporation reported an operating income of 9.82M and revenue of 53.20M, resulting in an operating margin of 18.5%.

ASIC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Ategrity Specialty Holdings LLC reported an operating income of 34.23M and revenue of 128.96M, resulting in an operating margin of 26.5%.

ISTR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Investar Holding Corporation reported a net income of 12.02M and revenue of 53.20M, resulting in a net margin of 22.6%.

ASIC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Ategrity Specialty Holdings LLC reported a net income of 25.47M and revenue of 128.96M, resulting in a net margin of 19.8%.

Frequently Asked Questions

Can I hold both ISTR and ASIC in my portfolio?

ISTR and ASIC have a correlation of 0.36, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.