DSCVX vs. PEOPX

Last updated Apr 2, 2026

Compare and contrast key facts about BNY Mellon Opportunistic Small Cap Fund (DSCVX) and BNY Mellon S&P 500 Index Fund (PEOPX).

DSCVX is managed by BNY Mellon. It was launched on Dec 29, 1993. PEOPX is a passively managed fund by BNY Mellon that tracks the performance of the S&P 500 Index. It was launched on Jan 2, 1990.

Performance

DSCVX vs. PEOPX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in BNY Mellon Opportunistic Small Cap Fund (DSCVX) and BNY Mellon S&P 500 Index Fund (PEOPX). The values are adjusted to include any dividend payments, if applicable.

DSCVX vs. PEOPX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
DSCVX BNY Mellon Opportunistic Small Cap Fund	10.17%	10.21%	3.68%	9.01%	-17.55%	15.93%	18.98%	21.12%	-19.99%	24.42%
PEOPX BNY Mellon S&P 500 Index Fund	-4.45%	17.33%	24.50%	25.78%	-18.67%	28.25%	17.83%	30.96%	-6.01%	21.26%

Returns By Period

DSCVX

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

PEOPX

• 1D: 2.92%
• 1M: -5.07%
• YTD: -4.45%
• 6M: -2.34%
• 1Y: 16.81%
• 3Y*: 17.81%
• 5Y*: 11.28%
• 10Y*: 13.41%

*Multi-year figures are annualized to reflect compound growth (CAGR)

DSCVX vs. PEOPX - Expense Ratio Comparison

DSCVX has a 1.11% expense ratio, which is higher than PEOPX's 0.50% expense ratio.

DSCVX

BNY Mellon Opportunistic Small Cap Fund

PEOPX

BNY Mellon S&P 500 Index Fund

Return for Risk

DSCVX vs. PEOPX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PEOPX

PEOPX Risk / Return Rank: 56
PEOPX Sharpe Ratio Rank: 45
PEOPX Sortino Ratio Rank: 49
PEOPX Omega Ratio Rank: 52
PEOPX Calmar Ratio Rank: 60
PEOPX Martin Ratio Rank: 72

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

DSCVX vs. PEOPX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for BNY Mellon Opportunistic Small Cap Fund (DSCVX) and BNY Mellon S&P 500 Index Fund (PEOPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	DSCVX	PEOPX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	0.95	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.67	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.75	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.47	—

Correlation

The correlation between DSCVX and PEOPX is 0.78, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

DSCVX vs. PEOPX - Dividend Comparison

DSCVX's dividend yield for the trailing twelve months is around 4.19%, less than PEOPX's 10.83% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DSCVX BNY Mellon Opportunistic Small Cap Fund	4.19%	1.48%	0.50%	1.36%	4.05%	9.75%	0.20%	0.16%	29.45%	12.41%	0.41%	4.10%
PEOPX BNY Mellon S&P 500 Index Fund	10.83%	10.35%	10.38%	7.35%	11.78%	12.89%	11.94%	14.37%	14.75%	9.21%	10.90%	7.81%

Drawdowns

Drawdown Indicators

	DSCVX	PEOPX	Difference
Max Drawdown Largest peak-to-trough decline	—	-57.45%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-12.13%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-24.79%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-33.85%	—
Current Drawdown Current decline from peak	—	-6.32%	—
Average Drawdown Average peak-to-trough decline	—	-10.56%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	2.54%	—

Volatility

Volatility by Period

	DSCVX	PEOPX	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	5.34%	—
Volatility (6M) Calculated over the trailing 6-month period	—	9.53%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	18.32%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	16.92%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	17.95%	—