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HABYX vs. VMFXX
Performance
Return for Risk
Drawdowns
Volatility
Dividends

HABYX vs. VMFXX

Last updated Jun 4, 2026

HABYX (The Hartford Total Return Bond Fund) and VMFXX (Vanguard Federal Money Market Fund) are both mutual funds - HABYX is a Intermediate Core-Plus Bond fund managed by Hartford, while VMFXX is a Money Market fund managed by Vanguard. Over the past 5 years, HABYX returned 0.55%/yr vs 2.39%/yr for VMFXX. At a 0.19 correlation, their price movements are largely independent. HABYX charges 0.39%/yr vs 0.11%/yr for VMFXX.

Performance

HABYX vs. VMFXX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in The Hartford Total Return Bond Fund (HABYX) and Vanguard Federal Money Market Fund (VMFXX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, HABYX achieves a 0.51% return, which is significantly lower than VMFXX's 1.50% return.

HABYX

1D
0.11%
1M
0.58%
YTD
0.51%
6M
0.33%
1Y
6.00%
3Y*
4.78%
5Y*
0.55%
10Y*
2.40%

VMFXX

1D
0.00%
1M
0.30%
YTD
1.50%
6M
1.82%
1Y
3.95%
3Y*
3.35%
5Y*
2.39%
10Y*
—
*Multi-year figures are annualized to reflect compound growth (CAGR)

HABYX vs. VMFXX - Yearly Performance Comparison

2026 (YTD)20252024202320222021
HABYX
The Hartford Total Return Bond Fund		0.51%7.25%2.41%6.96%-14.02%1.15%
VMFXX
Vanguard Federal Money Market Fund		1.50%4.24%1.64%4.64%0.00%0.00%

Correlation

The correlation between HABYX and VMFXX is 0.29, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.29

Correlation (3Y)
Calculated over the trailing 3-year period

0.23

Correlation (5Y)
Calculated over the trailing 5-year period

0.19

Correlation (All Time)
Calculated using the full available price history since May 26, 2021

0.19

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

The Hartford Total Return Bond Fund

Vanguard Federal Money Market Fund

Often compared with HABYX:
HABYX vs. PRRIXHABYX vs. LCTIXHABYX vs. HQIYXHABYX vs. HGOIXHABYX vs. HGIYXHABYX vs. HOBIXHABYX vs. EINFX
Often compared with VMFXX:
VMFXX vs. VUSXXVMFXX vs. SPAXXVMFXX vs. SWVXXVMFXX vs. SGOVVMFXX vs. VMRXXVMFXX vs. BNDVMFXX vs. SNSXX

Return for Risk

HABYX vs. VMFXX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
HABYX
HABYX Risk / Return Rank: 2525
Overall Rank
HABYX Sharpe Ratio Rank: 2525
Sharpe Ratio Rank
HABYX Sortino Ratio Rank: 2626
Sortino Ratio Rank
HABYX Omega Ratio Rank: 2424
Omega Ratio Rank
HABYX Calmar Ratio Rank: 2727
Calmar Ratio Rank
HABYX Martin Ratio Rank: 2323
Martin Ratio Rank
VMFXX
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HABYX vs. VMFXX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for The Hartford Total Return Bond Fund (HABYX) and Vanguard Federal Money Market Fund (VMFXX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

HABYXVMFXXDifference
Sharpe ratioReturn per unit of total volatility
1.44
3.67

-2.24

Sortino ratioReturn per unit of downside risk
2.13

—

—

Omega ratioGain probability vs. loss probability

1.26

—

—

Calmar ratioReturn relative to maximum drawdown

1.93

—

—

Martin ratioReturn relative to average drawdown

5.79

—

—

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

HABYX vs. VMFXX - Sharpe Ratio Comparison

The current HABYX Sharpe Ratio is 1.44, which is lower than the VMFXX Sharpe Ratio of 3.67. The chart below compares the historical Sharpe Ratios of HABYX and VMFXX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

HABYXVMFXXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.44

3.67

-2.24

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.09

2.60

-2.51

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.48

—

—

Sharpe Ratio (All Time)

Calculated using the full available price history

1.05

2.60

-1.55

Drawdowns

HABYX vs. VMFXX - Drawdown Comparison

The maximum HABYX drawdown since its inception was -19.42%, which is greater than VMFXX's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for HABYX and VMFXX.

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Drawdown Indicators

HABYXVMFXXDifference

Max Drawdown

Largest peak-to-trough decline

-19.42%

0.00%

-19.42%

Max Drawdown (1Y)

Largest decline over 1 year

-3.06%

0.00%

-3.06%

Max Drawdown (3Y)

Largest decline over 3 years

-6.50%

0.00%

-6.50%

Max Drawdown (5Y)

Largest decline over 5 years

-19.38%

0.00%

-19.38%

Max Drawdown (10Y)

Largest decline over 10 years

-19.42%

—

—

Current Drawdown

Current decline from peak

-1.30%

0.00%

-1.30%

Average Drawdown

Average peak-to-trough decline

-2.24%

0.00%

-2.24%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.02%

0.00%

+1.02%

Volatility

HABYX vs. VMFXX - Volatility Comparison

The Hartford Total Return Bond Fund (HABYX) has a higher volatility of 1.51% compared to Vanguard Federal Money Market Fund (VMFXX) at 0.30%. This indicates that HABYX's price experiences larger fluctuations and is considered to be riskier than VMFXX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

HABYXVMFXXDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.51%

0.30%

+1.21%

Volatility (6M)

Calculated over the trailing 6-month period

2.94%

0.79%

+2.15%

Volatility (1Y)

Calculated over the trailing 1-year period

4.11%

1.12%

+2.99%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

6.04%

0.94%

+5.10%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

5.06%

0.94%

+4.12%

HABYX vs. VMFXX - Expense Ratio Comparison

HABYX has a 0.39% expense ratio, which is higher than VMFXX's 0.11% expense ratio.

Dividends

HABYX vs. VMFXX - Dividend Comparison

HABYX's dividend yield for the trailing twelve months is around 4.54%, more than VMFXX's 3.87% yield.

PositionTTM20252024202320222021202020192018201720162015
HABYX
The Hartford Total Return Bond Fund		4.54%4.56%4.39%3.99%3.10%3.96%3.19%3.76%4.08%3.89%3.10%2.94%
VMFXX
Vanguard Federal Money Market Fund		3.87%4.14%1.63%4.53%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Frequently Asked Questions

HABYX and VMFXX have a correlation of 0.29, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

HABYX has higher volatility (1.51%) compared to VMFXX (0.30%). In terms of maximum drawdown, HABYX dropped -19.42% vs VMFXX's 0.00%.

VMFXX currently has the higher Sharpe Ratio (3.67 vs 1.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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