GROZ vs. BIBL

Last updated Jun 23, 2026

GROZ (Zacks Focus Growth ETF) and BIBL (Inspire 100 ETF) are both Large Cap Growth Equities funds. GROZ is actively managed, while BIBL is passively managed. Over the past year, GROZ returned 26.35% vs 44.87% for BIBL. A 0.69 correlation means they provide meaningful diversification when combined. GROZ charges 0.56%/yr vs 0.35%/yr for BIBL.

Performance

GROZ vs. BIBL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Zacks Focus Growth ETF (GROZ) and Inspire 100 ETF (BIBL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, GROZ achieves a 6.23% return, which is significantly lower than BIBL's 27.35% return.

GROZ

• 1D: -1.21%
• 1M: -0.57%
• YTD: 6.23%
• 6M: 5.08%
• 1Y: 26.35%
• 3Y*: —
• 5Y*: —
• 10Y*: —

BIBL

• 1D: 1.71%
• 1M: 6.75%
• YTD: 27.35%
• 6M: 26.01%
• 1Y: 44.87%
• 3Y*: 23.31%
• 5Y*: 10.93%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

GROZ vs. BIBL - Yearly Performance Comparison

	2026 (YTD)	2025	2024
GROZ Zacks Focus Growth ETF	6.23%	20.28%	-1.80%
BIBL Inspire 100 ETF	27.35%	17.27%	-7.34%

Correlation

The correlation between GROZ and BIBL is 0.63, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.63
Correlation (All Time) Calculated using the full available price history since Dec 5, 2024	0.69

The correlation between GROZ and BIBL has been stable across timeframes, ranging from 0.63 to 0.69 - a consistent structural relationship.

Return for Risk

GROZ vs. BIBL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GROZ

GROZ Risk / Return Rank: 46
GROZ Sharpe Ratio Rank: 50
GROZ Sortino Ratio Rank: 48
GROZ Omega Ratio Rank: 46
GROZ Calmar Ratio Rank: 40
GROZ Martin Ratio Rank: 44

BIBL

BIBL Risk / Return Rank: 87
BIBL Sharpe Ratio Rank: 88
BIBL Sortino Ratio Rank: 85
BIBL Omega Ratio Rank: 83
BIBL Calmar Ratio Rank: 89
BIBL Martin Ratio Rank: 92

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

GROZ vs. BIBL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Zacks Focus Growth ETF (GROZ) and Inspire 100 ETF (BIBL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	GROZ	BIBL	Difference
Sharpe ratio: Return per unit of total volatility	1.68	2.77	-1.09
Sortino ratio: Return per unit of downside risk	2.31	3.63	-1.31
Omega ratio: Gain probability vs. loss probability	1.29	1.47	-0.19
Calmar ratio: Return relative to maximum drawdown	1.94	5.04	-3.11
Martin ratio: Return relative to average drawdown	7.04	21.50	-14.46

GROZ vs. BIBL - Sharpe Ratio Comparison

The current GROZ Sharpe Ratio is 1.68, which is lower than the BIBL Sharpe Ratio of 2.77. The chart below compares the historical Sharpe Ratios of GROZ and BIBL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

GROZ vs. BIBL - Drawdown Comparison

The maximum GROZ drawdown since its inception was -23.33%, smaller than the maximum BIBL drawdown of -36.12%. Use the drawdown chart below to compare losses from any high point for GROZ and BIBL.

Drawdown Indicators

	GROZ	BIBL	Difference
Max Drawdown Largest peak-to-trough decline	-23.33%	-36.12%	+12.79%
Max Drawdown (1Y) Largest decline over 1 year	-13.67%	-8.94%	-4.73%
Max Drawdown (3Y) Largest decline over 3 years	—	-20.60%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-30.85%	—
Current Drawdown Current decline from peak	-3.19%	0.00%	-3.19%
Average Drawdown Average peak-to-trough decline	-4.02%	-7.01%	+2.99%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.75%	2.09%	+1.66%

Volatility

GROZ vs. BIBL - Volatility Comparison

The current volatility for Zacks Focus Growth ETF (GROZ) is 5.09%, while Inspire 100 ETF (BIBL) has a volatility of 6.40%. This indicates that GROZ experiences smaller price fluctuations and is considered to be less risky than BIBL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	GROZ	BIBL	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.09%	6.40%	-1.31%
Volatility (6M) Calculated over the trailing 6-month period	11.96%	13.46%	-1.50%
Volatility (1Y) Calculated over the trailing 1-year period	15.80%	16.33%	-0.53%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	21.91%	19.74%	+2.17%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	21.91%	21.10%	+0.81%

GROZ vs. BIBL - Expense Ratio Comparison

GROZ has a 0.56% expense ratio, which is higher than BIBL's 0.35% expense ratio.

Dividends

GROZ vs. BIBL - Dividend Comparison

GROZ's dividend yield for the trailing twelve months is around 0.04%, less than BIBL's 0.93% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
BIBL Inspire 100 ETF	0.93%	1.01%	0.92%	1.02%	0.98%	17.87%	1.67%	1.30%	1.49%	0.31%
GROZ Zacks Focus Growth ETF	0.04%	0.04%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both GROZ and BIBL in my portfolio?

GROZ and BIBL have a correlation of 0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, GROZ or BIBL?

BIBL has higher volatility (6.40%) compared to GROZ (5.09%). In terms of maximum drawdown, GROZ dropped -23.33% vs BIBL's -36.12%.

Which ETF is better, GROZ or BIBL?

On 1-year performance, BIBL leads with 44.87% vs 26.35% for GROZ. On fees, BIBL is cheaper at 0.35% per year. On volatility, GROZ has been the lower-risk option at 5.09%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, GROZ or BIBL?

Over the 1-year period, BIBL has performed better with a 44.87% return vs 26.35%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, GROZ or BIBL?

BIBL is cheaper with a 0.35% expense ratio, compared with 0.56% for GROZ.

Which ETF pays a higher dividend yield, GROZ or BIBL?

BIBL has the higher dividend yield at 0.93%, compared with 0.04% for GROZ.

What is the main difference between GROZ and BIBL?

They also come from different issuers: Zacks and Inspire. Their fees differ too: 0.56% for GROZ and 0.35% for BIBL.

Which has better risk-adjusted returns?

BIBL currently has the higher Sharpe Ratio (2.77 vs 1.68), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.