FHASX vs. URTRX
FHASX (Fidelity Freedom Blend 2035 Fund) and URTRX (USAA Target Retirement 2030 Fund) are both Target Retirement Date funds. Over the past 5 years, FHASX returned 7.52%/yr vs 6.43%/yr for URTRX. Their 0.96 correlation means they have historically moved very closely together. FHASX charges 0.48%/yr vs 0.03%/yr for URTRX.
Performance
FHASX vs. URTRX - Performance Comparison
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Returns By Period
The year-to-date returns for both stocks are quite close, with FHASX having a 8.51% return and URTRX slightly lower at 8.39%.
FHASX
- 1D
- 1.68%
- 1M
- -1.02%
- 6M
- 5.63%
- YTD
- 8.51%
- 1Y
- 17.73%
- 3Y*
- 14.55%
- 5Y*
- 7.52%
- 10Y*
- —
- ALL TIME*
- 9.23%
URTRX
- 1D
- 0.84%
- 1M
- 0.35%
- 6M
- 6.07%
- YTD
- 8.39%
- 1Y
- 15.94%
- 3Y*
- 11.77%
- 5Y*
- 6.43%
- 10Y*
- 7.71%
- ALL TIME*
- 7.07%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FHASX vs. URTRX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FHASX Fidelity Freedom Blend 2035 Fund | 8.51% | 18.32% | 13.29% | 17.57% | -18.33% | 14.11% | 16.71% | 25.44% | -13.80% |
URTRX USAA Target Retirement 2030 Fund | 8.39% | 14.78% | 8.09% | 13.98% | -13.23% | 12.23% | 9.25% | 17.13% | -8.50% |
Correlation
The correlation between FHASX and URTRX is 0.97 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.97 |
Correlation (3Y) Balances recent behavior with more history. | 0.95 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.96 |
Correlation (All Time) Calculated using the full available price history since Aug 31, 2018 | 0.96 |
The correlation between FHASX and URTRX has been stable across timeframes, ranging from 0.95 to 0.97 - a consistent structural relationship.
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Return for Risk
FHASX vs. URTRX — Risk / Return Rank
FHASX
URTRX
FHASX vs. URTRX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Blend 2035 Fund (FHASX) and USAA Target Retirement 2030 Fund (URTRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FHASX | URTRX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.40 | ||
| Sortino ratioReturn per unit of downside risk | -0.59 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.37 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.26 | 2.90 | -0.63 |
| Martin ratioReturn relative to average drawdown | 9.24 | 12.19 | -2.96 |
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Drawdowns
FHASX vs. URTRX - Drawdown Comparison
The maximum FHASX drawdown since its inception was -29.13%, smaller than the maximum URTRX drawdown of -34.10%. Use the drawdown chart below to compare losses from any high point for FHASX and URTRX.
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Drawdown Indicators
| FHASX | URTRX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.13% | -34.10% | +4.97% |
Max Drawdown (1Y)Largest decline over 1 year | -7.43% | -5.29% | -2.14% |
Max Drawdown (3Y)Largest decline over 3 years | -11.66% | -9.12% | -2.54% |
Max Drawdown (5Y)Largest decline over 5 years | -26.40% | -19.52% | -6.88% |
Max Drawdown (10Y)Largest decline over 10 years | — | -23.56% | — |
Current DrawdownCurrent decline from peak | -1.96% | -0.28% | -1.68% |
Average DrawdownAverage peak-to-trough decline | -5.70% | -4.12% | -1.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.82% | 1.25% | +0.57% |
Volatility
FHASX vs. URTRX - Volatility Comparison
Fidelity Freedom Blend 2035 Fund (FHASX) has a higher volatility of 3.27% compared to USAA Target Retirement 2030 Fund (URTRX) at 2.00%. This indicates that FHASX's price experiences larger fluctuations and is considered to be riskier than URTRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FHASX | URTRX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.27% | 2.00% | +1.27% |
Volatility (6M)Calculated over the trailing 6-month period | 9.24% | 6.61% | +2.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.79% | 7.81% | +2.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.65% | 9.76% | +2.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.70% | 10.31% | +4.39% |
FHASX vs. URTRX - Expense Ratio Comparison
FHASX has a 0.48% expense ratio, which is higher than URTRX's 0.03% expense ratio.
Dividends
FHASX vs. URTRX - Dividend Comparison
FHASX's dividend yield for the trailing twelve months is around 3.59%, less than URTRX's 6.25% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FHASX Fidelity Freedom Blend 2035 Fund | 3.59% | 2.95% | 4.66% | 2.04% | 5.70% | 7.94% | 4.87% | 3.48% | 0.00% | 0.00% | 0.00% | 0.00% |
URTRX USAA Target Retirement 2030 Fund | 6.25% | 6.78% | 3.16% | 4.24% | 9.53% | 7.66% | 4.53% | 11.43% | 8.54% | 8.10% | 4.06% | 2.80% |
Frequently Asked Questions
With a correlation of 0.97, FHASX and URTRX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FHASX has higher volatility (3.27%) compared to URTRX (2.00%). In terms of maximum drawdown, FHASX dropped -29.13% vs URTRX's -34.10%.
URTRX currently has the higher Sharpe Ratio (1.96 vs 1.56), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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