- ISIN
- US68268W1036
- CUSIP
- 68268W103
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Oct 16, 2013
Highlights
- Market Cap
- $6.83B
- Enterprise Value
- $5.99B
- EPS (TTM)
- $6.71
- PE Ratio
- 8.68
- Total Revenue (TTM)
- $4.94B
- Gross Profit (TTM)
- $2.20B
- EBITDA (TTM)
- $943.00M
- Year Range
- $45.78 - $71.93
- Target Price
- $69.71
- ROA (TTM)
- 2.95%
- ROE (TTM)
- 23.57%
Share Price Chart
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Performance
OMF Performance Chart
OneMain Holdings, Inc. (OMF) is down 10.5% since the beginning of the year. At $58 per share, OMF is trading 19.0% below its 52-week high of $72. Investors who bought $1,000 worth of OMF shares 5 years ago would now be looking at an investment worth $1,560.
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Returns By Period
OneMain Holdings, Inc. (OMF) has returned -10.50% so far this year and 15.87% over the past 12 months. Looking at the last ten years, OMF has achieved an annualized return of 18.97%, outperforming the S&P 500 Index benchmark, which averaged 13.88% per year.
OneMain Holdings, Inc.
- 1D
- 0.09%
- 1M
- 8.88%
- YTD
- -10.50%
- 6M
- -12.58%
- 1Y
- 15.87%
- 3Y*
- 21.32%
- 5Y*
- 9.30%
- 10Y*
- 18.97%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
OMF Monthly Returns History
Based on dividend-adjusted daily data since Nov 27, 2015, OMF's average daily return is +0.08%, while the average monthly return is +1.59%. At this rate, an investment would double in approximately 3.7 years.
Historically, 56% of months were positive and 44% were negative. The best month was Oct 2022 with a return of +30.6%, while the worst month was Mar 2020 at -48.0%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 7 months.
On a daily basis, OMF closed higher 52% of trading days. The best single day was Jan 4, 2018 with a return of +29.1%, while the worst single day was Nov 8, 2016 at -38.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.98% | -14.47% | -2.78% | 9.87% | -4.09% | 5.28% | -10.50% | ||||||
| 2025 | 6.54% | -1.43% | -9.04% | -3.70% | 12.47% | 9.95% | 1.39% | 9.05% | -8.73% | 4.84% | 6.66% | 8.90% | 39.77% |
| 2024 | -3.25% | 1.35% | 8.17% | 2.00% | -3.80% | -1.28% | 7.77% | -3.28% | -4.74% | 5.52% | 17.65% | -9.10% | 15.14% |
| 2023 | 29.51% | 2.10% | -13.95% | 3.48% | 1.47% | 15.40% | 4.10% | -6.67% | -3.42% | -10.38% | 20.89% | 16.31% | 63.03% |
| 2022 | 3.24% | 0.47% | -7.00% | -3.12% | -2.11% | -15.16% | -0.48% | -3.68% | -15.49% | 30.62% | 4.76% | -15.37% | -27.20% |
| 2021 | -3.32% | 8.74% | 14.52% | 5.86% | 2.99% | 3.58% | 1.82% | 1.79% | -4.32% | -4.55% | -4.45% | 0.50% | 23.56% |
Benchmark Metrics
OneMain Holdings, Inc. has an annualized alpha of 0.63%, beta of 1.45, and R2 of 0.31 versus S&P 500 Index. Calculated based on daily prices since November 27, 2015.
- This stock participated in 162.70% of S&P 500 Index downside but only 158.77% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.31 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 0.63%
- Beta
- 1.45
- R²
- 0.31
- Upside Capture
- 158.77%
- Downside Capture
- 162.70%
Return for Risk
Risk / Return Rank
OMF ranks 55 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for OneMain Holdings, Inc. (OMF) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| OMF | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.48 | ||
| Sortino ratioReturn per unit of downside risk | -1.82 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.37 | -0.25 |
| Calmar ratioReturn relative to maximum drawdown | 0.54 | 2.78 | -2.25 |
| Martin ratioReturn relative to average drawdown | 1.18 | 12.44 | -11.26 |
Dividends
Dividend History
OneMain Holdings, Inc. provided a 7.20% dividend yield over the last twelve months, with an annual payout of $4.19 per share. The company has been increasing its dividends for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Dividend | $4.19 | $4.17 | $4.12 | $4.00 | $3.80 | $9.55 | $5.94 | $3.00 |
Dividend yield | 7.20% | 6.17% | 7.90% | 8.13% | 11.41% | 19.08% | 12.33% | 7.12% |
Monthly Dividends
The table displays the monthly dividend distributions for OneMain Holdings, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $1.05 | $0.00 | $0.00 | $1.05 | $0.00 | $2.10 | ||||||
| 2025 | $0.00 | $1.04 | $0.00 | $0.00 | $1.04 | $0.00 | $0.00 | $1.04 | $0.00 | $0.00 | $1.05 | $0.00 | $4.17 |
| 2024 | $0.00 | $1.00 | $0.00 | $0.00 | $1.04 | $0.00 | $0.00 | $1.04 | $0.00 | $0.00 | $1.04 | $0.00 | $4.12 |
| 2023 | $0.00 | $1.00 | $0.00 | $0.00 | $1.00 | $0.00 | $0.00 | $1.00 | $0.00 | $0.00 | $1.00 | $0.00 | $4.00 |
| 2022 | $0.00 | $0.95 | $0.00 | $0.00 | $0.95 | $0.00 | $0.00 | $0.95 | $0.00 | $0.00 | $0.95 | $0.00 | $3.80 |
| 2021 | $0.00 | $3.95 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $4.20 | $0.00 | $0.00 | $0.70 | $0.00 | $9.55 |
Dividend Yield & Payout
Dividend Yield
OneMain Holdings, Inc. has a dividend yield of 7.20%, which means its dividend payment is significantly above the market average.
Payout Ratio
OneMain Holdings, Inc. has a payout ratio of 62.94%, which is quite average when compared to the overall market. This suggests that OneMain Holdings, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the OneMain Holdings, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the OneMain Holdings, Inc. was 68.66%, occurring on Mar 18, 2020. Recovery took 186 trading sessions.
The current OneMain Holdings, Inc. drawdown is 15.29%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -68.66%Mar 2020 | 26d | 8mo 27d | 9mo 23dFeb 2020 - Dec 2020 |
2016 bear market2016 | -65.61%Nov 2016 | 11mo 14d | 3y 3mo | 4y 2moNov 2015 - Feb 2020 |
Bear market2022 | -47.93%Sep 2022 | 11mo 11d | 1y 2mo | 2y 1moOct 2021 - Dec 2023 |
2025 selloff2025 | -29.94%Apr 2025 | 1mo 18d | 2mo 20d | 4mo 8dFeb 2025 - Jun 2025 |
2026 bear market2026 | -29.68%Mar 2026 | 2mo 8d | — | 5mo 17dJan 2026 - now |
Drawdown Indicators
| OMF | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -68.66% | -56.78% | -11.88% |
Max Drawdown (1Y)Largest decline over 1 year | -29.68% | -9.10% | -20.58% |
Max Drawdown (3Y)Largest decline over 3 years | -29.94% | -18.90% | -11.04% |
Max Drawdown (5Y)Largest decline over 5 years | -47.93% | -25.43% | -22.50% |
Max Drawdown (10Y)Largest decline over 10 years | -68.66% | -33.92% | -34.74% |
Current DrawdownCurrent decline from peak | -15.29% | -1.80% | -13.49% |
Average DrawdownAverage peak-to-trough decline | -24.27% | -10.71% | -13.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.44% | 2.03% | +11.41% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of OneMain Holdings, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how OneMain Holdings, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for OMF, comparing it with other companies in the Credit Services industry. Currently, OMF has a P/E ratio of 8.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for OMF relative to other companies in the Credit Services industry. Currently, OMF has a P/S ratio of 1.4. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for OMF in comparison with other companies in the Credit Services industry. Currently, OMF has a P/B value of 2.0. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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