HISU-U.TO vs. CNR.TO

Last updated Jul 16, 2026

HISU-U.TO (Evolve US High Interest Savings Account Fund) is Money Market fund actively managed by Evolve, while CNR.TO (Canadian National Railway Company) is a stock. Over the past 3 years, HISU-U.TO returned 4.61%/yr vs 3.61%/yr for CNR.TO. At a correlation of -0.02, they often move in opposite directions.

Performance

HISU-U.TO vs. CNR.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Evolve US High Interest Savings Account Fund (HISU-U.TO) and Canadian National Railway Company (CNR.TO). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

HISU-U.TO is traded in USD, while CNR.TO is traded in CAD. To make them comparable, the CNR.TO values have been converted to USD using the latest available exchange rates.

Returns By Period

In the year-to-date period, HISU-U.TO achieves a 1.82% return, which is significantly lower than CNR.TO's 26.58% return.

HISU-U.TO

• 1D: 0.00%
• 1M: 0.27%
• 6M: 1.72%
• YTD: 1.82%
• 1Y: 3.73%
• 3Y*: 4.61%
• 5Y*: —
• 10Y*: —

CNR.TO

• 1D: -0.06%
• 1M: 5.42%
• 6M: 28.51%
• YTD: 26.58%
• 1Y: 23.27%
• 3Y*: 3.61%
• 5Y*: 5.65%
• 10Y*: 9.18%

*Multi-year figures are annualized to reflect compound growth (CAGR)

HISU-U.TO vs. CNR.TO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
HISU-U.TO Evolve US High Interest Savings Account Fund	1.82%	4.17%	5.24%	5.29%	1.25%
CNR.TO Canadian National Railway Company	26.58%	-0.03%	-17.51%	8.24%	-2.09%

Correlation

The correlation between HISU-U.TO and CNR.TO is 0.01, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.01
Correlation (3Y) Calculated over the trailing 3-year period	-0.01
Correlation (All Time) Calculated using the full available price history since Aug 30, 2022	-0.02

Return for Risk

HISU-U.TO vs. CNR.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HISU-U.TO

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

CNR.TO

CNR.TO Risk / Return Rank: 79
CNR.TO Sharpe Ratio Rank: 81
CNR.TO Sortino Ratio Rank: 74
CNR.TO Omega Ratio Rank: 76
CNR.TO Calmar Ratio Rank: 81
CNR.TO Martin Ratio Rank: 81

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HISU-U.TO vs. CNR.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Evolve US High Interest Savings Account Fund (HISU-U.TO) and Canadian National Railway Company (CNR.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	HISU-U.TO	CNR.TO	Difference
Sharpe ratio: Return per unit of total volatility	20.07	1.09	+18.98
Sortino ratio: Return per unit of downside risk	—	1.53	—
Omega ratio: Gain probability vs. loss probability	—	1.21	—
Calmar ratio: Return relative to maximum drawdown	—	1.91	—
Martin ratio: Return relative to average drawdown	—	4.29	—

HISU-U.TO vs. CNR.TO - Sharpe Ratio Comparison

The current HISU-U.TO Sharpe Ratio is 20.07, which is higher than the CNR.TO Sharpe Ratio of 1.09. The chart below compares the historical Sharpe Ratios of HISU-U.TO and CNR.TO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

HISU-U.TO vs. CNR.TO - Drawdown Comparison

The maximum HISU-U.TO drawdown since its inception was -0.03%, smaller than the maximum CNR.TO drawdown of -45.67%. Use the drawdown chart below to compare losses from any high point for HISU-U.TO and CNR.TO.

Drawdown Indicators

	HISU-U.TO	CNR.TO	Difference
Max Drawdown Largest peak-to-trough decline	-0.03%	-45.67%	+45.64%
Max Drawdown (1Y) Largest decline over 1 year	0.00%	-12.22%	+12.22%
Max Drawdown (3Y) Largest decline over 3 years	-0.03%	-29.44%	+29.41%
Max Drawdown (5Y) Largest decline over 5 years	—	-29.44%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-29.44%	—
Current Drawdown Current decline from peak	0.00%	-1.93%	+1.93%
Average Drawdown Average peak-to-trough decline	-0.00%	-9.42%	+9.42%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.00%	5.72%	-5.72%

Volatility

HISU-U.TO vs. CNR.TO - Volatility Comparison

The current volatility for Evolve US High Interest Savings Account Fund (HISU-U.TO) is 0.06%, while Canadian National Railway Company (CNR.TO) has a volatility of 5.51%. This indicates that HISU-U.TO experiences smaller price fluctuations and is considered to be less risky than CNR.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HISU-U.TO	CNR.TO	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.06%	5.51%	-5.45%
Volatility (6M) Calculated over the trailing 6-month period	0.11%	16.87%	-16.76%
Volatility (1Y) Calculated over the trailing 1-year period	0.19%	21.39%	-21.20%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	0.22%	21.37%	-21.15%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	0.22%	21.69%	-21.47%

Dividends

HISU-U.TO vs. CNR.TO - Dividend Comparison

HISU-U.TO's dividend yield for the trailing twelve months is around 3.71%, more than CNR.TO's 2.07% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CNR.TO Canadian National Railway Company	2.07%	2.62%	2.32%	1.90%	1.82%	1.58%	1.64%	1.83%	1.80%	1.59%	1.66%	1.62%
HISU-U.TO Evolve US High Interest Savings Account Fund	3.71%	4.10%	5.08%	5.20%	1.21%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both HISU-U.TO and CNR.TO in my portfolio?

HISU-U.TO and CNR.TO have a correlation of 0.01, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.