FHAYX vs. URSIX
FHAYX (Fidelity Freedom Blend 2010 Fund) and URSIX (USAA Target Retirement 2060 Fund) are both Target Retirement Date funds. Over the past 5 years, FHAYX returned 3.06%/yr vs 9.83%/yr for URSIX. Their correlation of 0.83 means they have usually moved in the same direction. FHAYX charges 0.41%/yr vs 0.10%/yr for URSIX.
Performance
FHAYX vs. URSIX - Performance Comparison
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Returns By Period
In the year-to-date period, FHAYX achieves a 4.74% return, which is significantly lower than URSIX's 14.49% return.
FHAYX
- 1D
- 0.45%
- 1M
- -0.09%
- 6M
- 3.20%
- YTD
- 4.74%
- 1Y
- 8.86%
- 3Y*
- 8.40%
- 5Y*
- 3.06%
- 10Y*
- —
- ALL TIME*
- 4.70%
URSIX
- 1D
- 0.84%
- 1M
- 1.41%
- 6M
- 10.56%
- YTD
- 14.49%
- 1Y
- 24.58%
- 3Y*
- 18.10%
- 5Y*
- 9.83%
- 10Y*
- 10.29%
- ALL TIME*
- 9.04%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FHAYX vs. URSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FHAYX Fidelity Freedom Blend 2010 Fund | 4.74% | 11.13% | 5.01% | 9.63% | -13.53% | 5.17% | 10.34% | 14.47% | -6.50% |
URSIX USAA Target Retirement 2060 Fund | 14.49% | 19.62% | 13.05% | 18.22% | -15.78% | 17.70% | 10.17% | 20.09% | -10.99% |
Correlation
The correlation between FHAYX and URSIX is 0.91, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.91 |
Correlation (3Y) Balances recent behavior with more history. | 0.80 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.80 |
Correlation (All Time) Calculated using the full available price history since Aug 31, 2018 | 0.83 |
The correlation between FHAYX and URSIX shifts across timeframes, from 0.80 (3 years) to 0.91 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
FHAYX vs. URSIX — Risk / Return Rank
FHAYX
URSIX
FHAYX vs. URSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Blend 2010 Fund (FHAYX) and USAA Target Retirement 2060 Fund (URSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FHAYX | URSIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.45 | ||
| Sortino ratioReturn per unit of downside risk | -0.55 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.39 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.36 | 3.17 | -0.80 |
| Martin ratioReturn relative to average drawdown | 9.60 | 13.62 | -4.02 |
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Drawdowns
FHAYX vs. URSIX - Drawdown Comparison
The maximum FHAYX drawdown since its inception was -18.64%, smaller than the maximum URSIX drawdown of -30.33%. Use the drawdown chart below to compare losses from any high point for FHAYX and URSIX.
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Drawdown Indicators
| FHAYX | URSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.64% | -30.33% | +11.69% |
Max Drawdown (1Y)Largest decline over 1 year | -3.98% | -8.32% | +4.34% |
Max Drawdown (3Y)Largest decline over 3 years | -4.81% | -14.35% | +9.54% |
Max Drawdown (5Y)Largest decline over 5 years | -18.64% | -23.85% | +5.21% |
Max Drawdown (10Y)Largest decline over 10 years | — | -30.33% | — |
Current DrawdownCurrent decline from peak | -0.62% | 0.00% | -0.62% |
Average DrawdownAverage peak-to-trough decline | -3.95% | -4.40% | +0.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.98% | 1.93% | -0.95% |
Volatility
FHAYX vs. URSIX - Volatility Comparison
The current volatility for Fidelity Freedom Blend 2010 Fund (FHAYX) is 1.85%, while USAA Target Retirement 2060 Fund (URSIX) has a volatility of 3.08%. This indicates that FHAYX experiences smaller price fluctuations and is considered to be less risky than URSIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FHAYX | URSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.85% | 3.08% | -1.23% |
Volatility (6M)Calculated over the trailing 6-month period | 4.93% | 10.31% | -5.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.63% | 12.43% | -6.80% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.54% | 14.22% | -7.68% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.75% | 14.53% | -7.78% |
FHAYX vs. URSIX - Expense Ratio Comparison
FHAYX has a 0.41% expense ratio, which is higher than URSIX's 0.10% expense ratio.
Dividends
FHAYX vs. URSIX - Dividend Comparison
FHAYX's dividend yield for the trailing twelve months is around 2.81%, less than URSIX's 4.89% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FHAYX Fidelity Freedom Blend 2010 Fund | 2.81% | 3.03% | 2.78% | 2.63% | 5.16% | 6.07% | 3.22% | 2.42% | 0.00% | 0.00% | 0.00% | 0.00% |
URSIX USAA Target Retirement 2060 Fund | 4.89% | 5.60% | 2.55% | 2.89% | 10.97% | 7.07% | 4.79% | 5.88% | 4.77% | 3.82% | 3.01% | 1.73% |
Frequently Asked Questions
With a correlation of 0.91, FHAYX and URSIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
URSIX has higher volatility (3.08%) compared to FHAYX (1.85%). In terms of maximum drawdown, FHAYX dropped -18.64% vs URSIX's -30.33%.
URSIX currently has the higher Sharpe Ratio (2.12 vs 1.67), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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