GMGZX vs. PPLIX
GMGZX (GuideStone Funds MyDestination 2055 Fund) and PPLIX (Principal LifeTime 2050 Fund) are both Target Retirement Date funds. Over the past 10 years, GMGZX returned 11.05%/yr vs 11.26%/yr for PPLIX. Their 0.97 correlation means they have historically moved very closely together. GMGZX charges 0.42%/yr vs 0.01%/yr for PPLIX.
Performance
GMGZX vs. PPLIX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, GMGZX achieves a 10.14% return, which is significantly higher than PPLIX's 8.51% return. Both investments have delivered pretty close results over the past 10 years, with GMGZX having a 11.05% annualized return and PPLIX not far ahead at 11.26%.
GMGZX
- 1D
- 1.94%
- 1M
- -0.14%
- 6M
- 7.02%
- YTD
- 10.14%
- 1Y
- 20.97%
- 3Y*
- 15.96%
- 5Y*
- 9.24%
- 10Y*
- 11.05%
- ALL TIME*
- 8.62%
PPLIX
- 1D
- 1.66%
- 1M
- 0.41%
- 6M
- 5.71%
- YTD
- 8.51%
- 1Y
- 17.70%
- 3Y*
- 16.52%
- 5Y*
- 8.96%
- 10Y*
- 11.26%
- ALL TIME*
- 7.57%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
GMGZX vs. PPLIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GMGZX GuideStone Funds MyDestination 2055 Fund | 10.14% | 19.19% | 15.12% | 19.50% | -17.62% | 17.15% | 13.94% | 24.93% | -8.09% | 21.75% |
PPLIX Principal LifeTime 2050 Fund | 8.51% | 17.55% | 19.12% | 20.36% | -18.78% | 17.04% | 16.56% | 26.67% | -8.74% | 22.12% |
Correlation
The correlation between GMGZX and PPLIX is 0.98 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.98 |
Correlation (3Y) Balances recent behavior with more history. | 0.96 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.97 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.97 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2012 | 0.97 |
The correlation between GMGZX and PPLIX has been stable across timeframes, ranging from 0.96 to 0.98 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
GMGZX vs. PPLIX — Risk / Return Rank
GMGZX
PPLIX
GMGZX vs. PPLIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for GuideStone Funds MyDestination 2055 Fund (GMGZX) and Principal LifeTime 2050 Fund (PPLIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GMGZX | PPLIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.27 | ||
| Sortino ratioReturn per unit of downside risk | +0.36 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.23 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 2.10 | 1.83 | +0.27 |
| Martin ratioReturn relative to average drawdown | 9.08 | 7.85 | +1.23 |
Loading charts...
Drawdowns
GMGZX vs. PPLIX - Drawdown Comparison
The maximum GMGZX drawdown since its inception was -29.63%, smaller than the maximum PPLIX drawdown of -55.61%. Use the drawdown chart below to compare losses from any high point for GMGZX and PPLIX.
Loading charts...
Drawdown Indicators
| GMGZX | PPLIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.63% | -55.61% | +25.98% |
Max Drawdown (1Y)Largest decline over 1 year | -9.13% | -8.57% | -0.56% |
Max Drawdown (3Y)Largest decline over 3 years | -15.25% | -15.59% | +0.34% |
Max Drawdown (5Y)Largest decline over 5 years | -25.16% | -26.85% | +1.69% |
Max Drawdown (10Y)Largest decline over 10 years | -29.63% | -32.67% | +3.04% |
Current DrawdownCurrent decline from peak | -1.10% | -0.86% | -0.24% |
Average DrawdownAverage peak-to-trough decline | -5.80% | -8.26% | +2.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.11% | 2.00% | +0.11% |
Volatility
GMGZX vs. PPLIX - Volatility Comparison
GuideStone Funds MyDestination 2055 Fund (GMGZX) has a higher volatility of 3.62% compared to Principal LifeTime 2050 Fund (PPLIX) at 3.39%. This indicates that GMGZX's price experiences larger fluctuations and is considered to be riskier than PPLIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| GMGZX | PPLIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.62% | 3.39% | +0.23% |
Volatility (6M)Calculated over the trailing 6-month period | 10.50% | 10.35% | +0.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.64% | 12.57% | +0.07% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.54% | 15.60% | -1.06% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.96% | 15.55% | -0.59% |
GMGZX vs. PPLIX - Expense Ratio Comparison
GMGZX has a 0.42% expense ratio, which is higher than PPLIX's 0.01% expense ratio.
Dividends
GMGZX vs. PPLIX - Dividend Comparison
GMGZX's dividend yield for the trailing twelve months is around 3.48%, less than PPLIX's 9.17% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GMGZX GuideStone Funds MyDestination 2055 Fund | 3.48% | 3.83% | 4.44% | 2.85% | 5.99% | 5.27% | 2.10% | 4.10% | 7.97% | 4.58% | 4.01% | 0.00% |
PPLIX Principal LifeTime 2050 Fund | 9.17% | 9.95% | 11.56% | 4.41% | 9.40% | 8.04% | 5.23% | 7.16% | 8.64% | 5.12% | 4.82% | 6.07% |
Frequently Asked Questions
With a correlation of 0.98, GMGZX and PPLIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
GMGZX has higher volatility (3.62%) compared to PPLIX (3.39%). In terms of maximum drawdown, GMGZX dropped -29.63% vs PPLIX's -55.61%.
GMGZX currently has the higher Sharpe Ratio (1.52 vs 1.25), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for GMGZX and PPLIX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer