IS0L.DE vs. EGV3.DE
IS0L.DE (iShares Germany Government Bond UCITS ETF (Dist)) and EGV3.DE (Amundi Euro Government Bond 1-3Y UCITS ETF Dist) are both European Government Bonds funds - IS0L.DE tracks the Bloomberg Euro Treasury Germany while EGV3.DE tracks the Bloomberg Euro Treasury 50bn 1-3 Year Bond. Both are passively managed. Over the past 10 years, IS0L.DE returned -1.31%/yr vs 0.19%/yr for EGV3.DE. A 0.58 correlation means they provide meaningful diversification when combined. IS0L.DE charges 0.20%/yr vs 0.17%/yr for EGV3.DE.
Performance
IS0L.DE vs. EGV3.DE - Performance Comparison
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Returns By Period
Over the past 10 years, IS0L.DE has underperformed EGV3.DE with an annualized return of -1.31%, while EGV3.DE has yielded a comparatively higher 0.19% annualized return.
IS0L.DE
- 1D
- 0.09%
- 1M
- -0.08%
- YTD
- -0.09%
- 6M
- -0.26%
- 1Y
- -1.03%
- 3Y*
- 0.83%
- 5Y*
- -3.06%
- 10Y*
- -1.31%
EGV3.DE
- 1D
- 0.04%
- 1M
- 0.01%
- YTD
- 0.00%
- 6M
- 0.11%
- 1Y
- 0.81%
- 3Y*
- 2.53%
- 5Y*
- 0.55%
- 10Y*
- 0.19%
IS0L.DE vs. EGV3.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IS0L.DE iShares Germany Government Bond UCITS ETF (Dist) | -0.09% | -1.50% | 0.13% | 5.16% | -17.86% | -2.55% | 2.69% | 2.82% | 2.31% | -1.63% |
EGV3.DE Amundi Euro Government Bond 1-3Y UCITS ETF Dist | -0.00% | 2.11% | 3.01% | 3.26% | -4.93% | -0.90% | -0.43% | 0.21% | 0.06% | -0.44% |
Correlation
The correlation between IS0L.DE and EGV3.DE is 0.75, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.75 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.80 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.82 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.66 |
Correlation (All Time) Calculated using the full available price history since Jul 24, 2012 | 0.58 |
The correlation between IS0L.DE and EGV3.DE shifts across timeframes, from 0.58 (all time) to 0.82 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
IS0L.DE vs. EGV3.DE — Risk / Return Rank
IS0L.DE
EGV3.DE
IS0L.DE vs. EGV3.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Germany Government Bond UCITS ETF (Dist) (IS0L.DE) and Amundi Euro Government Bond 1-3Y UCITS ETF Dist (EGV3.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IS0L.DE | EGV3.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.89 | ||
| Sortino ratioReturn per unit of downside risk | -1.27 | ||
| Omega ratioGain probability vs. loss probability | 0.94 | 1.10 | -0.16 |
| Calmar ratioReturn relative to maximum drawdown | -0.48 | 0.54 | -1.02 |
| Martin ratioReturn relative to average drawdown | -1.02 | 1.68 | -2.70 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IS0L.DE | EGV3.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.40 | 0.49 | -0.89 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.50 | 0.32 | -0.82 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | -0.25 | 0.09 | -0.34 |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.03 | 0.41 | -0.44 |
Drawdowns
IS0L.DE vs. EGV3.DE - Drawdown Comparison
The maximum IS0L.DE drawdown since its inception was -23.96%, which is greater than EGV3.DE's maximum drawdown of -8.42%. Use the drawdown chart below to compare losses from any high point for IS0L.DE and EGV3.DE.
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Drawdown Indicators
| IS0L.DE | EGV3.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.96% | -8.42% | -15.54% |
Max Drawdown (1Y)Largest decline over 1 year | -2.93% | -1.20% | -1.73% |
Max Drawdown (3Y)Largest decline over 3 years | -4.96% | -1.20% | -3.76% |
Max Drawdown (5Y)Largest decline over 5 years | -21.24% | -6.05% | -15.19% |
Max Drawdown (10Y)Largest decline over 10 years | -23.96% | -8.42% | -15.54% |
Current DrawdownCurrent decline from peak | -19.49% | -0.56% | -18.93% |
Average DrawdownAverage peak-to-trough decline | -7.79% | -1.56% | -6.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.39% | 0.39% | +1.00% |
Volatility
IS0L.DE vs. EGV3.DE - Volatility Comparison
iShares Germany Government Bond UCITS ETF (Dist) (IS0L.DE) has a higher volatility of 1.37% compared to Amundi Euro Government Bond 1-3Y UCITS ETF Dist (EGV3.DE) at 0.53%. This indicates that IS0L.DE's price experiences larger fluctuations and is considered to be riskier than EGV3.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IS0L.DE | EGV3.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.37% | 0.53% | +0.84% |
Volatility (6M)Calculated over the trailing 6-month period | 2.74% | 1.22% | +1.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.54% | 1.33% | +2.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.10% | 1.67% | +4.43% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.27% | 2.13% | +3.14% |
IS0L.DE vs. EGV3.DE - Expense Ratio Comparison
IS0L.DE has a 0.20% expense ratio, which is higher than EGV3.DE's 0.17% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
IS0L.DE vs. EGV3.DE - Dividend Comparison
IS0L.DE's dividend yield for the trailing twelve months is around 2.19%, more than EGV3.DE's 1.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
EGV3.DE Amundi Euro Government Bond 1-3Y UCITS ETF Dist | 1.57% | 1.57% | 1.36% | 1.13% | 1.46% | 2.49% | 1.11% | 0.65% | 0.89% | 0.00% | 0.00% | 0.00% |
IS0L.DE iShares Germany Government Bond UCITS ETF (Dist) | 2.19% | 2.19% | 2.13% | 0.19% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.03% | 0.35% |
Frequently Asked Questions
IS0L.DE and EGV3.DE have a correlation of 0.75, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, EGV3.DE is cheaper at 0.17% per year. The better choice depends on whether you care most about return, fees, risk, or income.
EGV3.DE is cheaper with a 0.17% expense ratio, compared with 0.20% for IS0L.DE.
IS0L.DE tracks Bloomberg Euro Treasury Germany, while EGV3.DE tracks Bloomberg Euro Treasury 50bn 1-3 Year Bond. They also come from different issuers: iShares and Amundi. Their fees differ too: 0.20% for IS0L.DE and 0.17% for EGV3.DE.
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