INDS vs. TPHD

Last updated Jun 5, 2026

INDS (Pacer Benchmark Industrial Real Estate SCTR ETF) and TPHD (Timothy Plan High Dividend Stock ETF) are both exchange-traded funds - INDS is a REIT fund tracking the Benchmark Industrial Real Estate SCTR Index, while TPHD is a Mid Cap Value Equities fund tracking the Victory US Large Cap High Dividend Volatility Weighted BRI Index. Both are passively managed. Over the past 5 years, INDS returned 1.10%/yr vs 8.69%/yr for TPHD. A 0.65 correlation means they provide meaningful diversification when combined. INDS charges 0.60%/yr vs 0.52%/yr for TPHD.

Performance

INDS vs. TPHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Pacer Benchmark Industrial Real Estate SCTR ETF (INDS) and Timothy Plan High Dividend Stock ETF (TPHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, INDS achieves a 8.07% return, which is significantly lower than TPHD's 9.39% return.

INDS

• 1D: 1.38%
• 1M: 0.65%
• YTD: 8.07%
• 6M: 7.01%
• 1Y: 11.07%
• 3Y*: 3.42%
• 5Y*: 1.10%
• 10Y*: —

TPHD

• 1D: 0.77%
• 1M: -0.63%
• YTD: 9.39%
• 6M: 8.47%
• 1Y: 14.67%
• 3Y*: 13.69%
• 5Y*: 8.69%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

INDS vs. TPHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
INDS Pacer Benchmark Industrial Real Estate SCTR ETF	8.07%	7.78%	-12.69%	17.72%	-32.68%	54.61%	12.62%	14.04%
TPHD Timothy Plan High Dividend Stock ETF	9.39%	8.28%	12.14%	8.86%	-1.91%	27.98%	-1.30%	10.35%

Correlation

The correlation between INDS and TPHD is 0.63, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.63
Correlation (3Y) Calculated over the trailing 3-year period	0.65
Correlation (5Y) Calculated over the trailing 5-year period	0.67
Correlation (All Time) Calculated using the full available price history since May 2, 2019	0.65

The correlation between INDS and TPHD has been stable across timeframes, ranging from 0.63 to 0.67 - a consistent structural relationship.

INDS vs. TPHD - Sectors Allocation Comparison

Sectors	INDS	TPHD
Real Estate	100.0%	0.0%
Basic Materials	-	5.3%
Communication Services	-	0.0%
Consumer Cyclical	-	8.9%
Consumer Defensive	-	4.2%
Energy	-	15.4%
Financial Services	-	12.6%
Healthcare	-	2.5%
Industrials	-	18.3%
Technology	-	8.8%
Utilities	-	24.1%

Return for Risk

INDS vs. TPHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

INDS

INDS Risk / Return Rank: 21
INDS Sharpe Ratio Rank: 21
INDS Sortino Ratio Rank: 21
INDS Omega Ratio Rank: 20
INDS Calmar Ratio Rank: 21
INDS Martin Ratio Rank: 22

TPHD

TPHD Risk / Return Rank: 43
TPHD Sharpe Ratio Rank: 40
TPHD Sortino Ratio Rank: 43
TPHD Omega Ratio Rank: 38
TPHD Calmar Ratio Rank: 50
TPHD Martin Ratio Rank: 43

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

INDS vs. TPHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Pacer Benchmark Industrial Real Estate SCTR ETF (INDS) and Timothy Plan High Dividend Stock ETF (TPHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	INDS	TPHD	Difference
Sharpe ratio: Return per unit of total volatility	0.68	1.41	-0.73
Sortino ratio: Return per unit of downside risk	1.08	2.11	-1.04
Omega ratio: Gain probability vs. loss probability	1.13	1.25	-0.12
Calmar ratio: Return relative to maximum drawdown	0.91	2.42	-1.51
Martin ratio: Return relative to average drawdown	2.74	6.86	-4.12
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

INDS vs. TPHD - Sharpe Ratio Comparison

The current INDS Sharpe Ratio is 0.68, which is lower than the TPHD Sharpe Ratio of 1.41. The chart below compares the historical Sharpe Ratios of INDS and TPHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	INDS	TPHD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.68	1.41	-0.73
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.05	0.60	-0.54
Sharpe Ratio (All Time) Calculated using the full available price history	0.39	0.52	-0.13

Drawdowns

INDS vs. TPHD - Drawdown Comparison

The maximum INDS drawdown since its inception was -40.17%, roughly equal to the maximum TPHD drawdown of -41.71%. Use the drawdown chart below to compare losses from any high point for INDS and TPHD.

Drawdown Indicators

	INDS	TPHD	Difference
Max Drawdown Largest peak-to-trough decline	-40.17%	-41.71%	+1.54%
Max Drawdown (1Y) Largest decline over 1 year	-12.23%	-6.08%	-6.15%
Max Drawdown (3Y) Largest decline over 3 years	-26.96%	-15.89%	-11.07%
Max Drawdown (5Y) Largest decline over 5 years	-40.17%	-16.54%	-23.63%
Current Drawdown Current decline from peak	-19.41%	-2.50%	-16.91%
Average Drawdown Average peak-to-trough decline	-15.57%	-4.73%	-10.84%
Ulcer Index Depth and duration of drawdowns from previous peaks	4.04%	2.14%	+1.90%

Volatility

INDS vs. TPHD - Volatility Comparison

Pacer Benchmark Industrial Real Estate SCTR ETF (INDS) has a higher volatility of 5.37% compared to Timothy Plan High Dividend Stock ETF (TPHD) at 2.72%. This indicates that INDS's price experiences larger fluctuations and is considered to be riskier than TPHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	INDS	TPHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.37%	2.72%	+2.65%
Volatility (6M) Calculated over the trailing 6-month period	12.17%	7.35%	+4.82%
Volatility (1Y) Calculated over the trailing 1-year period	16.25%	10.47%	+5.78%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	20.17%	14.61%	+5.56%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	23.10%	19.62%	+3.48%

INDS vs. TPHD - Expense Ratio Comparison

INDS has a 0.60% expense ratio, which is higher than TPHD's 0.52% expense ratio.

Dividends

INDS vs. TPHD - Dividend Comparison

INDS's dividend yield for the trailing twelve months is around 3.59%, more than TPHD's 1.98% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018
INDS Pacer Benchmark Industrial Real Estate SCTR ETF	3.59%	3.70%	3.75%	3.11%	2.63%	1.24%	1.68%	2.26%	1.81%
TPHD Timothy Plan High Dividend Stock ETF	1.98%	2.10%	2.09%	2.19%	2.38%	1.86%	2.38%	1.61%	0.00%

Frequently Asked Questions

Can I hold both INDS and TPHD in my portfolio?

INDS and TPHD have a correlation of 0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, INDS or TPHD?

INDS has higher volatility (5.37%) compared to TPHD (2.72%). In terms of maximum drawdown, INDS dropped -40.17% vs TPHD's -41.71%.

Which ETF is better, INDS or TPHD?

On 5-year performance, TPHD leads with 8.69% vs 1.10% for INDS. On fees, TPHD is cheaper at 0.52% per year. On volatility, TPHD has been the lower-risk option at 2.72%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, INDS or TPHD?

Over the 5-year period, TPHD has performed better with a 8.69% return vs 1.10%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, INDS or TPHD?

TPHD is cheaper with a 0.52% expense ratio, compared with 0.60% for INDS.

Which ETF pays a higher dividend yield, INDS or TPHD?

INDS has the higher dividend yield at 3.59%, compared with 1.98% for TPHD.

What is the main difference between INDS and TPHD?

INDS is categorized as REIT, while TPHD is Mid Cap Value Equities. INDS tracks Benchmark Industrial Real Estate SCTR Index, while TPHD tracks Victory US Large Cap High Dividend Volatility Weighted BRI Index. They also come from different issuers: Pacer and Timothy Plan. Their fees differ too: 0.60% for INDS and 0.52% for TPHD.

Which has better risk-adjusted returns?

TPHD currently has the higher Sharpe Ratio (1.41 vs 0.68), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.