ENV vs. LMND

Last updated Jun 9, 2026

ENV (Envestnet, Inc.) and LMND (Lemonade, Inc.) are both stocks. ENV operates in Software - Application (Technology), while LMND operates in Insurance - Property & Casualty (Financial Services). At a 0.28 correlation, their price movements are largely independent.

Performance

ENV vs. LMND - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Envestnet, Inc. (ENV) and Lemonade, Inc. (LMND). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

ENV

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

LMND

• 1D: 2.93%
• 1M: -3.71%
• YTD: -25.58%
• 6M: -31.36%
• 1Y: 32.82%
• 3Y*: 39.72%
• 5Y*: -12.81%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

ENV vs. LMND - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
ENV Envestnet, Inc.	0.00%	0.00%	27.50%	-19.74%	-22.23%	-3.58%	9.97%
LMND Lemonade, Inc.	-25.58%	94.06%	127.40%	17.91%	-67.51%	-65.62%	76.49%

Correlation

The correlation between ENV and LMND is 0.28, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (3Y) Calculated over the trailing 3-year period	0.21
Correlation (5Y) Calculated over the trailing 5-year period	0.31
Correlation (All Time) Calculated using the full available price history since Jul 6, 2020	0.28

The correlation between ENV and LMND shifts across timeframes, from 0.21 (3 years) to 0.31 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Total Revenue (TTM) ENV : $1.34B LMND : $821.10M
Gross Profit (TTM) ENV : $911.20M LMND : $390.70M
EBITDA (TTM) ENV : -$92.97M LMND : -$120.70M

Return for Risk

ENV vs. LMND — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

LMND

LMND Risk / Return Rank: 58
LMND Sharpe Ratio Rank: 56
LMND Sortino Ratio Rank: 61
LMND Omega Ratio Rank: 58
LMND Calmar Ratio Rank: 57
LMND Martin Ratio Rank: 56

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ENV vs. LMND - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Envestnet, Inc. (ENV) and Lemonade, Inc. (LMND). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	ENV	LMND	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	0.39	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.16	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	-0.05	—

Drawdowns

Drawdown Indicators

	ENV	LMND	Difference
Max Drawdown Largest peak-to-trough decline	—	-94.23%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-47.70%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-56.10%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-90.63%	—
Current Drawdown Current decline from peak	—	-71.10%	—
Average Drawdown Average peak-to-trough decline	—	-73.08%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	24.07%	—

Volatility

Volatility by Period

	ENV	LMND	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	15.80%	—
Volatility (6M) Calculated over the trailing 6-month period	—	53.71%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	84.63%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	82.25%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	85.17%	—

Dividends

ENV vs. LMND - Dividend Comparison

Neither ENV nor LMND has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

Frequently Asked Questions

Can I hold both ENV and LMND in my portfolio?

ENV and LMND have a correlation of 0.28, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.