German American Bancorp, Inc. (GABC)
Company Info
Highlights
$1.43B
$2.49
15.35
2.43
$329.09M
$117.07M
$48.74M
$30.20 - $46.39
$44.67
2.96%
9.91
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
German American Bancorp, Inc. (GABC) returned -3.58% year-to-date (YTD) and 23.19% over the past 12 months. Over the past 10 years, GABC returned 9.71% annually, underperforming the S&P 500 benchmark at 10.85%.
GABC
-3.58%
1.56%
-13.79%
23.19%
3.19%
7.16%
9.71%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of GABC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.76% | -2.71% | -6.06% | 1.09% | 1.56% | -3.58% | |||||||
| 2024 | 2.22% | -4.23% | 10.11% | -8.40% | 0.59% | 11.69% | 11.29% | 2.69% | -3.39% | 4.49% | 11.77% | -10.58% | 27.90% |
| 2023 | 3.27% | 2.67% | -15.09% | -12.89% | -4.18% | -1.52% | 8.39% | -1.00% | -6.36% | 0.89% | 6.40% | 12.46% | -10.24% |
| 2022 | 1.59% | 1.02% | -4.50% | -7.61% | 9.07% | -10.12% | 10.71% | -0.13% | -4.93% | 10.03% | 2.05% | -6.42% | -1.96% |
| 2021 | 2.24% | 17.15% | 17.31% | -6.25% | -3.06% | -11.00% | 1.34% | -0.36% | 3.40% | 2.04% | -0.24% | -0.38% | 20.32% |
| 2020 | -4.01% | -12.22% | -8.04% | 8.31% | 4.93% | 0.39% | -8.55% | 0.35% | -4.27% | 11.16% | 6.54% | 3.60% | -4.72% |
| 2019 | 5.33% | 6.48% | -5.07% | 1.53% | -6.10% | 8.07% | 4.75% | -2.69% | 4.98% | 3.12% | 2.48% | 5.70% | 31.11% |
| 2018 | -1.81% | -4.08% | 0.66% | 1.20% | 7.32% | -0.61% | 2.20% | 3.01% | -6.15% | -10.12% | -0.06% | -11.95% | -20.02% |
| 2017 | -8.78% | -0.73% | -0.23% | 4.18% | -5.19% | 9.79% | 5.10% | -8.83% | 16.87% | -5.39% | 4.92% | -6.06% | 2.31% |
| 2016 | -3.94% | 0.35% | 0.85% | 0.09% | 0.44% | -0.68% | 6.35% | 8.98% | 5.62% | -0.00% | 22.40% | 10.90% | 61.25% |
| 2015 | -8.26% | 3.14% | 2.51% | -2.79% | 2.05% | 1.48% | -1.15% | 0.13% | 1.00% | 7.04% | 10.64% | -3.36% | 11.71% |
| 2014 | -5.15% | 7.95% | -0.10% | -9.86% | 4.16% | 0.48% | -4.54% | 5.44% | -4.73% | 15.73% | -4.88% | 8.00% | 10.00% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of GABC is 75, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for German American Bancorp, Inc. (GABC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
German American Bancorp, Inc. provided a 2.93% dividend yield over the last twelve months, with an annual payout of $1.12 per share. The company has been increasing its dividends for 22 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.12 | $1.08 | $1.00 | $0.92 | $0.84 | $0.76 | $0.68 | $0.60 | $0.52 | $0.48 | $0.45 | $0.43 |
Dividend yield | 2.93% | 2.69% | 3.09% | 2.47% | 2.15% | 2.30% | 1.91% | 2.16% | 1.46% | 1.37% | 2.04% | 2.10% |
Monthly Dividends
The table displays the monthly dividend distributions for German American Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.29 | $0.00 | $0.00 | $0.29 | $0.58 | |||||||
| 2024 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.27 | $0.00 | $1.08 |
| 2023 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $1.00 |
| 2022 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.92 |
| 2021 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.84 |
| 2020 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.76 |
| 2019 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.68 |
| 2018 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.60 |
| 2017 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.52 |
| 2016 | $0.12 | $0.00 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.48 |
| 2015 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.45 |
| 2014 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.11 | $0.00 | $0.43 |
Dividend Yield & Payout
Dividend Yield
German American Bancorp, Inc. has a dividend yield of 2.93%, which is quite average when compared to the overall market.
Payout Ratio
German American Bancorp, Inc. has a payout ratio of 37.84%, which is quite average when compared to the overall market. This suggests that German American Bancorp, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the German American Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the German American Bancorp, Inc. was 57.26%, occurring on Sep 25, 2000. Recovery took 2187 trading sessions.
The current German American Bancorp, Inc. drawdown is 16.22%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -57.26% | Dec 4, 1997 | 615 | Sep 25, 2000 | 2187 | Jul 28, 2009 | 2802 |
| -45.47% | Mar 17, 2021 | 657 | Oct 24, 2023 | 261 | Nov 6, 2024 | 918 |
| -34.36% | Oct 30, 2017 | 595 | Mar 12, 2020 | 234 | Feb 16, 2021 | 829 |
| -25.32% | Nov 7, 2024 | 105 | Apr 10, 2025 | — | — | — |
| -20.14% | Aug 3, 2009 | 61 | Oct 27, 2009 | 225 | Sep 20, 2010 | 286 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of German American Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of German American Bancorp, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 19.7% positive surprise.
Valuation
The Valuation section provides an overview of how German American Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for GABC, comparing it with other companies in the Banks - Regional industry. Currently, GABC has a P/E ratio of 15.3. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for GABC compared to other companies in the Banks - Regional industry. GABC currently has a PEG ratio of 2.4. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for GABC relative to other companies in the Banks - Regional industry. Currently, GABC has a P/S ratio of 5.6. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for GABC in comparison with other companies in the Banks - Regional industry. Currently, GABC has a P/B value of 1.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
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