GABC vs. THFF
Compare and contrast key facts about German American Bancorp, Inc. (GABC) and First Financial Corporation (THFF).
Performance
GABC vs. THFF - Performance Comparison
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GABC vs. THFF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GABC German American Bancorp, Inc. | 7.42% | 0.34% | 27.90% | -10.24% | -1.96% | 20.32% | -4.72% | 31.11% | -20.02% | 2.31% |
THFF First Financial Corporation | 5.58% | 36.17% | 11.11% | -2.62% | 4.45% | 19.47% | -12.74% | 16.79% | -9.41% | -9.54% |
Fundamentals
GABC:
$3.07
THFF:
$10.65
GABC:
13.62
THFF:
5.94
GABC:
3.65
THFF:
1.63
GABC:
$420.09M
THFF:
$305.59M
GABC:
$248.25M
THFF:
$185.44M
GABC:
$109.97M
THFF:
$81.46M
Returns By Period
In the year-to-date period, GABC achieves a 7.42% return, which is significantly higher than THFF's 5.58% return. Both investments have delivered pretty close results over the past 10 years, with GABC having a 9.45% annualized return and THFF not far ahead at 9.88%.
GABC
- 1D
- 0.87%
- 1M
- 1.09%
- YTD
- 7.42%
- 6M
- 7.96%
- 1Y
- 14.77%
- 3Y*
- 11.19%
- 5Y*
- 0.50%
- 10Y*
- 9.45%
THFF
- 1D
- 0.89%
- 1M
- -0.25%
- YTD
- 5.58%
- 6M
- 14.06%
- 1Y
- 34.07%
- 3Y*
- 23.46%
- 5Y*
- 10.43%
- 10Y*
- 9.88%
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Return for Risk
GABC vs. THFF — Risk / Return Rank
GABC
THFF
GABC vs. THFF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for German American Bancorp, Inc. (GABC) and First Financial Corporation (THFF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| GABC | THFF | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.61 | 1.17 | -0.56 |
Sortino ratioReturn per unit of downside risk | 1.02 | 1.78 | -0.77 |
Omega ratioGain probability vs. loss probability | 1.13 | 1.22 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.26 | 2.56 | -1.31 |
Martin ratioReturn relative to average drawdown | 2.86 | 6.06 | -3.19 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| GABC | THFF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.61 | 1.17 | -0.56 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.02 | 0.40 | -0.38 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.33 | 0.34 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.26 | 0.26 | 0.00 |
Correlation
The correlation between GABC and THFF is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
GABC vs. THFF - Dividend Comparison
GABC's dividend yield for the trailing twelve months is around 2.82%, less than THFF's 3.31% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GABC German American Bancorp, Inc. | 2.82% | 2.96% | 2.69% | 3.09% | 2.47% | 2.15% | 2.30% | 1.91% | 2.16% | 1.46% | 1.37% | 2.04% |
THFF First Financial Corporation | 3.31% | 3.38% | 2.92% | 4.02% | 2.54% | 2.34% | 2.68% | 2.25% | 2.54% | 5.51% | 1.88% | 2.88% |
Drawdowns
GABC vs. THFF - Drawdown Comparison
The maximum GABC drawdown since its inception was -63.37%, which is greater than THFF's maximum drawdown of -51.80%. Use the drawdown chart below to compare losses from any high point for GABC and THFF.
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Drawdown Indicators
| GABC | THFF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.37% | -51.80% | -11.57% |
Max Drawdown (1Y)Largest decline over 1 year | -11.30% | -13.18% | +1.88% |
Max Drawdown (5Y)Largest decline over 5 years | -41.41% | -34.92% | -6.49% |
Max Drawdown (10Y)Largest decline over 10 years | -45.47% | -42.73% | -2.74% |
Current DrawdownCurrent decline from peak | -6.35% | -7.15% | +0.80% |
Average DrawdownAverage peak-to-trough decline | -22.16% | -16.66% | -5.50% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.96% | 5.58% | -0.62% |
Volatility
GABC vs. THFF - Volatility Comparison
The current volatility for German American Bancorp, Inc. (GABC) is 5.52%, while First Financial Corporation (THFF) has a volatility of 6.16%. This indicates that GABC experiences smaller price fluctuations and is considered to be less risky than THFF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GABC | THFF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.52% | 6.16% | -0.64% |
Volatility (6M)Calculated over the trailing 6-month period | 17.32% | 20.25% | -2.93% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.41% | 29.27% | -4.86% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.79% | 26.30% | +0.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.94% | 29.13% | -0.19% |
Financials
GABC vs. THFF - Financials Comparison
This section allows you to compare key financial metrics between German American Bancorp, Inc. and First Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
GABC vs. THFF - Profitability Comparison
GABC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, German American Bancorp, Inc. reported a gross profit of 0.00 and revenue of 59.34M. Therefore, the gross margin over that period was 0.0%.
THFF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, First Financial Corporation reported a gross profit of 0.00 and revenue of 49.69M. Therefore, the gross margin over that period was 0.0%.
GABC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, German American Bancorp, Inc. reported an operating income of 0.00 and revenue of 59.34M, resulting in an operating margin of 0.0%.
THFF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, First Financial Corporation reported an operating income of 0.00 and revenue of 49.69M, resulting in an operating margin of 0.0%.
GABC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, German American Bancorp, Inc. reported a net income of 35.68M and revenue of 59.34M, resulting in a net margin of 60.1%.
THFF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, First Financial Corporation reported a net income of 26.36M and revenue of 49.69M, resulting in a net margin of 53.0%.