HISU-U.TO vs. VTV

Last updated Jun 4, 2026

HISU-U.TO (Evolve US High Interest Savings Account Fund) and VTV (Vanguard Value ETF) are both exchange-traded funds - HISU-U.TO is a Money Market fund actively managed by Evolve, while VTV is a Large Cap Value Equities fund tracking the CRSP US Large Cap Value Index. HISU-U.TO is actively managed, while VTV is passively managed. Over the past 3 years, HISU-U.TO returned 3.39%/yr vs 18.28%/yr for VTV. At a correlation of -0.01, they often move in opposite directions. HISU-U.TO charges 0.15%/yr vs 0.04%/yr for VTV.

Performance

HISU-U.TO vs. VTV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Evolve US High Interest Savings Account Fund (HISU-U.TO) and Vanguard Value ETF (VTV). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, HISU-U.TO achieves a 1.04% return, which is significantly lower than VTV's 12.30% return.

HISU-U.TO

• 1D: 0.01%
• 1M: 0.21%
• YTD: 1.04%
• 6M: 1.26%
• 1Y: 2.76%
• 3Y*: 3.39%
• 5Y*: —
• 10Y*: —

VTV

• 1D: 0.01%
• 1M: 4.23%
• YTD: 12.30%
• 6M: 13.12%
• 1Y: 26.25%
• 3Y*: 18.28%
• 5Y*: 11.24%
• 10Y*: 12.48%

*Multi-year figures are annualized to reflect compound growth (CAGR)

HISU-U.TO vs. VTV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
HISU-U.TO Evolve US High Interest Savings Account Fund	1.04%	2.97%	3.80%	3.89%	0.93%
VTV Vanguard Value ETF	12.30%	15.27%	15.95%	9.32%	4.73%

Correlation

The correlation between HISU-U.TO and VTV is 0.03, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.03
Correlation (3Y) Calculated over the trailing 3-year period	0.02
Correlation (All Time) Calculated using the full available price history since Aug 31, 2022	-0.01

Return for Risk

HISU-U.TO vs. VTV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HISU-U.TO

HISU-U.TO Risk / Return Rank: 99
HISU-U.TO Sharpe Ratio Rank: 99
HISU-U.TO Sortino Ratio Rank: 99
HISU-U.TO Omega Ratio Rank: 99
HISU-U.TO Calmar Ratio Rank: 99
HISU-U.TO Martin Ratio Rank: 99

VTV

VTV Risk / Return Rank: 79
VTV Sharpe Ratio Rank: 78
VTV Sortino Ratio Rank: 82
VTV Omega Ratio Rank: 77
VTV Calmar Ratio Rank: 79
VTV Martin Ratio Rank: 79

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HISU-U.TO vs. VTV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Evolve US High Interest Savings Account Fund (HISU-U.TO) and Vanguard Value ETF (VTV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	HISU-U.TO	VTV	Difference
Sharpe ratio: Return per unit of total volatility	7.76	2.61	+5.15
Sortino ratio: Return per unit of downside risk	10.56	3.74	+6.82
Omega ratio: Gain probability vs. loss probability	4.05	1.47	+2.59
Calmar ratio: Return relative to maximum drawdown	31.52	4.15	+27.37
Martin ratio: Return relative to average drawdown	122.63	15.69	+106.94
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HISU-U.TO vs. VTV - Sharpe Ratio Comparison

The current HISU-U.TO Sharpe Ratio is 7.76, which is higher than the VTV Sharpe Ratio of 2.61. The chart below compares the historical Sharpe Ratios of HISU-U.TO and VTV, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	HISU-U.TO	VTV	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	7.76	2.61	+5.15
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.81	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.75	—
Sharpe Ratio (All Time) Calculated using the full available price history	8.23	0.51	+7.72

Drawdowns

HISU-U.TO vs. VTV - Drawdown Comparison

The maximum HISU-U.TO drawdown since its inception was -0.12%, smaller than the maximum VTV drawdown of -59.27%. Use the drawdown chart below to compare losses from any high point for HISU-U.TO and VTV.

Drawdown Indicators

	HISU-U.TO	VTV	Difference
Max Drawdown Largest peak-to-trough decline	-0.12%	-59.27%	+59.15%
Max Drawdown (1Y) Largest decline over 1 year	-0.09%	-6.35%	+6.26%
Max Drawdown (3Y) Largest decline over 3 years	-0.12%	-14.52%	+14.40%
Max Drawdown (5Y) Largest decline over 5 years	—	-17.04%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-36.78%	—
Current Drawdown Current decline from peak	-0.02%	0.00%	-0.02%
Average Drawdown Average peak-to-trough decline	-0.01%	-7.87%	+7.86%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.02%	1.68%	-1.66%

Volatility

HISU-U.TO vs. VTV - Volatility Comparison

The current volatility for Evolve US High Interest Savings Account Fund (HISU-U.TO) is 0.10%, while Vanguard Value ETF (VTV) has a volatility of 2.52%. This indicates that HISU-U.TO experiences smaller price fluctuations and is considered to be less risky than VTV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HISU-U.TO	VTV	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.10%	2.52%	-2.42%
Volatility (6M) Calculated over the trailing 6-month period	0.23%	7.55%	-7.32%
Volatility (1Y) Calculated over the trailing 1-year period	0.36%	10.11%	-9.75%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	0.41%	13.88%	-13.47%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	0.41%	16.67%	-16.26%

HISU-U.TO vs. VTV - Expense Ratio Comparison

HISU-U.TO has a 0.15% expense ratio, which is higher than VTV's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

HISU-U.TO vs. VTV - Dividend Comparison

HISU-U.TO's dividend yield for the trailing twelve months is around 2.74%, more than VTV's 1.86% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
HISU-U.TO Evolve US High Interest Savings Account Fund	2.74%	2.93%	3.70%	3.85%	0.90%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
VTV Vanguard Value ETF	1.86%	2.05%	2.31%	2.46%	2.52%	2.15%	2.56%	2.50%	2.73%	2.29%	2.44%	2.60%

Frequently Asked Questions

Can I hold both HISU-U.TO and VTV in my portfolio?

HISU-U.TO and VTV have a correlation of 0.03, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, HISU-U.TO or VTV?

On fees, VTV is cheaper at 0.04% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, HISU-U.TO or VTV?

VTV is cheaper with a 0.04% expense ratio, compared with 0.15% for HISU-U.TO.

What is the main difference between HISU-U.TO and VTV?

HISU-U.TO is categorized as Money Market, while VTV is Large Cap Value Equities. They also come from different issuers: Evolve and Vanguard. Their fees differ too: 0.15% for HISU-U.TO and 0.04% for VTV.