IGIC vs. MO
IGIC (International General Insurance Holdings Ltd.) and MO (Altria Group, Inc.) are both stocks. IGIC operates in Insurance - Diversified (Financial Services), while MO operates in Tobacco (Consumer Defensive). Over the past 5 years, IGIC returned 30.09%/yr vs 17.39%/yr for MO. At a 0.01 correlation, their price movements are largely independent.
Performance
IGIC vs. MO - Performance Comparison
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Returns By Period
In the year-to-date period, IGIC achieves a 18.49% return, which is significantly lower than MO's 28.49% return.
IGIC
- 1D
- 0.64%
- 1M
- 12.27%
- 6M
- 26.83%
- YTD
- 18.49%
- 1Y
- 23.51%
- 3Y*
- 54.85%
- 5Y*
- 30.09%
- 10Y*
- —
MO
- 1D
- 0.28%
- 1M
- 1.28%
- 6M
- 28.78%
- YTD
- 28.49%
- 1Y
- 32.63%
- 3Y*
- 25.51%
- 5Y*
- 17.39%
- 10Y*
- 7.50%
IGIC vs. MO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
IGIC International General Insurance Holdings Ltd. | 18.49% | 9.96% | 92.38% | 61.66% | 1.62% | 4.19% | -1.53% |
MO Altria Group, Inc. | 28.49% | 18.17% | 40.76% | -3.70% | 4.37% | 24.18% | 12.46% |
Correlation
The correlation between IGIC and MO is 0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.01 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.04 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.02 |
Correlation (All Time) Calculated using the full available price history since Mar 18, 2020 | 0.01 |
Fundamentals
IGIC:
$1.20B
MO:
$119.85B
IGIC:
$2.82
MO:
$4.80
IGIC:
10.00
MO:
14.96
IGIC:
0.25
MO:
0.32
IGIC:
2.35
MO:
5.52
IGIC:
$517.47M
MO:
$21.82B
IGIC:
$327.35M
MO:
$14.80B
IGIC:
$120.52M
MO:
$11.70B
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Return for Risk
IGIC vs. MO — Risk / Return Rank
IGIC
MO
IGIC vs. MO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for International General Insurance Holdings Ltd. (IGIC) and Altria Group, Inc. (MO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IGIC | MO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.38 | ||
| Sortino ratioReturn per unit of downside risk | -0.38 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.25 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 1.54 | 1.89 | -0.36 |
| Martin ratioReturn relative to average drawdown | 4.17 | 4.76 | -0.59 |
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Drawdowns
IGIC vs. MO - Drawdown Comparison
The maximum IGIC drawdown since its inception was -33.89%, smaller than the maximum MO drawdown of -65.43%. Use the drawdown chart below to compare losses from any high point for IGIC and MO.
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Drawdown Indicators
| IGIC | MO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.89% | -65.43% | +31.54% |
Max Drawdown (1Y)Largest decline over 1 year | -15.58% | -16.40% | +0.82% |
Max Drawdown (3Y)Largest decline over 3 years | -19.48% | -16.40% | -3.08% |
Max Drawdown (5Y)Largest decline over 5 years | -27.26% | -25.83% | -1.43% |
Max Drawdown (10Y)Largest decline over 10 years | — | -53.69% | — |
Current DrawdownCurrent decline from peak | -0.21% | -3.05% | +2.84% |
Average DrawdownAverage peak-to-trough decline | -9.31% | -11.91% | +2.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.73% | 6.51% | -0.78% |
Volatility
IGIC vs. MO - Volatility Comparison
International General Insurance Holdings Ltd. (IGIC) has a higher volatility of 8.64% compared to Altria Group, Inc. (MO) at 7.15%. This indicates that IGIC's price experiences larger fluctuations and is considered to be riskier than MO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IGIC | MO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.64% | 7.15% | +1.49% |
Volatility (6M)Calculated over the trailing 6-month period | 18.22% | 18.24% | -0.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.51% | 22.92% | +1.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.25% | 20.74% | +10.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 41.81% | 23.04% | +18.77% |
Dividends
IGIC vs. MO - Dividend Comparison
IGIC's dividend yield for the trailing twelve months is around 4.88%, less than MO's 5.91% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IGIC International General Insurance Holdings Ltd. | 4.88% | 4.09% | 2.46% | 0.31% | 2.75% | 4.07% | 1.11% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
MO Altria Group, Inc. | 5.91% | 7.21% | 7.65% | 9.52% | 8.05% | 7.43% | 8.29% | 6.57% | 6.07% | 3.56% | 3.48% | 3.73% |
Financials
IGIC vs. MO - Financials Comparison
This section allows you to compare key financial metrics between International General Insurance Holdings Ltd. and Altria Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
IGIC vs. MO - Profitability Comparison
IGIC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, International General Insurance Holdings Ltd. reported a gross profit of 125.60M and revenue of 125.60M. Therefore, the gross margin over that period was 100.0%.
MO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Altria Group, Inc. reported a gross profit of 3.51B and revenue of 5.43B. Therefore, the gross margin over that period was 64.6%.
IGIC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, International General Insurance Holdings Ltd. reported an operating income of 22.00M and revenue of 125.60M, resulting in an operating margin of 17.5%.
MO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Altria Group, Inc. reported an operating income of 2.96B and revenue of 5.43B, resulting in an operating margin of 54.5%.
IGIC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, International General Insurance Holdings Ltd. reported a net income of 21.70M and revenue of 125.60M, resulting in a net margin of 17.3%.
MO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Altria Group, Inc. reported a net income of 2.18B and revenue of 5.43B, resulting in a net margin of 40.2%.
Frequently Asked Questions
IGIC and MO have a correlation of 0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IGIC has higher volatility (8.64%) compared to MO (7.15%). In terms of maximum drawdown, IGIC dropped -33.89% vs MO's -65.43%.
MO currently has the higher Sharpe Ratio (1.36 vs 0.98), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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