EXPGY vs. USOI

Last updated Aug 1, 2026

EXPGY (Experian plc ADR) is a stock, while USOI (Credit Suisse X-Links Crude Oil Shares Covered Call ETN) is Oil & Gas fund tracking the Credit Suisse NASDAQ WTI Crude Oil FLOWS 106 Index. Over the past year, EXPGY returned -26.06% vs 25.08% for USOI. Their -0.01 correlation means they have often moved in opposite directions in the past.

Performance

EXPGY vs. USOI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Experian plc ADR (EXPGY) and Credit Suisse X-Links Crude Oil Shares Covered Call ETN (USOI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, EXPGY achieves a -14.47% return, which is significantly lower than USOI's 32.59% return.

EXPGY

• 1D: -3.12%
• 1M: 8.53%
• 6M: 2.41%
• YTD: -14.47%
• 1Y: -26.06%
• 3Y*: 1.40%
• 5Y*: -1.46%
• 10Y*: 8.53%
• ALL TIME*: 9.51%

USOI

• 1D: 0.37%
• 1M: 11.52%
• 6M: 23.29%
• YTD: 32.59%
• 1Y: 25.08%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 10.84%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
EXPGY Experian plc ADR	$8.74M	$31.25M	$17.29M
USOI Credit Suisse X-Links Crude Oil Shares Covered Call ETN	$32.75M	$18.81M	$9.02M

EXPGY vs. USOI - Yearly Performance Comparison

	2026 (YTD)	2025	2024
EXPGY Experian plc ADR	-14.47%	7.09%	-6.67%
USOI Credit Suisse X-Links Crude Oil Shares Covered Call ETN	32.59%	-8.78%	3.24%

Correlation

The correlation between EXPGY and USOI is -0.08, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	-0.08
Correlation (All Time) Calculated using the full available price history since Jun 3, 2024	-0.01

Return for Risk

EXPGY vs. USOI — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

EXPGY

EXPGY Risk / Return Rank: 13
EXPGY Sharpe Ratio Rank: 7
EXPGY Sortino Ratio Rank: 10
EXPGY Omega Ratio Rank: 11
EXPGY Calmar Ratio Rank: 18
EXPGY Martin Ratio Rank: 21

USOI

USOI Risk / Return Rank: 34
USOI Sharpe Ratio Rank: 37
USOI Sortino Ratio Rank: 36
USOI Omega Ratio Rank: 35
USOI Calmar Ratio Rank: 29
USOI Martin Ratio Rank: 32

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

EXPGY vs. USOI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Experian plc ADR (EXPGY) and Credit Suisse X-Links Crude Oil Shares Covered Call ETN (USOI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	EXPGY	USOI	Difference
Sharpe ratio: Return per unit of total volatility	-0.90	0.91	-1.81
Sortino ratio: Return per unit of downside risk	-1.22	1.35	-2.57
Omega ratio: Gain probability vs. loss probability	0.86	1.17	-0.30
Calmar ratio: Return relative to maximum drawdown	-0.68	0.96	-1.64
Martin ratio: Return relative to average drawdown	-1.04	3.00	-4.04

EXPGY vs. USOI - Sharpe Ratio Comparison

The current EXPGY Sharpe Ratio is -0.90, which is lower than the USOI Sharpe Ratio of 0.91. The chart below compares the historical Sharpe Ratios of EXPGY and USOI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

EXPGY vs. USOI - Drawdown Comparison

The maximum EXPGY drawdown since its inception was -43.94%, which is greater than USOI's maximum drawdown of -23.54%. Use the drawdown chart below to compare losses from any high point for EXPGY and USOI.

Drawdown Indicators

	EXPGY	USOI	Difference
Max Drawdown Largest peak-to-trough decline	-43.94%	-23.54%	-20.40%
Max Drawdown (1Y) Largest decline over 1 year	-39.57%	-23.54%	-16.03%
Max Drawdown (3Y) Largest decline over 3 years	-40.50%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-43.94%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-43.94%	—	—
Current Drawdown Current decline from peak	-29.55%	-14.63%	-14.92%
Average Drawdown Average peak-to-trough decline	-11.73%	-7.85%	-3.88%
Ulcer Index Depth and duration of drawdowns from previous peaks	25.81%	8.10%	+17.71%

Volatility

EXPGY vs. USOI - Volatility Comparison

Experian plc ADR (EXPGY) has a higher volatility of 11.68% compared to Credit Suisse X-Links Crude Oil Shares Covered Call ETN (USOI) at 6.18%. This indicates that EXPGY's price experiences larger fluctuations and is considered to be riskier than USOI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EXPGY	USOI	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.68%	6.18%	+5.50%
Volatility (6M) Calculated over the trailing 6-month period	24.37%	20.39%	+3.98%
Volatility (1Y) Calculated over the trailing 1-year period	30.15%	24.74%	+5.41%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	27.98%	23.32%	+4.66%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	27.40%	23.32%	+4.08%

Dividends

EXPGY vs. USOI - Dividend Comparison

EXPGY's dividend yield for the trailing twelve months is around 1.83%, less than USOI's 46.43% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
EXPGY Experian plc ADR	1.83%	1.38%	1.37%	1.34%	1.46%	0.88%	1.19%	1.26%	1.71%	1.21%	1.92%
USOI Credit Suisse X-Links Crude Oil Shares Covered Call ETN	46.43%	27.21%	12.54%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both EXPGY and USOI in my portfolio?

EXPGY and USOI have a correlation of -0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, EXPGY or USOI?

EXPGY has higher volatility (11.68%) compared to USOI (6.18%). In terms of maximum drawdown, EXPGY dropped -43.94% vs USOI's -23.54%.

Which has better risk-adjusted returns?

USOI currently has the higher Sharpe Ratio (0.91 vs -0.90), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.