EPAI vs. SIFI

Last updated Jul 17, 2026

EPAI (Harbor AI Inflection Strategy ETF) and SIFI (Harbor Scientific Alpha Income ETF) are both exchange-traded funds - EPAI is a Technology Equities fund actively managed by Harbor, while SIFI is a Multisector Bonds fund actively managed by Harbor. Both are actively managed. At a 0.39 correlation, their price movements are largely independent. EPAI charges 0.88%/yr vs 0.50%/yr for SIFI.

Performance

EPAI vs. SIFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Harbor AI Inflection Strategy ETF (EPAI) and Harbor Scientific Alpha Income ETF (SIFI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, EPAI achieves a 35.72% return, which is significantly higher than SIFI's 1.63% return.

EPAI

• 1D: -2.76%
• 1M: -7.50%
• 6M: 23.11%
• YTD: 35.72%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SIFI

• 1D: 0.03%
• 1M: 0.10%
• 6M: 1.30%
• YTD: 1.63%
• 1Y: 6.25%
• 3Y*: 7.18%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

EPAI vs. SIFI - Yearly Performance Comparison

	2026 (YTD)	2025
EPAI Harbor AI Inflection Strategy ETF	35.72%	-0.33%
SIFI Harbor Scientific Alpha Income ETF	1.63%	0.45%

Correlation

The correlation between EPAI and SIFI is 0.39, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Dec 18, 2025	0.39

Return for Risk

EPAI vs. SIFI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EPAI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

SIFI

SIFI Risk / Return Rank: 73
SIFI Sharpe Ratio Rank: 76
SIFI Sortino Ratio Rank: 82
SIFI Omega Ratio Rank: 80
SIFI Calmar Ratio Rank: 58
SIFI Martin Ratio Rank: 68

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EPAI vs. SIFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Harbor AI Inflection Strategy ETF (EPAI) and Harbor Scientific Alpha Income ETF (SIFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	EPAI	SIFI	Difference
Sharpe ratio: Return per unit of total volatility	—	1.94	—
Sortino ratio: Return per unit of downside risk	—	2.95	—
Omega ratio: Gain probability vs. loss probability	—	1.37	—
Calmar ratio: Return relative to maximum drawdown	—	2.31	—
Martin ratio: Return relative to average drawdown	—	9.62	—

Drawdowns

EPAI vs. SIFI - Drawdown Comparison

The maximum EPAI drawdown since its inception was -14.76%, roughly equal to the maximum SIFI drawdown of -14.68%. Use the drawdown chart below to compare losses from any high point for EPAI and SIFI.

Drawdown Indicators

	EPAI	SIFI	Difference
Max Drawdown Largest peak-to-trough decline	-14.76%	-14.68%	-0.08%
Max Drawdown (1Y) Largest decline over 1 year	—	-2.71%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-3.46%	—
Current Drawdown Current decline from peak	-14.76%	-0.17%	-14.59%
Average Drawdown Average peak-to-trough decline	-3.30%	-4.71%	+1.41%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	0.65%	—

Volatility

Volatility by Period

	EPAI	SIFI	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	0.67%	—
Volatility (6M) Calculated over the trailing 6-month period	—	2.51%	—
Volatility (1Y) Calculated over the trailing 1-year period	35.83%	3.25%	+32.58%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	35.83%	4.89%	+30.94%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.83%	4.89%	+30.94%

EPAI vs. SIFI - Expense Ratio Comparison

EPAI has a 0.88% expense ratio, which is higher than SIFI's 0.50% expense ratio.

Dividends

EPAI vs. SIFI - Dividend Comparison

EPAI has not paid dividends to shareholders, while SIFI's dividend yield for the trailing twelve months is around 6.37%.

Position	TTM	2025	2024	2023	2022	2021
EPAI Harbor AI Inflection Strategy ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SIFI Harbor Scientific Alpha Income ETF	6.37%	6.57%	5.87%	5.71%	3.88%	0.86%

Frequently Asked Questions

Can I hold both EPAI and SIFI in my portfolio?

EPAI and SIFI have a correlation of 0.39, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, EPAI or SIFI?

On fees, SIFI is cheaper at 0.50% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, EPAI or SIFI?

SIFI is cheaper with a 0.50% expense ratio, compared with 0.88% for EPAI.

Which ETF pays a higher dividend yield, EPAI or SIFI?

SIFI has the higher dividend yield at 6.37%, compared with 0.00% for EPAI.

What is the main difference between EPAI and SIFI?

EPAI is categorized as Technology Equities, while SIFI is Multisector Bonds. Their fees differ too: 0.88% for EPAI and 0.50% for SIFI.