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OneMain Holdings, Inc. (OMF)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US68268W1036

CUSIP

68268W103

IPO Date

Oct 16, 2013

Highlights

Market Cap

$6.16B

EPS (TTM)

$4.73

PE Ratio

10.95

PEG Ratio

0.61

Total Revenue (TTM)

$4.25B

Gross Profit (TTM)

$2.38B

EBITDA (TTM)

$2.73B

Year Range

$37.21 - $56.62

Target Price

$58.86

Short %

4.90%

Short Ratio

3.30

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

OneMain Holdings, Inc. (OMF) returned 3.37% year-to-date (YTD) and 12.42% over the past 12 months. Over the past 10 years, OMF returned 8.54% annually, underperforming the S&P 500 benchmark at 10.89%.


OMF

YTD

3.37%

1M

19.12%

6M

-2.89%

1Y

12.42%

5Y*

33.37%

10Y*

8.54%

^GSPC (Benchmark)

YTD

1.30%

1M

12.79%

6M

1.49%

1Y

12.35%

5Y*

15.12%

10Y*

10.89%

*Annualized

Monthly Returns

The table below presents the monthly returns of OMF, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20256.54%-1.43%-9.04%-3.70%12.39%3.37%
2024-3.25%1.35%8.17%2.00%-3.80%-1.28%7.77%-3.28%-4.74%5.52%17.69%-9.10%15.17%
202329.51%2.10%-13.95%3.48%1.47%15.40%4.10%-6.67%-3.42%-10.38%20.89%16.31%63.03%
20223.24%0.47%-7.00%-3.12%-2.11%-15.16%-0.48%-3.68%-15.49%30.62%4.76%-15.37%-27.20%
2021-3.32%8.74%14.52%5.86%2.99%3.58%1.82%1.79%-4.32%-4.55%-4.45%0.50%23.56%
20200.52%-7.64%-47.97%26.62%-2.38%5.19%16.95%9.27%7.46%11.65%13.11%23.52%34.53%
201923.06%11.23%-3.79%6.99%-11.36%13.19%22.60%-8.09%2.32%9.05%8.36%-2.18%88.39%
201825.86%-6.27%-2.35%3.04%5.45%2.34%-0.12%10.38%-8.42%-15.14%2.63%-17.01%-6.54%
20171.08%25.20%-11.31%-6.16%-3.26%9.00%8.74%2.36%3.00%12.70%-18.76%0.70%17.39%
2016-36.37%-14.60%21.53%16.00%-1.76%-27.00%26.38%7.52%-0.19%-8.43%-28.12%8.69%-46.70%
2015-12.63%21.68%34.64%-3.42%-4.96%-3.39%10.02%-11.38%-2.32%7.30%3.30%-14.28%14.85%
2014-5.22%17.57%-10.72%-8.63%2.13%10.57%0.89%27.12%-4.06%17.19%5.96%-8.78%43.08%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of OMF is 62, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of OMF is 6262
Overall Rank
The Sharpe Ratio Rank of OMF is 6464
Sharpe Ratio Rank
The Sortino Ratio Rank of OMF is 5757
Sortino Ratio Rank
The Omega Ratio Rank of OMF is 5656
Omega Ratio Rank
The Calmar Ratio Rank of OMF is 6868
Calmar Ratio Rank
The Martin Ratio Rank of OMF is 6565
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for OneMain Holdings, Inc. (OMF) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

OneMain Holdings, Inc. Sharpe ratios as of May 18, 2025 (values are recalculated daily):

  • 1-Year: 0.32
  • 5-Year: 0.90
  • 10-Year: 0.18
  • All Time: 0.34

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of OneMain Holdings, Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

OneMain Holdings, Inc. provided a 8.03% dividend yield over the last twelve months, with an annual payout of $4.16 per share. The company has been increasing its dividends for 2 consecutive years.


8.00%10.00%12.00%14.00%16.00%18.00%20.00%$0.00$2.00$4.00$6.00$8.00$10.00201920202021202220232024
Dividends
Dividend Yield
PeriodTTM202420232022202120202019
Dividend$4.16$4.12$4.00$3.80$9.55$5.94$3.00

Dividend yield

8.03%7.90%8.13%11.41%19.08%12.33%7.12%

Monthly Dividends

The table displays the monthly dividend distributions for OneMain Holdings, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$1.04$0.00$0.00$1.04$2.08
2024$0.00$1.00$0.00$0.00$1.04$0.00$0.00$1.04$0.00$0.00$1.04$0.00$4.12
2023$0.00$1.00$0.00$0.00$1.00$0.00$0.00$1.00$0.00$0.00$1.00$0.00$4.00
2022$0.00$0.95$0.00$0.00$0.95$0.00$0.00$0.95$0.00$0.00$0.95$0.00$3.80
2021$0.00$3.95$0.00$0.00$0.70$0.00$0.00$4.20$0.00$0.00$0.70$0.00$9.55
2020$0.00$2.83$0.00$0.00$0.33$0.00$0.00$2.33$0.00$0.00$0.45$0.00$5.94
2019$0.25$0.00$0.00$0.25$0.00$0.00$2.25$0.00$0.00$0.25$0.00$3.00

Dividend Yield & Payout


Dividend Yield

OneMain Holdings, Inc. has a dividend yield of 8.03%, which means its dividend payment is significantly above the market average.

Payout Ratio

OneMain Holdings, Inc. has a payout ratio of 80.62%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the OneMain Holdings, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the OneMain Holdings, Inc. was 69.20%, occurring on Mar 18, 2020. Recovery took 186 trading sessions.

The current OneMain Holdings, Inc. drawdown is 8.30%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-69.2%Mar 24, 20151256Mar 18, 2020186Dec 10, 20201442
-47.93%Oct 21, 2021235Sep 27, 2022309Dec 19, 2023544
-29.94%Feb 19, 202535Apr 8, 2025
-21.74%Feb 26, 201435Apr 15, 201479Aug 7, 2014114
-20.72%Dec 3, 201440Jan 30, 201521Mar 3, 201561

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of OneMain Holdings, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of OneMain Holdings, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 23.7% positive surprise.


0.000.501.001.502.002.503.003.5020212022202320242025
1.72
1.39
Actual
Estimate

Valuation

The Valuation section provides an overview of how OneMain Holdings, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for OMF, comparing it with other companies in the Credit Services industry. Currently, OMF has a P/E ratio of 11.0. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for OMF compared to other companies in the Credit Services industry. OMF currently has a PEG ratio of 0.6. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for OMF relative to other companies in the Credit Services industry. Currently, OMF has a P/S ratio of 2.4. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for OMF in comparison with other companies in the Credit Services industry. Currently, OMF has a P/B value of 1.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items