FFVTX vs. FNILX
FFVTX (Fidelity Advisor Freedom 2015 Fund Class M) and FNILX (Fidelity ZERO Large Cap Index Fund) are both mutual funds - FFVTX is a Target Retirement Date fund managed by Fidelity, while FNILX is a Large Cap Blend Equities fund managed by Fidelity. Over the past 5 years, FFVTX returned 3.17%/yr vs 12.36%/yr for FNILX. Their correlation of 0.84 means they have usually moved in the same direction. FFVTX charges 1.04%/yr vs 0.00%/yr for FNILX.
Performance
FFVTX vs. FNILX - Performance Comparison
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Returns By Period
In the year-to-date period, FFVTX achieves a 4.15% return, which is significantly lower than FNILX's 9.06% return.
FFVTX
- 1D
- 0.91%
- 1M
- -0.89%
- 6M
- 2.47%
- YTD
- 4.15%
- 1Y
- 9.10%
- 3Y*
- 8.36%
- 5Y*
- 3.17%
- 10Y*
- 5.66%
- ALL TIME*
- 4.79%
FNILX
- 1D
- 1.68%
- 1M
- -0.67%
- 6M
- 7.78%
- YTD
- 9.06%
- 1Y
- 20.09%
- 3Y*
- 19.19%
- 5Y*
- 12.36%
- 10Y*
- —
- ALL TIME*
- 14.53%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FFVTX vs. FNILX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FFVTX Fidelity Advisor Freedom 2015 Fund Class M | 4.15% | 12.33% | 5.62% | 10.42% | -15.02% | 6.59% | 11.52% | 16.36% | -6.12% |
FNILX Fidelity ZERO Large Cap Index Fund | 9.06% | 17.81% | 25.47% | 27.45% | -19.37% | 26.67% | 21.13% | 31.79% | -13.60% |
Correlation
The correlation between FFVTX and FNILX is 0.85, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.85 |
Correlation (3Y) Balances recent behavior with more history. | 0.78 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.79 |
Correlation (All Time) Calculated using the full available price history since Sep 28, 2018 | 0.84 |
The correlation between FFVTX and FNILX has been stable across timeframes, ranging from 0.78 to 0.85 - a consistent structural relationship.
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Return for Risk
FFVTX vs. FNILX — Risk / Return Rank
FFVTX
FNILX
FFVTX vs. FNILX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom 2015 Fund Class M (FFVTX) and Fidelity ZERO Large Cap Index Fund (FNILX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FFVTX | FNILX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | 0.00 | ||
| Sortino ratioReturn per unit of downside risk | +0.05 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.25 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.90 | 1.98 | -0.08 |
| Martin ratioReturn relative to average drawdown | 7.63 | 8.30 | -0.67 |
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Drawdowns
FFVTX vs. FNILX - Drawdown Comparison
The maximum FFVTX drawdown since its inception was -40.71%, which is greater than FNILX's maximum drawdown of -33.76%. Use the drawdown chart below to compare losses from any high point for FFVTX and FNILX.
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Drawdown Indicators
| FFVTX | FNILX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -40.71% | -33.76% | -6.95% |
Max Drawdown (1Y)Largest decline over 1 year | -4.77% | -9.01% | +4.24% |
Max Drawdown (3Y)Largest decline over 3 years | -5.84% | -19.08% | +13.24% |
Max Drawdown (5Y)Largest decline over 5 years | -20.84% | -25.40% | +4.56% |
Max Drawdown (10Y)Largest decline over 10 years | -20.84% | — | — |
Current DrawdownCurrent decline from peak | -1.51% | -2.24% | +0.73% |
Average DrawdownAverage peak-to-trough decline | -4.55% | -5.30% | +0.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.18% | 2.14% | -0.96% |
Volatility
FFVTX vs. FNILX - Volatility Comparison
The current volatility for Fidelity Advisor Freedom 2015 Fund Class M (FFVTX) is 2.09%, while Fidelity ZERO Large Cap Index Fund (FNILX) has a volatility of 3.46%. This indicates that FFVTX experiences smaller price fluctuations and is considered to be less risky than FNILX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFVTX | FNILX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.09% | 3.46% | -1.37% |
Volatility (6M)Calculated over the trailing 6-month period | 5.74% | 10.17% | -4.43% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.57% | 12.97% | -6.40% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.67% | 17.37% | -9.70% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.68% | 19.95% | -12.27% |
FFVTX vs. FNILX - Expense Ratio Comparison
FFVTX has a 1.04% expense ratio, which is higher than FNILX's 0.00% expense ratio.
Dividends
FFVTX vs. FNILX - Dividend Comparison
FFVTX's dividend yield for the trailing twelve months is around 6.51%, more than FNILX's 0.93% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFVTX Fidelity Advisor Freedom 2015 Fund Class M | 6.51% | 6.57% | 3.77% | 2.11% | 7.83% | 10.05% | 6.74% | 6.60% | 10.19% | 5.66% | 4.37% | 5.18% |
FNILX Fidelity ZERO Large Cap Index Fund | 0.93% | 1.01% | 1.09% | 1.34% | 1.53% | 0.95% | 1.20% | 1.17% | 0.53% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
FFVTX and FNILX have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FNILX has higher volatility (3.46%) compared to FFVTX (2.09%). In terms of maximum drawdown, FFVTX dropped -40.71% vs FNILX's -33.76%.
FFVTX currently has the higher Sharpe Ratio (1.38 vs 1.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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