FJAUX vs. URTRX
FJAUX (Fidelity Advisor Freedom Blend 2015 Fund Class A) and URTRX (USAA Target Retirement 2030 Fund) are both Target Retirement Date funds. Over the past 5 years, FJAUX returned 3.40%/yr vs 6.43%/yr for URTRX. Their correlation of 0.91 means they have usually moved in the same direction. FJAUX charges 0.68%/yr vs 0.03%/yr for URTRX.
Performance
FJAUX vs. URTRX - Performance Comparison
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Returns By Period
In the year-to-date period, FJAUX achieves a 4.76% return, which is significantly lower than URTRX's 8.39% return.
FJAUX
- 1D
- 0.87%
- 1M
- -0.77%
- 6M
- 3.09%
- YTD
- 4.76%
- 1Y
- 10.16%
- 3Y*
- 8.64%
- 5Y*
- 3.40%
- 10Y*
- —
- ALL TIME*
- 5.47%
URTRX
- 1D
- 0.84%
- 1M
- 0.35%
- 6M
- 6.07%
- YTD
- 8.39%
- 1Y
- 15.94%
- 3Y*
- 11.77%
- 5Y*
- 6.43%
- 10Y*
- 7.71%
- ALL TIME*
- 7.07%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FJAUX vs. URTRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FJAUX Fidelity Advisor Freedom Blend 2015 Fund Class A | 4.76% | 12.40% | 5.79% | 10.91% | -15.28% | 6.57% | 11.76% | 16.24% | -5.96% |
URTRX USAA Target Retirement 2030 Fund | 8.39% | 14.78% | 8.09% | 13.98% | -13.23% | 12.23% | 9.25% | 17.13% | -8.50% |
Correlation
The correlation between FJAUX and URTRX is 0.95 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.95 |
Correlation (3Y) Balances recent behavior with more history. | 0.90 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.90 |
Correlation (All Time) Calculated using the full available price history since Aug 31, 2018 | 0.91 |
The correlation between FJAUX and URTRX has been stable across timeframes, ranging from 0.90 to 0.95 - a consistent structural relationship.
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Return for Risk
FJAUX vs. URTRX — Risk / Return Rank
FJAUX
URTRX
FJAUX vs. URTRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom Blend 2015 Fund Class A (FJAUX) and USAA Target Retirement 2030 Fund (URTRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FJAUX | URTRX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.44 | ||
| Sortino ratioReturn per unit of downside risk | -0.62 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.37 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.14 | 2.90 | -0.75 |
| Martin ratioReturn relative to average drawdown | 8.69 | 12.19 | -3.51 |
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Drawdowns
FJAUX vs. URTRX - Drawdown Comparison
The maximum FJAUX drawdown since its inception was -20.95%, smaller than the maximum URTRX drawdown of -34.10%. Use the drawdown chart below to compare losses from any high point for FJAUX and URTRX.
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Drawdown Indicators
| FJAUX | URTRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.95% | -34.10% | +13.15% |
Max Drawdown (1Y)Largest decline over 1 year | -4.71% | -5.29% | +0.58% |
Max Drawdown (3Y)Largest decline over 3 years | -5.86% | -9.12% | +3.26% |
Max Drawdown (5Y)Largest decline over 5 years | -20.95% | -19.52% | -1.43% |
Max Drawdown (10Y)Largest decline over 10 years | — | -23.56% | — |
Current DrawdownCurrent decline from peak | -1.45% | -0.28% | -1.17% |
Average DrawdownAverage peak-to-trough decline | -4.47% | -4.12% | -0.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.16% | 1.25% | -0.09% |
Volatility
FJAUX vs. URTRX - Volatility Comparison
Fidelity Advisor Freedom Blend 2015 Fund Class A (FJAUX) and USAA Target Retirement 2030 Fund (URTRX) have volatilities of 2.04% and 2.00%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FJAUX | URTRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.04% | 2.00% | +0.04% |
Volatility (6M)Calculated over the trailing 6-month period | 5.78% | 6.61% | -0.83% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.62% | 7.81% | -1.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.79% | 9.76% | -1.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.25% | 10.31% | -2.06% |
FJAUX vs. URTRX - Expense Ratio Comparison
FJAUX has a 0.68% expense ratio, which is higher than URTRX's 0.03% expense ratio.
Dividends
FJAUX vs. URTRX - Dividend Comparison
FJAUX's dividend yield for the trailing twelve months is around 2.44%, less than URTRX's 6.25% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FJAUX Fidelity Advisor Freedom Blend 2015 Fund Class A | 2.44% | 2.64% | 2.44% | 2.40% | 5.37% | 6.77% | 3.83% | 2.59% | 1.76% | 0.00% | 0.00% | 0.00% |
URTRX USAA Target Retirement 2030 Fund | 6.25% | 6.78% | 3.16% | 4.24% | 9.53% | 7.66% | 4.53% | 11.43% | 8.54% | 8.10% | 4.06% | 2.80% |
Frequently Asked Questions
With a correlation of 0.95, FJAUX and URTRX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FJAUX has higher volatility (2.04%) compared to URTRX (2.00%). In terms of maximum drawdown, FJAUX dropped -20.95% vs URTRX's -34.10%.
URTRX currently has the higher Sharpe Ratio (1.96 vs 1.53), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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