FJAYX vs. PDIZX
FJAYX (Fidelity Advisor Freedom Blend 2010 Fund Class C) and PDIZX (Putnam Retirement Advantage 2030 Fund) are both Target Retirement Date funds. Over the past 5 years, FJAYX returned 1.99%/yr vs 5.62%/yr for PDIZX. Their correlation of 0.89 means they have usually moved in the same direction. FJAYX charges 1.41%/yr vs 0.45%/yr for PDIZX.
Performance
FJAYX vs. PDIZX - Performance Comparison
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Returns By Period
In the year-to-date period, FJAYX achieves a 3.58% return, which is significantly lower than PDIZX's 3.96% return.
FJAYX
- 1D
- 0.73%
- 1M
- -0.72%
- 6M
- 2.23%
- YTD
- 3.58%
- 1Y
- 7.68%
- 3Y*
- 6.73%
- 5Y*
- 1.99%
- 10Y*
- —
- ALL TIME*
- 3.88%
PDIZX
- 1D
- 0.62%
- 1M
- -0.53%
- 6M
- 2.83%
- YTD
- 3.96%
- 1Y
- 10.04%
- 3Y*
- 11.16%
- 5Y*
- 5.62%
- 10Y*
- —
- ALL TIME*
- 7.47%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FJAYX vs. PDIZX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FJAYX Fidelity Advisor Freedom Blend 2010 Fund Class C | 3.58% | 10.01% | 4.00% | 8.52% | -14.40% | 4.11% | 9.51% |
PDIZX Putnam Retirement Advantage 2030 Fund | 3.96% | 11.93% | 8.54% | 18.82% | -14.27% | 12.07% | 11.36% |
Correlation
The correlation between FJAYX and PDIZX is 0.92, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.92 |
Correlation (3Y) Balances recent behavior with more history. | 0.90 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.89 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2020 | 0.89 |
The correlation between FJAYX and PDIZX has been stable across timeframes, ranging from 0.89 to 0.92 - a consistent structural relationship.
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Return for Risk
FJAYX vs. PDIZX — Risk / Return Rank
FJAYX
PDIZX
FJAYX vs. PDIZX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom Blend 2010 Fund Class C (FJAYX) and Putnam Retirement Advantage 2030 Fund (PDIZX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FJAYX | PDIZX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.34 | ||
| Sortino ratioReturn per unit of downside risk | -0.50 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.32 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.94 | 2.52 | -0.58 |
| Martin ratioReturn relative to average drawdown | 7.77 | 10.89 | -3.12 |
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Drawdowns
FJAYX vs. PDIZX - Drawdown Comparison
The maximum FJAYX drawdown since its inception was -19.48%, smaller than the maximum PDIZX drawdown of -21.03%. Use the drawdown chart below to compare losses from any high point for FJAYX and PDIZX.
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Drawdown Indicators
| FJAYX | PDIZX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.48% | -21.03% | +1.55% |
Max Drawdown (1Y)Largest decline over 1 year | -4.03% | -3.96% | -0.07% |
Max Drawdown (3Y)Largest decline over 3 years | -4.98% | -7.31% | +2.33% |
Max Drawdown (5Y)Largest decline over 5 years | -19.48% | -18.97% | -0.51% |
Current DrawdownCurrent decline from peak | -1.26% | -0.88% | -0.38% |
Average DrawdownAverage peak-to-trough decline | -4.61% | -4.24% | -0.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.00% | 0.92% | +0.08% |
Volatility
FJAYX vs. PDIZX - Volatility Comparison
Fidelity Advisor Freedom Blend 2010 Fund Class C (FJAYX) and Putnam Retirement Advantage 2030 Fund (PDIZX) have volatilities of 1.77% and 1.74%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FJAYX | PDIZX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.77% | 1.74% | +0.03% |
Volatility (6M)Calculated over the trailing 6-month period | 4.97% | 4.78% | +0.19% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.66% | 5.80% | -0.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.55% | 8.64% | -2.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.72% | 10.39% | -3.67% |
FJAYX vs. PDIZX - Expense Ratio Comparison
FJAYX has a 1.41% expense ratio, which is higher than PDIZX's 0.45% expense ratio.
Dividends
FJAYX vs. PDIZX - Dividend Comparison
FJAYX's dividend yield for the trailing twelve months is around 1.93%, less than PDIZX's 7.34% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
FJAYX Fidelity Advisor Freedom Blend 2010 Fund Class C | 1.93% | 2.03% | 1.68% | 1.76% | 4.19% | 5.41% | 2.72% | 1.60% | 1.61% |
PDIZX Putnam Retirement Advantage 2030 Fund | 7.34% | 7.63% | 4.91% | 3.15% | 7.76% | 12.48% | 1.28% | 0.00% | 0.00% |
Frequently Asked Questions
With a correlation of 0.92, FJAYX and PDIZX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FJAYX has higher volatility (1.77%) compared to PDIZX (1.74%). In terms of maximum drawdown, FJAYX dropped -19.48% vs PDIZX's -21.03%.
PDIZX currently has the higher Sharpe Ratio (1.72 vs 1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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