HUDCO.NS vs. M&M.NS

Last updated Jun 5, 2026

HUDCO.NS (Housing and Urban Development Corporation Limited) and M&M.NS (Mahindra & Mahindra Limited) are both stocks. HUDCO.NS operates in Credit Services (Financial Services), while M&M.NS operates in Auto Manufacturers (Consumer Cyclical). Over the past 5 years, HUDCO.NS returned 38.52%/yr vs 31.48%/yr for M&M.NS. At a 0.32 correlation, their price movements are largely independent.

Performance

HUDCO.NS vs. M&M.NS - Performance Comparison

The chart below illustrates the hypothetical performance of a ₹10,000 investment in Housing and Urban Development Corporation Limited (HUDCO.NS) and Mahindra & Mahindra Limited (M&M.NS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, HUDCO.NS achieves a -9.11% return, which is significantly higher than M&M.NS's -18.69% return.

HUDCO.NS

• 1D: 1.01%
• 1M: -6.96%
• YTD: -9.11%
• 6M: -6.74%
• 1Y: -15.01%
• 3Y*: 54.21%
• 5Y*: 38.52%
• 10Y*: —

M&M.NS

• 1D: 0.17%
• 1M: -6.06%
• YTD: -18.69%
• 6M: -17.85%
• 1Y: -0.43%
• 3Y*: 30.41%
• 5Y*: 31.48%
• 10Y*: 16.84%

*Multi-year figures are annualized to reflect compound growth (CAGR)

HUDCO.NS vs. M&M.NS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
HUDCO.NS Housing and Urban Development Corporation Limited	-9.11%	0.14%	89.84%	156.05%	46.39%	2.88%	22.55%	-14.46%	-47.54%	13.78%
M&M.NS Mahindra & Mahindra Limited	-18.69%	24.34%	75.15%	39.89%	50.75%	17.48%	36.15%	-32.95%	7.89%	12.68%

Correlation

The correlation between HUDCO.NS and M&M.NS is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.32
Correlation (3Y) Calculated over the trailing 3-year period	0.26
Correlation (5Y) Calculated over the trailing 5-year period	0.29
Correlation (All Time) Calculated using the full available price history since May 22, 2017	0.32

Return for Risk

HUDCO.NS vs. M&M.NS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HUDCO.NS

HUDCO.NS Risk / Return Rank: 22
HUDCO.NS Sharpe Ratio Rank: 21
HUDCO.NS Sortino Ratio Rank: 20
HUDCO.NS Omega Ratio Rank: 21
HUDCO.NS Calmar Ratio Rank: 26
HUDCO.NS Martin Ratio Rank: 20

M&M.NS

M&M.NS Risk / Return Rank: 38
M&M.NS Sharpe Ratio Rank: 40
M&M.NS Sortino Ratio Rank: 34
M&M.NS Omega Ratio Rank: 34
M&M.NS Calmar Ratio Rank: 40
M&M.NS Martin Ratio Rank: 40

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HUDCO.NS vs. M&M.NS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Housing and Urban Development Corporation Limited (HUDCO.NS) and Mahindra & Mahindra Limited (M&M.NS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	HUDCO.NS	M&M.NS	Difference
Sharpe ratio: Return per unit of total volatility	-0.47	-0.02	-0.45
Sortino ratio: Return per unit of downside risk	-0.47	0.17	-0.64
Omega ratio: Gain probability vs. loss probability	0.94	1.02	-0.08
Calmar ratio: Return relative to maximum drawdown	-0.45	-0.02	-0.43
Martin ratio: Return relative to average drawdown	-1.04	-0.04	-0.99
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HUDCO.NS vs. M&M.NS - Sharpe Ratio Comparison

The current HUDCO.NS Sharpe Ratio is -0.47, which is lower than the M&M.NS Sharpe Ratio of -0.02. The chart below compares the historical Sharpe Ratios of HUDCO.NS and M&M.NS, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	HUDCO.NS	M&M.NS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.47	-0.02	-0.45
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.88	1.15	-0.28
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.57	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.40	0.19	+0.21

Drawdowns

HUDCO.NS vs. M&M.NS - Drawdown Comparison

The maximum HUDCO.NS drawdown since its inception was -80.17%, smaller than the maximum M&M.NS drawdown of -94.09%. Use the drawdown chart below to compare losses from any high point for HUDCO.NS and M&M.NS.

Drawdown Indicators

	HUDCO.NS	M&M.NS	Difference
Max Drawdown Largest peak-to-trough decline	-80.17%	-94.09%	+13.92%
Max Drawdown (1Y) Largest decline over 1 year	-33.68%	-22.91%	-10.77%
Max Drawdown (3Y) Largest decline over 3 years	-50.81%	-22.91%	-27.90%
Max Drawdown (5Y) Largest decline over 5 years	-50.81%	-28.09%	-22.72%
Max Drawdown (10Y) Largest decline over 10 years	—	-72.28%	—
Current Drawdown Current decline from peak	-36.91%	-20.68%	-16.23%
Average Drawdown Average peak-to-trough decline	-38.91%	-31.10%	-7.81%
Ulcer Index Depth and duration of drawdowns from previous peaks	14.47%	9.68%	+4.79%

Volatility

HUDCO.NS vs. M&M.NS - Volatility Comparison

Housing and Urban Development Corporation Limited (HUDCO.NS) has a higher volatility of 10.52% compared to Mahindra & Mahindra Limited (M&M.NS) at 6.92%. This indicates that HUDCO.NS's price experiences larger fluctuations and is considered to be riskier than M&M.NS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HUDCO.NS	M&M.NS	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.52%	6.92%	+3.60%
Volatility (6M) Calculated over the trailing 6-month period	25.77%	21.45%	+4.32%
Volatility (1Y) Calculated over the trailing 1-year period	32.26%	26.75%	+5.51%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	44.86%	27.81%	+17.05%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	43.83%	30.40%	+13.43%

Dividends

HUDCO.NS vs. M&M.NS - Dividend Comparison

HUDCO.NS's dividend yield for the trailing twelve months is around 2.74%, more than M&M.NS's 0.84% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HUDCO.NS Housing and Urban Development Corporation Limited	2.74%	2.76%	1.77%	3.06%	6.72%	5.59%	7.81%	2.29%	1.28%	0.06%	0.00%	0.00%
M&M.NS Mahindra & Mahindra Limited	0.84%	0.68%	0.70%	0.94%	0.92%	1.05%	0.33%	1.60%	0.93%	0.01%	0.02%	0.01%

Financials

Frequently Asked Questions

Can I hold both HUDCO.NS and M&M.NS in my portfolio?

HUDCO.NS and M&M.NS have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.