ISMD vs. TPHD

Last updated Apr 1, 2026

Compare and contrast key facts about Inspire Small/Mid Cap Impact ETF (ISMD) and Timothy Plan High Dividend Stock ETF (TPHD).

ISMD and TPHD are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. ISMD is a passively managed fund by Inspire that tracks the performance of the Inspire Small/Mid Cap Impact Equal Weight Index. It was launched on Feb 28, 2017. TPHD is a passively managed fund by Timothy Plan that tracks the performance of the Victory US Large Cap High Dividend Volatility Weighted BRI Index. It was launched on Apr 29, 2019. Both ISMD and TPHD are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.

Performance

ISMD vs. TPHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Inspire Small/Mid Cap Impact ETF (ISMD) and Timothy Plan High Dividend Stock ETF (TPHD). The values are adjusted to include any dividend payments, if applicable.

ISMD vs. TPHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
ISMD Inspire Small/Mid Cap Impact ETF	3.89%	4.14%	9.53%	16.74%	-13.44%	29.38%	7.45%	4.80%
TPHD Timothy Plan High Dividend Stock ETF	7.80%	8.28%	12.14%	8.86%	-1.91%	27.98%	-1.30%	10.35%

Returns By Period

In the year-to-date period, ISMD achieves a 3.89% return, which is significantly lower than TPHD's 7.80% return.

ISMD

• 1D: 2.12%
• 1M: -4.16%
• YTD: 3.89%
• 6M: 3.40%
• 1Y: 18.52%
• 3Y*: 10.17%
• 5Y*: 5.15%
• 10Y*: —

TPHD

• 1D: 0.61%
• 1M: -3.63%
• YTD: 7.80%
• 6M: 6.20%
• 1Y: 12.27%
• 3Y*: 12.26%
• 5Y*: 9.61%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

ISMD vs. TPHD - Expense Ratio Comparison

ISMD has a 0.57% expense ratio, which is higher than TPHD's 0.52% expense ratio.

ISMD

Inspire Small/Mid Cap Impact ETF

TPHD

Timothy Plan High Dividend Stock ETF

Return for Risk

ISMD vs. TPHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ISMD

ISMD Risk / Return Rank: 49
ISMD Sharpe Ratio Rank: 48
ISMD Sortino Ratio Rank: 50
ISMD Omega Ratio Rank: 44
ISMD Calmar Ratio Rank: 52
ISMD Martin Ratio Rank: 49

TPHD

TPHD Risk / Return Rank: 45
TPHD Sharpe Ratio Rank: 44
TPHD Sortino Ratio Rank: 44
TPHD Omega Ratio Rank: 45
TPHD Calmar Ratio Rank: 41
TPHD Martin Ratio Rank: 49

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ISMD vs. TPHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Inspire Small/Mid Cap Impact ETF (ISMD) and Timothy Plan High Dividend Stock ETF (TPHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ISMD	TPHD	Difference
Sharpe ratio Return per unit of total volatility	0.85	0.79	+0.06
Sortino ratio Return per unit of downside risk	1.31	1.18	+0.14
Omega ratio Gain probability vs. loss probability	1.17	1.17	0.00
Calmar ratio Return relative to maximum drawdown	1.31	1.02	+0.29
Martin ratio Return relative to average drawdown	4.62	4.61	+0.02
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ISMD vs. TPHD - Sharpe Ratio Comparison

The current ISMD Sharpe Ratio is 0.85, which is comparable to the TPHD Sharpe Ratio of 0.79. The chart below compares the historical Sharpe Ratios of ISMD and TPHD, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	ISMD	TPHD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.85	0.79	+0.06
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.25	0.66	-0.41
Sharpe Ratio (All Time) Calculated using the full available price history	0.32	0.51	-0.19

Correlation

The correlation between ISMD and TPHD is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

ISMD vs. TPHD - Dividend Comparison

ISMD's dividend yield for the trailing twelve months is around 1.11%, less than TPHD's 1.96% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
ISMD Inspire Small/Mid Cap Impact ETF	1.11%	1.21%	1.24%	1.17%	1.28%	9.35%	0.99%	0.88%	1.35%	2.02%
TPHD Timothy Plan High Dividend Stock ETF	1.96%	2.10%	2.09%	2.19%	2.38%	1.86%	2.38%	1.61%	0.00%	0.00%

Drawdowns

ISMD vs. TPHD - Drawdown Comparison

The maximum ISMD drawdown since its inception was -44.60%, which is greater than TPHD's maximum drawdown of -41.71%. Use the drawdown chart below to compare losses from any high point for ISMD and TPHD.

Drawdown Indicators

	ISMD	TPHD	Difference
Max Drawdown Largest peak-to-trough decline	-44.60%	-41.71%	-2.89%
Max Drawdown (1Y) Largest decline over 1 year	-13.93%	-13.22%	-0.71%
Max Drawdown (5Y) Largest decline over 5 years	-26.64%	-16.54%	-10.10%
Current Drawdown Current decline from peak	-6.44%	-3.92%	-2.52%
Average Drawdown Average peak-to-trough decline	-8.31%	-4.77%	-3.54%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.95%	2.92%	+1.03%

Volatility

ISMD vs. TPHD - Volatility Comparison

Inspire Small/Mid Cap Impact ETF (ISMD) has a higher volatility of 6.77% compared to Timothy Plan High Dividend Stock ETF (TPHD) at 2.89%. This indicates that ISMD's price experiences larger fluctuations and is considered to be riskier than TPHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ISMD	TPHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.77%	2.89%	+3.88%
Volatility (6M) Calculated over the trailing 6-month period	13.55%	7.80%	+5.75%
Volatility (1Y) Calculated over the trailing 1-year period	21.94%	15.65%	+6.29%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	20.90%	14.65%	+6.25%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	23.85%	19.82%	+4.03%