FIJJX vs. PADLX
FIJJX (Fidelity Advisor Freedom 2010 Fund Class Z) and PADLX (Putnam Retirement Advantage Maturity Fund) are both Target Retirement Date funds. Over the past 5 years, FIJJX returned 3.72%/yr vs 3.52%/yr for PADLX. Their correlation of 0.91 means they have usually moved in the same direction. FIJJX charges 0.44%/yr vs 0.22%/yr for PADLX.
Performance
FIJJX vs. PADLX - Performance Comparison
Loading charts...
Returns By Period
The year-to-date returns for both investments are quite close, with FIJJX having a 3.91% return and PADLX slightly higher at 4.09%.
FIJJX
- 1D
- 0.71%
- 1M
- -0.70%
- 6M
- 2.43%
- YTD
- 3.91%
- 1Y
- 8.22%
- 3Y*
- 8.90%
- 5Y*
- 3.72%
- 10Y*
- —
- ALL TIME*
- 5.90%
PADLX
- 1D
- 0.53%
- 1M
- -0.35%
- 6M
- 2.77%
- YTD
- 4.09%
- 1Y
- 9.96%
- 3Y*
- 9.41%
- 5Y*
- 3.52%
- 10Y*
- —
- ALL TIME*
- 4.64%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FIJJX vs. PADLX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FIJJX Fidelity Advisor Freedom 2010 Fund Class Z | 3.91% | 11.31% | 8.33% | 9.51% | -13.11% | 5.58% | 10.93% |
PADLX Putnam Retirement Advantage Maturity Fund | 4.09% | 10.83% | 8.34% | 11.01% | -12.54% | 2.93% | 7.84% |
Correlation
The correlation between FIJJX and PADLX is 0.92, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.92 |
Correlation (3Y) Balances recent behavior with more history. | 0.93 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.92 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2020 | 0.91 |
The correlation between FIJJX and PADLX has been stable across timeframes, ranging from 0.91 to 0.93 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FIJJX vs. PADLX — Risk / Return Rank
FIJJX
PADLX
FIJJX vs. PADLX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom 2010 Fund Class Z (FIJJX) and Putnam Retirement Advantage Maturity Fund (PADLX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FIJJX | PADLX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.56 | ||
| Sortino ratioReturn per unit of downside risk | -0.86 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.39 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | 2.04 | 2.75 | -0.72 |
| Martin ratioReturn relative to average drawdown | 8.29 | 11.56 | -3.27 |
Loading charts...
Drawdowns
FIJJX vs. PADLX - Drawdown Comparison
The maximum FIJJX drawdown since its inception was -18.30%, roughly equal to the maximum PADLX drawdown of -18.87%. Use the drawdown chart below to compare losses from any high point for FIJJX and PADLX.
Loading charts...
Drawdown Indicators
| FIJJX | PADLX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.30% | -18.87% | +0.57% |
Max Drawdown (1Y)Largest decline over 1 year | -4.09% | -3.63% | -0.46% |
Max Drawdown (3Y)Largest decline over 3 years | -4.72% | -6.63% | +1.91% |
Max Drawdown (5Y)Largest decline over 5 years | -18.30% | -18.87% | +0.57% |
Current DrawdownCurrent decline from peak | -1.30% | -0.79% | -0.51% |
Average DrawdownAverage peak-to-trough decline | -3.73% | -4.73% | +1.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.01% | 0.86% | +0.15% |
Volatility
FIJJX vs. PADLX - Volatility Comparison
Fidelity Advisor Freedom 2010 Fund Class Z (FIJJX) has a higher volatility of 1.81% compared to Putnam Retirement Advantage Maturity Fund (PADLX) at 1.44%. This indicates that FIJJX's price experiences larger fluctuations and is considered to be riskier than PADLX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FIJJX | PADLX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.81% | 1.44% | +0.37% |
Volatility (6M)Calculated over the trailing 6-month period | 4.94% | 4.03% | +0.91% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.60% | 4.89% | +0.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.62% | 6.70% | -0.08% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.84% | 7.47% | -0.63% |
FIJJX vs. PADLX - Expense Ratio Comparison
FIJJX has a 0.44% expense ratio, which is higher than PADLX's 0.22% expense ratio.
Dividends
FIJJX vs. PADLX - Dividend Comparison
FIJJX's dividend yield for the trailing twelve months is around 5.24%, more than PADLX's 4.65% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
FIJJX Fidelity Advisor Freedom 2010 Fund Class Z | 5.24% | 5.30% | 6.09% | 2.93% | 7.48% | 9.22% | 6.13% | 6.27% | 6.12% |
PADLX Putnam Retirement Advantage Maturity Fund | 4.65% | 5.03% | 3.71% | 2.91% | 1.01% | 1.45% | 1.66% | 0.00% | 0.00% |
Frequently Asked Questions
With a correlation of 0.92, FIJJX and PADLX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FIJJX has higher volatility (1.81%) compared to PADLX (1.44%). In terms of maximum drawdown, FIJJX dropped -18.30% vs PADLX's -18.87%.
PADLX currently has the higher Sharpe Ratio (2.05 vs 1.49), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FIJJX and PADLX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer