GMGZX vs. GMDYX
GMGZX (GuideStone Funds MyDestination 2055 Fund) and GMDYX (GuideStone Funds Medium-Duration Bond Fund) are both mutual funds - GMGZX is a Target Retirement Date fund managed by GuideStone Funds, while GMDYX is a Intermediate Core-Plus Bond fund managed by GuideStone Funds. Over the past 10 years, GMGZX returned 11.17%/yr vs 1.70%/yr for GMDYX. At a 0.02 correlation, their price movements are largely independent. GMGZX charges 0.42%/yr vs 0.39%/yr for GMDYX.
Performance
GMGZX vs. GMDYX - Performance Comparison
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Returns By Period
In the year-to-date period, GMGZX achieves a 10.50% return, which is significantly higher than GMDYX's 0.10% return. Over the past 10 years, GMGZX has outperformed GMDYX with an annualized return of 11.17%, while GMDYX has yielded a comparatively lower 1.70% annualized return.
GMGZX
- 1D
- -0.60%
- 1M
- 0.75%
- 6M
- 7.90%
- YTD
- 10.50%
- 1Y
- 20.06%
- 3Y*
- 16.57%
- 5Y*
- 9.47%
- 10Y*
- 11.17%
GMDYX
- 1D
- -0.08%
- 1M
- -0.24%
- 6M
- 0.01%
- YTD
- 0.10%
- 1Y
- 4.88%
- 3Y*
- 4.42%
- 5Y*
- -0.22%
- 10Y*
- 1.70%
GMGZX vs. GMDYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GMGZX GuideStone Funds MyDestination 2055 Fund | 10.50% | 19.19% | 15.12% | 19.50% | -17.62% | 17.15% | 13.94% | 24.93% | -8.09% | 21.75% |
GMDYX GuideStone Funds Medium-Duration Bond Fund | 0.10% | 8.23% | 1.86% | 6.28% | -14.96% | -2.16% | 9.18% | 9.81% | -0.39% | 4.11% |
Correlation
The correlation between GMGZX and GMDYX is 0.42, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.42 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.32 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.24 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.11 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2012 | 0.02 |
Over the past year, GMGZX and GMDYX have become more correlated (0.42) than their long-term average of 0.02, meaning their price movements have been converging.
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Return for Risk
GMGZX vs. GMDYX — Risk / Return Rank
GMGZX
GMDYX
GMGZX vs. GMDYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for GuideStone Funds MyDestination 2055 Fund (GMGZX) and GuideStone Funds Medium-Duration Bond Fund (GMDYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GMGZX | GMDYX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.42 | ||
| Sortino ratioReturn per unit of downside risk | +0.50 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.23 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.28 | 1.64 | +0.64 |
| Martin ratioReturn relative to average drawdown | 9.92 | 4.52 | +5.40 |
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Drawdowns
GMGZX vs. GMDYX - Drawdown Comparison
The maximum GMGZX drawdown since its inception was -29.63%, which is greater than GMDYX's maximum drawdown of -23.08%. Use the drawdown chart below to compare losses from any high point for GMGZX and GMDYX.
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Drawdown Indicators
| GMGZX | GMDYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.63% | -23.08% | -6.55% |
Max Drawdown (1Y)Largest decline over 1 year | -9.13% | -2.94% | -6.19% |
Max Drawdown (3Y)Largest decline over 3 years | -15.25% | -6.60% | -8.65% |
Max Drawdown (5Y)Largest decline over 5 years | -25.16% | -20.30% | -4.86% |
Max Drawdown (10Y)Largest decline over 10 years | -29.63% | -20.75% | -8.88% |
Current DrawdownCurrent decline from peak | -0.78% | -2.43% | +1.65% |
Average DrawdownAverage peak-to-trough decline | -5.81% | -6.72% | +0.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.09% | 1.06% | +1.03% |
Volatility
GMGZX vs. GMDYX - Volatility Comparison
GuideStone Funds MyDestination 2055 Fund (GMGZX) has a higher volatility of 3.40% compared to GuideStone Funds Medium-Duration Bond Fund (GMDYX) at 1.14%. This indicates that GMGZX's price experiences larger fluctuations and is considered to be riskier than GMDYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GMGZX | GMDYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.40% | 1.14% | +2.26% |
Volatility (6M)Calculated over the trailing 6-month period | 10.34% | 3.08% | +7.26% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.39% | 3.83% | +8.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.52% | 5.96% | +8.56% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.94% | 4.96% | +9.98% |
GMGZX vs. GMDYX - Expense Ratio Comparison
GMGZX has a 0.42% expense ratio, which is higher than GMDYX's 0.39% expense ratio.
Dividends
GMGZX vs. GMDYX - Dividend Comparison
GMGZX's dividend yield for the trailing twelve months is around 3.47%, less than GMDYX's 4.50% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GMDYX GuideStone Funds Medium-Duration Bond Fund | 4.50% | 4.53% | 4.67% | 3.56% | 1.87% | 1.87% | 4.82% | 4.09% | 2.78% | 2.11% | 2.09% | 3.25% |
GMGZX GuideStone Funds MyDestination 2055 Fund | 3.47% | 3.83% | 4.44% | 2.85% | 5.99% | 5.27% | 2.10% | 4.10% | 7.97% | 4.58% | 4.01% | 0.00% |
Frequently Asked Questions
GMGZX and GMDYX have a correlation of 0.42, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GMGZX has higher volatility (3.40%) compared to GMDYX (1.14%). In terms of maximum drawdown, GMGZX dropped -29.63% vs GMDYX's -23.08%.
GMGZX currently has the higher Sharpe Ratio (1.68 vs 1.26), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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