FSCM.DE vs. PLAN.DE

Last updated Jun 5, 2026

FSCM.DE (Fidelity Sustainable Global Corporate Bond Paris-Aligned Multifactor UCITS ETF INC-USD) and PLAN.DE (Lyxor Corporate Green Bond (DR) UCITS ETF - Acc) are both Global Corporate Bonds funds - FSCM.DE tracks the Fidelity Sustainable Global Corporate Bond Paris-Aligned Multifactor while PLAN.DE tracks the Bloomberg Gbl Agg Corp TR USD. Both are passively managed. Over the past 3 years, FSCM.DE returned 2.99%/yr vs 3.99%/yr for PLAN.DE. A 0.65 correlation means they provide meaningful diversification when combined. FSCM.DE charges 0.25%/yr vs 0.20%/yr for PLAN.DE.

Performance

FSCM.DE vs. PLAN.DE - Performance Comparison

The chart below illustrates the hypothetical performance of a €10,000 investment in Fidelity Sustainable Global Corporate Bond Paris-Aligned Multifactor UCITS ETF INC-USD (FSCM.DE) and Lyxor Corporate Green Bond (DR) UCITS ETF - Acc (PLAN.DE). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FSCM.DE achieves a 1.79% return, which is significantly higher than PLAN.DE's 0.48% return.

FSCM.DE

• 1D: 0.12%
• 1M: 1.02%
• YTD: 1.79%
• 6M: 1.29%
• 1Y: 3.00%
• 3Y*: 2.99%
• 5Y*: 1.06%
• 10Y*: —

PLAN.DE

• 1D: 0.27%
• 1M: 0.71%
• YTD: 0.48%
• 6M: 0.40%
• 1Y: 2.12%
• 3Y*: 3.99%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

FSCM.DE vs. PLAN.DE - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
FSCM.DE Fidelity Sustainable Global Corporate Bond Paris-Aligned Multifactor UCITS ETF INC-USD	1.79%	-2.57%	6.58%	5.69%	-10.75%	1.51%
PLAN.DE Lyxor Corporate Green Bond (DR) UCITS ETF - Acc	0.48%	1.00%	6.07%	6.47%	-13.19%	-0.21%

Correlation

The correlation between FSCM.DE and PLAN.DE is 0.56, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.56
Correlation (3Y) Calculated over the trailing 3-year period	0.62
Correlation (All Time) Calculated using the full available price history since Sep 15, 2021	0.65

The correlation between FSCM.DE and PLAN.DE has been stable across timeframes, ranging from 0.56 to 0.65 - a consistent structural relationship.

Return for Risk

FSCM.DE vs. PLAN.DE — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FSCM.DE

FSCM.DE Risk / Return Rank: 21
FSCM.DE Sharpe Ratio Rank: 19
FSCM.DE Sortino Ratio Rank: 19
FSCM.DE Omega Ratio Rank: 19
FSCM.DE Calmar Ratio Rank: 25
FSCM.DE Martin Ratio Rank: 23

PLAN.DE

PLAN.DE Risk / Return Rank: 24
PLAN.DE Sharpe Ratio Rank: 22
PLAN.DE Sortino Ratio Rank: 20
PLAN.DE Omega Ratio Rank: 20
PLAN.DE Calmar Ratio Rank: 28
PLAN.DE Martin Ratio Rank: 28

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FSCM.DE vs. PLAN.DE - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity Sustainable Global Corporate Bond Paris-Aligned Multifactor UCITS ETF INC-USD (FSCM.DE) and Lyxor Corporate Green Bond (DR) UCITS ETF - Acc (PLAN.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	FSCM.DE	PLAN.DE	Difference
Sharpe ratio: Return per unit of total volatility	0.62	0.72	-0.10
Sortino ratio: Return per unit of downside risk	0.94	1.04	-0.10
Omega ratio: Gain probability vs. loss probability	1.11	1.13	-0.01
Calmar ratio: Return relative to maximum drawdown	1.17	1.32	-0.15
Martin ratio: Return relative to average drawdown	2.93	3.91	-0.98
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

FSCM.DE vs. PLAN.DE - Sharpe Ratio Comparison

The current FSCM.DE Sharpe Ratio is 0.62, which is comparable to the PLAN.DE Sharpe Ratio of 0.72. The chart below compares the historical Sharpe Ratios of FSCM.DE and PLAN.DE, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	FSCM.DE	PLAN.DE	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.62	0.72	-0.10
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.15	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.14	-0.03	+0.18

Drawdowns

FSCM.DE vs. PLAN.DE - Drawdown Comparison

The maximum FSCM.DE drawdown since its inception was -12.64%, smaller than the maximum PLAN.DE drawdown of -14.57%. Use the drawdown chart below to compare losses from any high point for FSCM.DE and PLAN.DE.

Drawdown Indicators

	FSCM.DE	PLAN.DE	Difference
Max Drawdown Largest peak-to-trough decline	-12.64%	-14.57%	+1.93%
Max Drawdown (1Y) Largest decline over 1 year	-2.57%	-1.60%	-0.97%
Max Drawdown (3Y) Largest decline over 3 years	-8.72%	-3.18%	-5.54%
Max Drawdown (5Y) Largest decline over 5 years	-12.64%	—	—
Current Drawdown Current decline from peak	-3.15%	-1.27%	-1.88%
Average Drawdown Average peak-to-trough decline	-5.62%	-6.52%	+0.90%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.03%	0.54%	+0.49%

Volatility

FSCM.DE vs. PLAN.DE - Volatility Comparison

Fidelity Sustainable Global Corporate Bond Paris-Aligned Multifactor UCITS ETF INC-USD (FSCM.DE) has a higher volatility of 1.91% compared to Lyxor Corporate Green Bond (DR) UCITS ETF - Acc (PLAN.DE) at 1.18%. This indicates that FSCM.DE's price experiences larger fluctuations and is considered to be riskier than PLAN.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FSCM.DE	PLAN.DE	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.91%	1.18%	+0.73%
Volatility (6M) Calculated over the trailing 6-month period	3.65%	2.35%	+1.30%
Volatility (1Y) Calculated over the trailing 1-year period	4.88%	2.94%	+1.94%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	6.88%	4.62%	+2.26%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	6.83%	4.62%	+2.21%

FSCM.DE vs. PLAN.DE - Expense Ratio Comparison

FSCM.DE has a 0.25% expense ratio, which is higher than PLAN.DE's 0.20% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

FSCM.DE vs. PLAN.DE - Dividend Comparison

FSCM.DE's dividend yield for the trailing twelve months is around 5.11%, while PLAN.DE has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021
FSCM.DE Fidelity Sustainable Global Corporate Bond Paris-Aligned Multifactor UCITS ETF INC-USD	5.11%	4.41%	4.65%	4.31%	2.84%	0.93%
PLAN.DE Lyxor Corporate Green Bond (DR) UCITS ETF - Acc	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both FSCM.DE and PLAN.DE in my portfolio?

FSCM.DE and PLAN.DE have a correlation of 0.56, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, FSCM.DE or PLAN.DE?

On fees, PLAN.DE is cheaper at 0.20% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, FSCM.DE or PLAN.DE?

PLAN.DE is cheaper with a 0.20% expense ratio, compared with 0.25% for FSCM.DE.

What is the main difference between FSCM.DE and PLAN.DE?

FSCM.DE tracks Fidelity Sustainable Global Corporate Bond Paris-Aligned Multifactor, while PLAN.DE tracks Bloomberg Gbl Agg Corp TR USD. They also come from different issuers: Fidelity and Amundi. Their fees differ too: 0.25% for FSCM.DE and 0.20% for PLAN.DE.