EVFCX vs. CSTAX
Compare and contrast key facts about E-Valuator Conservative (15%-30%) RMS Fund (EVFCX) and American Funds College 2027 Fund (CSTAX).
EVFCX is managed by E-Valuator funds. It was launched on Feb 28, 2012. CSTAX is managed by American Funds. It was launched on Sep 13, 2012.
Performance
EVFCX vs. CSTAX - Performance Comparison
Loading graphics...
EVFCX vs. CSTAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
EVFCX E-Valuator Conservative (15%-30%) RMS Fund | -0.48% | 10.49% | 3.43% | 6.73% | -9.65% | 1.78% | 10.84% | 12.57% | -4.42% | 9.53% |
CSTAX American Funds College 2027 Fund | -0.16% | 9.00% | 5.57% | 6.57% | -9.87% | 6.52% | 7.66% | 13.35% | -2.23% | 11.77% |
Returns By Period
In the year-to-date period, EVFCX achieves a -0.48% return, which is significantly lower than CSTAX's -0.16% return.
EVFCX
- 1D
- 1.28%
- 1M
- -2.93%
- YTD
- -0.48%
- 6M
- 0.37%
- 1Y
- 9.16%
- 3Y*
- 5.84%
- 5Y*
- 2.35%
- 10Y*
- —
CSTAX
- 1D
- 0.49%
- 1M
- -1.68%
- YTD
- -0.16%
- 6M
- 0.99%
- 1Y
- 6.14%
- 3Y*
- 6.11%
- 5Y*
- 2.94%
- 10Y*
- 5.02%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
EVFCX vs. CSTAX - Expense Ratio Comparison
EVFCX has a 1.07% expense ratio, which is higher than CSTAX's 0.41% expense ratio.
Return for Risk
EVFCX vs. CSTAX — Risk / Return Rank
EVFCX
CSTAX
EVFCX vs. CSTAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for E-Valuator Conservative (15%-30%) RMS Fund (EVFCX) and American Funds College 2027 Fund (CSTAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| EVFCX | CSTAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.43 | 1.81 | -0.38 |
Sortino ratioReturn per unit of downside risk | 2.05 | 2.61 | -0.56 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.37 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 2.12 | 2.39 | -0.27 |
Martin ratioReturn relative to average drawdown | 8.31 | 9.64 | -1.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| EVFCX | CSTAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.43 | 1.81 | -0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.57 | -0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.87 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.63 | 0.86 | -0.23 |
Correlation
The correlation between EVFCX and CSTAX is 0.83, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
EVFCX vs. CSTAX - Dividend Comparison
EVFCX's dividend yield for the trailing twelve months is around 2.84%, less than CSTAX's 5.27% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
EVFCX E-Valuator Conservative (15%-30%) RMS Fund | 2.84% | 2.83% | 1.81% | 3.66% | 2.06% | 12.38% | 1.68% | 2.17% | 6.26% | 4.47% | 0.76% | 0.00% |
CSTAX American Funds College 2027 Fund | 5.27% | 5.26% | 3.78% | 3.17% | 3.40% | 7.52% | 5.72% | 4.00% | 4.78% | 3.90% | 4.34% | 4.49% |
Drawdowns
EVFCX vs. CSTAX - Drawdown Comparison
The maximum EVFCX drawdown since its inception was -19.11%, which is greater than CSTAX's maximum drawdown of -14.52%. Use the drawdown chart below to compare losses from any high point for EVFCX and CSTAX.
Loading graphics...
Drawdown Indicators
| EVFCX | CSTAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.11% | -14.52% | -4.59% |
Max Drawdown (1Y)Largest decline over 1 year | -4.54% | -2.72% | -1.82% |
Max Drawdown (5Y)Largest decline over 5 years | -13.38% | -14.52% | +1.14% |
Max Drawdown (10Y)Largest decline over 10 years | — | -14.52% | — |
Current DrawdownCurrent decline from peak | -3.30% | -2.00% | -1.30% |
Average DrawdownAverage peak-to-trough decline | -3.61% | -2.37% | -1.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.16% | 0.67% | +0.49% |
Volatility
EVFCX vs. CSTAX - Volatility Comparison
E-Valuator Conservative (15%-30%) RMS Fund (EVFCX) has a higher volatility of 3.04% compared to American Funds College 2027 Fund (CSTAX) at 1.43%. This indicates that EVFCX's price experiences larger fluctuations and is considered to be riskier than CSTAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| EVFCX | CSTAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.04% | 1.43% | +1.61% |
Volatility (6M)Calculated over the trailing 6-month period | 4.36% | 2.11% | +2.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.59% | 3.50% | +3.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.60% | 5.16% | +0.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.55% | 5.82% | +0.73% |