HOIBX vs. DFXIX

Last updated Apr 1, 2026

Compare and contrast key facts about Homestead Intermediate Bond Fund (HOIBX) and DFA Diversified Fixed Income Portfolio (DFXIX).

HOIBX is managed by Homestead. It was launched on May 1, 2019. DFXIX is managed by Dimensional. It was launched on Aug 10, 2016.

Performance

HOIBX vs. DFXIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Homestead Intermediate Bond Fund (HOIBX) and DFA Diversified Fixed Income Portfolio (DFXIX). The values are adjusted to include any dividend payments, if applicable.

HOIBX vs. DFXIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
HOIBX Homestead Intermediate Bond Fund	-0.49%	6.55%	1.69%	5.75%	-13.38%	-1.13%	8.70%	4.68%
DFXIX DFA Diversified Fixed Income Portfolio	0.29%	5.85%	3.05%	4.93%	-7.88%	-0.56%	5.90%	3.39%

Returns By Period

In the year-to-date period, HOIBX achieves a -0.49% return, which is significantly lower than DFXIX's 0.29% return.

HOIBX

• 1D: 0.66%
• 1M: -2.34%
• YTD: -0.49%
• 6M: 0.40%
• 1Y: 3.43%
• 3Y*: 3.30%
• 5Y*: 0.13%
• 10Y*: —

DFXIX

• 1D: 0.40%
• 1M: -1.29%
• YTD: 0.29%
• 6M: 1.05%
• 1Y: 4.22%
• 3Y*: 3.87%
• 5Y*: 1.45%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

HOIBX vs. DFXIX - Expense Ratio Comparison

HOIBX has a 0.81% expense ratio, which is higher than DFXIX's 0.15% expense ratio.

HOIBX

Homestead Intermediate Bond Fund

DFXIX

DFA Diversified Fixed Income Portfolio

Return for Risk

HOIBX vs. DFXIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HOIBX

HOIBX Risk / Return Rank: 44
HOIBX Sharpe Ratio Rank: 43
HOIBX Sortino Ratio Rank: 40
HOIBX Omega Ratio Rank: 32
HOIBX Calmar Ratio Rank: 63
HOIBX Martin Ratio Rank: 42

DFXIX

DFXIX Risk / Return Rank: 84
DFXIX Sharpe Ratio Rank: 83
DFXIX Sortino Ratio Rank: 86
DFXIX Omega Ratio Rank: 76
DFXIX Calmar Ratio Rank: 90
DFXIX Martin Ratio Rank: 83

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HOIBX vs. DFXIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Homestead Intermediate Bond Fund (HOIBX) and DFA Diversified Fixed Income Portfolio (DFXIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	HOIBX	DFXIX	Difference
Sharpe ratio Return per unit of total volatility	0.90	1.57	-0.67
Sortino ratio Return per unit of downside risk	1.29	2.27	-0.98
Omega ratio Gain probability vs. loss probability	1.16	1.29	-0.12
Calmar ratio Return relative to maximum drawdown	1.49	2.57	-1.08
Martin ratio Return relative to average drawdown	4.36	8.40	-4.04
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HOIBX vs. DFXIX - Sharpe Ratio Comparison

The current HOIBX Sharpe Ratio is 0.90, which is lower than the DFXIX Sharpe Ratio of 1.57. The chart below compares the historical Sharpe Ratios of HOIBX and DFXIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	HOIBX	DFXIX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.90	1.57	-0.67
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.02	0.41	-0.39
Sharpe Ratio (All Time) Calculated using the full available price history	0.28	0.56	-0.29

Correlation

The correlation between HOIBX and DFXIX is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

HOIBX vs. DFXIX - Dividend Comparison

HOIBX's dividend yield for the trailing twelve months is around 3.39%, less than DFXIX's 3.72% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
HOIBX Homestead Intermediate Bond Fund	3.39%	3.68%	3.68%	2.67%	2.15%	1.30%	3.02%	2.01%	0.00%	0.00%
DFXIX DFA Diversified Fixed Income Portfolio	3.72%	3.21%	3.72%	3.02%	2.69%	2.31%	1.39%	102.11%	2.10%	1.09%

Drawdowns

HOIBX vs. DFXIX - Drawdown Comparison

The maximum HOIBX drawdown since its inception was -18.15%, which is greater than DFXIX's maximum drawdown of -10.51%. Use the drawdown chart below to compare losses from any high point for HOIBX and DFXIX.

Drawdown Indicators

	HOIBX	DFXIX	Difference
Max Drawdown Largest peak-to-trough decline	-18.15%	-10.51%	-7.64%
Max Drawdown (1Y) Largest decline over 1 year	-2.98%	-1.69%	-1.29%
Max Drawdown (5Y) Largest decline over 5 years	-18.15%	-10.51%	-7.64%
Current Drawdown Current decline from peak	-2.75%	-1.29%	-1.46%
Average Drawdown Average peak-to-trough decline	-6.01%	-2.34%	-3.67%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.02%	0.52%	+0.50%

Volatility

HOIBX vs. DFXIX - Volatility Comparison

Homestead Intermediate Bond Fund (HOIBX) has a higher volatility of 1.65% compared to DFA Diversified Fixed Income Portfolio (DFXIX) at 1.09%. This indicates that HOIBX's price experiences larger fluctuations and is considered to be riskier than DFXIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HOIBX	DFXIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.65%	1.09%	+0.56%
Volatility (6M) Calculated over the trailing 6-month period	2.69%	1.84%	+0.85%
Volatility (1Y) Calculated over the trailing 1-year period	4.47%	2.85%	+1.62%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.89%	3.58%	+2.31%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.57%	29.85%	-24.28%